Judgment of the Court (Seventh Chamber) of 5 June 2019.#GT v HS.#Request for a preliminary ruling from the Budai Központi Kerületi Bíróság.#Reference for a preliminary ruling — Consumer protection — Unfair terms in consumer contracts — Directive 93/13/EEC — Article 3(1) — Article 4(2) — Article 6(1) — Loan agreement denominated in foreign currency — The exchange rate applicable to the sum made available in domestic currency communicated to the consumer after the agreement has been concluded.#Case C-38/17.

decidedEuropean Union· Court of Justice of the European Union· EN

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5 June 2019

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5 June 2019 · Decided

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decided

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Official record CELEX 62017CJ0038 from European Union at Court of Justice of the European Union. Dated 5 June 2019. Status: decided.

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5 June 2019
Decided
Source: work_date_document

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Documents

23 official files

Arrêt de la Cour (septième chambre) du 5 juin 2019.#GT contre HS.#Demande de décision préjudicielle, introduite par le Budai Központi Kerületi Bíróság.#Renvoi préjudiciel – Protection des consommateurs – Clauses abusives dans les contrats conclus avec les consommateurs – Directive 93/13/CEE – Article 3, paragraphe 1 – Article 4, paragraphe 2 – Article 6, paragraphe 1 – Contrat de prêt libellé en devise étrangère – Communication au consommateur du taux de change applicable à la somme mise à disposition en monnaie nationale après la conclusion du contrat.#Affaire C-38/17.

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Arrêt de la Cour (septième chambre) du 5 juin 2019.#GT contre HS.#Demande de décision préjudicielle, introduite par le Budai Központi Kerületi Bíróság.#Renvoi préjudiciel – Protection des consommateurs – Clauses abusives dans les contrats conclus avec les consommateurs – Directive 93/13/CEE – Article 3, paragraphe 1 – Article 4, paragraphe 2 – Article 6, paragraphe 1 – Contrat de prêt libellé en devise étrangère – Communication au consommateur du taux de change applicable à la somme mise à disposition en monnaie nationale après la conclusion du contrat.#Affaire C-38/17.
judgment · FR · 5 June 2019
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Wyrok Trybunału (siódma izba) z dnia 5 czerwca 2019 r.#GT przeciwko HS.#Wniosek o wydanie orzeczenia w trybie prejudycjalnym złożony przez Budai Központi Kerületi Bíróság.#Odesłanie prejudycjalne – Ochrona konsumentów – Nieuczciwe warunki w umowach konsumenckich – Dyrektywa 93/13/EWG – Artykuł 3 ust. 1 lit. d) – Artykuł 4 ust. 2 – Artykuł 6 ust. 1 – Umowa kredytu denominowanego w walucie obcej – Powiadomienie konsumenta o kursie wymiany mającym zastosowanie do kwoty udostępnionej w walucie krajowej po zawarciu umowy.#Sprawa C-38/17.
judgment · PL · 5 June 2019
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Arrest van het Hof (Zevende kamer) van 5 juni 2019.#GT tegen HS.#Verzoek van de Budai Központi Kerületi Bíróság om een prejudiciële beslissing.#Prejudiciële verwijzing – Consumentenbescherming – Oneerlijke bedingen in consumentenovereenkomsten – Richtlijn 93/13/EEG – Artikel 3, lid 1 – Artikel 4, lid 2 – Artikel 6, lid 1 – Leningsovereenkomst in vreemde valuta – Mededeling aan de consument van de wisselkoers die van toepassing is op het in nationale valuta ter beschikking gestelde bedrag nadat de overeenkomst is gesloten.#Zaak C-38/17.
judgment · NL · 5 June 2019
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Απόφαση του Δικαστηρίου (έβδομο τμήμα) της 5ης Ιουνίου 2019.#GT κατά HS.#Αίτηση του Budai Központi Kerületi Bíróság για την έκδοση προδικαστικής αποφάσεως.#Προδικαστική παραπομπή – Προστασία των καταναλωτών – Καταχρηστικές ρήτρες συμβάσεων που συνάπτονται με καταναλωτές – Οδηγία 93/13/EΟΚ – Άρθρο 3, παράγραφος 1 – Άρθρο 4, παράγραφος 2 – Άρθρο 6, παράγραφος 1 – Σύμβαση δανείου συνομολογηθείσα σε ξένο νόμισμα – Γνωστοποίηση στον καταναλωτή, μετά τη σύναψη της συμβάσεως, της συναλλαγματικής ισοτιμίας που ισχύει για το χορηγούμενο σε εθνικό νόμισμα ποσό.#Υπόθεση C-38/17.
judgment · EL · 5 June 2019
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Rozsudok Súdneho dvora (siedma komora) z 5. júna 2019.#GT proti HS.#Návrh na začatie prejudiciálneho konania, ktorý podal Budai Központi Kerületi Bíróság.#Návrh na začatie prejudiciálneho konania – Ochrana spotrebiteľa – Nekalé podmienky v spotrebiteľských zmluvách – Smernica 93/13/EHS – Článok 3 ods. 1 – Článok 4 ods. 2 – Článok 6 ods. 1 – Zmluva o spotrebiteľskom úvere vyjadrená v cudzej mene – Oznámenie výmenného kurzu spotrebiteľovi platného na sumu, ktorá mu bola poskytnutá v národnej mene, po uzatvorení zmluvy.#Vec C-38/17.
judgment · SK · 5 June 2019
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Euroopa Kohtu otsus (seitsmes koda), 5.6.2019.#GT versus HS.#Eelotsusetaotlus, mille on esitanud Budai Központi Kerületi Bíróság.#Eelotsusetaotlus – Tarbijakaitse – Ebaõiglased tingimused tarbijalepingutes – Direktiiv 93/13/EMÜ – Artikli 3 lõige 1 – Artikli 4 lõige 2 – Artikli 6 lõige 1 – Välisvaluutas nomineeritud laenuleping – Riigi omavääringus välja makstud summale kohaldatava vahetuskursi teatavakstegemine tarbijale pärast lepingu sõlmimist.#Kohtuasi C-38/17.
judgment · ET · 5 June 2019
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Acórdão do Tribunal de Justiça (Sétima Secção) de 5 de junho de 2019.#GT contra HS.#Pedido de decisão prejudicial apresentado pelo Budai Központi Kerületi Bíróság.#Reenvio prejudicial — Proteção dos consumidores — Cláusulas abusivas nos contratos celebrados com os consumidores — Diretiva 93/13/CEE — Artigo 3.o, n.o 1 — Artigo 4.o, n.o 2 — Artigo 6.o, n.o 1 — Contrato de mútuo expresso em moeda estrangeira — Comunicação ao consumidor da taxa de câmbio aplicável ao montante posto à disposição em moeda nacional após a celebração do contrato.#Processo C-38/17.
judgment · PT · 5 June 2019
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Решение на Съда (седми състав) от 5 юни 2019 г.#GT срещу HS.#Преюдициално запитване, отправено от Budai Központi Kerületi Bíróság.#Преюдициално запитване — Защита на потребителите — Неравноправни клаузи в потребителските договори — Директива 93/13/ЕИО — Член 3, параграф 1 — Член 4, параграф 2 — Член 6, параграф 1 — Договор за заем, сключен в чуждестранна валута — Съобщаване на потребителя, след сключването на договора, на обменния курс, приложим към предоставената в национална валута сума.#Дело C-38/17.
judgment · BG · 5 June 2019
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Sentenza tal-Qorti tal-Ġustizzja (Is-Seba’ Awla) tal-5 ta’ Ġunju 2019.#GT vs HS.#Talba għal deċiżjoni preliminari, imressqa mill-Budai Központi Kerületi Bíróság.#Rinviju għal deċiżjoni preliminari – Protezzjoni tal-konsumaturi – Klawżoli inġusti fil-kuntratti konklużi mal-konsumaturi – Direttiva 93/13/KEE – Artikolu 3(1) – Artikolu 4(2) – Artikolu 6(1) – Kuntratt ta’ self iddenominat f’munita barranija – Komunikazzjoni lill-konsumatur tar-rata tal-kambju applikabbli għas-somma mqiegħda għad-dispożizzjoni fil-munita nazzjonali wara l-konklużjoni tal-kuntratt.#Kawża C-38/17.
judgment · MT · 5 June 2019
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Sentencia del Tribunal de Justicia (Sala Séptima) de 5 de junio de 2019.#GT contra HS.#Petición de decisión prejudicial planteada por el Budai Központi Kerületi Bíróság.#Procedimiento prejudicial — Protección de los consumidores — Cláusulas abusivas en los contratos celebrados con los consumidores — Directiva 93/13/CEE — Artículo 3, apartado 1 — Artículo 4, apartado 2 — Artículo 6, apartado 1 — Contrato de préstamo denominado en divisas — Comunicación al consumidor del tipo de cambio aplicable a la cantidad puesta a disposición en moneda nacional tras la celebración del contrato.#Asunto C-38/17.
judgment · ES · 5 June 2019
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Domstolens dom (sjunde avdelningen) av den 5 juni 2019.#GT mot HS.#Begäran om förhandsavgörande från Budai Központi Kerületi Bíróság.#Begäran om förhandsavgörande – Konsumentskydd – Oskäliga avtalsvillkor i konsumentavtal – Direktiv 93/13/EEG – Artikel 3.1 – Artikel 4.2 – Artikel 6.1 – Avtal om lån angivet i utländsk valuta – Meddelande till konsumenten efter det att avtalet träffats om tillämplig växelkurs på det belopp som utbetalats i nationell valuta.#Mål C-38/17.
judgment · SV · 5 June 2019
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Urteil des Gerichtshofs (Siebte Kammer) vom 5. Juni 2019.#GT gegen HS.#Vorabentscheidungsersuchen des Budai Központi Kerületi Bíróság.#Vorlage zur Vorabentscheidung – Verbraucherschutz – Missbräuchliche Klauseln in Verbraucherverträgen – Richtlinie 93/13/EWG – Art. 3 Abs. 1 – Art. 4 Abs. 2 – Art. 6 Abs. 1 – Auf eine Fremdwährung lautender Darlehensvertrag – Nach Vertragsschluss erfolgte Mitteilung des Wechselkurses, der dem in inländischer Währung bereitgestellten Betrag zugrunde liegt, an den Verbraucher.#Rechtssache C-38/17.
judgment · DE · 5 June 2019
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Hotărârea Curții (Camera a șaptea) din 5 iunie 2019.#GT împotriva lui HS.#Cerere de decizie preliminară formulată de Budai Központi Kerületi Bíróság.#Trimitere preliminară – Protecția consumatorilor – Clauze abuzive în contractele încheiate cu consumatorii – Directiva 93/13/CEE – Articolul 3 alineatul (1) – Articolul 4 alineatul (2) – Articolul 6 alineatul (1) – Contract de împrumut exprimat în monedă străină – Comunicare către consumator a cursului de schimb aplicabil sumei puse la dispoziție în monedă națională după încheierea contractului.#Cauza C-38/17.
judgment · RO · 5 June 2019
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Sentenza della Corte (Settima Sezione) del 5 giugno 2019.#GT contro HS.#Domanda di pronuncia pregiudiziale proposta dal Budai Központi Kerületi Bíróság.#Rinvio pregiudiziale – Tutela dei consumatori – Clausole abusive nei contratti stipulati con i consumatori – Direttiva 93/13/CEE – Articolo 3, paragrafo 1 – Articolo 4, paragrafo 2 – Articolo 6, paragrafo 1 – Contratto di prestito espresso in valuta estera – Comunicazione al consumatore del tasso di cambio applicabile alla somma messa a disposizione in valuta nazionale dopo la conclusione del contratto.#Causa C-38/17.
judgment · IT · 5 June 2019
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Tiesas spriedums (septītā palāta), 2019. gada 5. jūnijs.#GT pret HS.#Budai Központi Kerületi Bíróság lūgums sniegt prejudiciālu nolēmumu.#Lūgums sniegt prejudiciālu nolēmumu – Patērētāju aizsardzība – Negodīgi noteikumi patērētāju līgumos – Direktīva 93/13/EEK – 3. panta 1. punkts – 4. panta 2. punkts – 6. panta 1. punkts – Ārvalsts valūtā izteikts aizdevuma līgums – Naudas summai, kas patērētājam piešķirta valsts valūtā, piemērojamā valūtas maiņas kursa paziņošana pēc līguma noslēgšanas.#Lieta C-38/17.
judgment · LV · 5 June 2019
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Domstolens dom (Syvende Afdeling) af 5. juni 2019.#GT mod HS.#Anmodning om præjudiciel afgørelse indgivet af Budai Központi Kerületi Bíróság.#Præjudiciel forelæggelse – forbrugerbeskyttelse – urimelige kontraktvilkår i forbrugeraftaler – direktiv 93/13/EØF – artikel 3, stk. 1 – artikel 4, stk. 2 – artikel 6, stk. 1 – aftale om lån optaget i udenlandsk valuta – meddelelse til forbrugeren om den gældende vekselkurs for det beløb, der stilles til rådighed i den nationale valuta, efter aftalens indgåelse.#Sag C-38/17.
judgment · DA · 5 June 2019
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Unionin tuomioistuimen tuomio (seitsemäs jaosto) 5.6.2019.#GT vastaan HS.#Budai Központi Kerületi Bíróságin esittämä ennakkoratkaisupyyntö.#Ennakkoratkaisupyyntö – Kuluttajansuoja – Kuluttajasopimusten kohtuuttomat ehdot – Direktiivi 93/13/ETY – 3 artiklan 1 kohta – 4 artiklan 2 kohta – 6 artiklan 1 kohta – Valuuttamääräinen lainasopimus – Kansallisessa valuutassa käyttöön annettuun summaan sovellettavan vaihtokurssin ilmoittaminen kuluttajalle sopimuksen tekemisen jälkeen.#Asia C-38/17.
judgment · FI · 5 June 2019
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Presuda Suda (sedmo vijeće) od 5. lipnja 2019.#GT protiv HS.#Zahtjev za prethodnu odluku koji je uputio Budai Központi Kerületi Bíróság.#Zahtjev za prethodnu odluku – Zaštita potrošača – Nepoštene odredbe u potrošačkim ugovorima – Direktiva 93/13/EEZ – Članak 3. stavak 1. – Članak 4. stavak 2. – Članak 6. stavak 1. – Ugovor o zajmu izražen u stranoj valuti – Obavijest potrošaču o mjerodavnom tečaju za iznos stavljen na raspolaganje u nacionalnoj valuti nakon sklapanja ugovora.#Predmet C-38/17.
judgment · HR · 5 June 2019
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2019 m. birželio 5 d. Teisingumo Teismo (septintoji kolegija) sprendimas.#GT prieš HS.#Budai Központi Kerületi Bíróság prašymas priimti prejudicinį sprendimą.#Prašymas priimti prejudicinį sprendimą – Vartotojų apsauga – Nesąžiningos sąlygos sutartyse su vartotojais – Direktyva 93/13/EEB – 3 straipsnio 1 dalis – 4 straipsnio 2 dalis – 6 straipsnio 1 dalis – Paskolos sutartis, sudaryta užsienio valiuta – Pranešimas vartotojui apie valiutos keitimo kursą, taikomą nacionaline valiuta suteiktai sumai po sutarties sudarymo.#Byla C-38/17.
judgment · LT · 5 June 2019
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Rozsudek Soudního dvora (sedmého senátu) ze dne 5. června 2019.#GT v. HS.#Žádost o rozhodnutí o předběžné otázce podaná Budai Központi Kerületi Bíróság.#Řízení o předběžné otázce – Ochrana spotřebitelů – Nepřiměřené podmínky [zneužívající ujednání] ve spotřebitelských smlouvách – Směrnice 93/13/EHS – Článek 3 odst. 1 – Článek 4 odst. 2 – Článek 6 odst. 1 – Smlouva o úvěru v cizí měně – Sdělení směnného kurzu, jenž se použije na částku poskytnutou v národní měně, spotřebiteli po uzavření smlouvy.#Věc C-38/17.
judgment · CS · 5 June 2019
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Sodba Sodišča (sedmi senat) z dne 5. junija 2019.#GT proti HS.#Predlog za sprejetje predhodne odločbe, ki ga je vložilo Budai Központi Kerületi Bíróság.#Predhodno odločanje – Varstvo potrošnikov – Nepošteni pogoji v potrošniških pogodbah – Direktiva 93/13/EGS – Člen 3(1) – Člen 4(2) – Člen 6(1) – Posojilna pogodba, izražena v tuji valuti – Obvestilo potrošniku o menjalnem tečaju, ki se uporablja za znesek na voljo v domači valuti, po sklenitvi pogodbe.#Zadeva C-38/17.
judgment · SL · 5 June 2019
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A Bíróság ítélete (hetedik tanács), 2019. június 5.#GT kontra HS.#A Budai Központi Kerületi Bíróság (Magyarország) által benyújtott előzetes döntéshozatal iránti kérelem.#Előzetes döntéshozatal – Fogyasztóvédelem – A fogyasztókkal kötött szerződésekben alkalmazott tisztességtelen feltételek – 93/13/EGK irányelv – A 3. cikk (1) bekezdése – A 4. cikk (2) bekezdése – A 6. cikk (1) bekezdése – Devizában nyilvántartott kölcsönszerződés – A belföldi pénznemben rendelkezésre bocsátott összegre alkalmazandó árfolyamnak a szerződés megkötését követően történő közlése a fogyasztóval.#C-38/17. sz. ügy.
judgment · HU · 5 June 2019
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Judgment of the Court (Seventh Chamber) of 5 June 2019.#GT v HS.#Request for a preliminary ruling from the Budai Központi Kerületi Bíróság.#Reference for a preliminary ruling — Consumer protection — Unfair terms in consumer contracts — Directive 93/13/EEC — Article 3(1) — Article 4(2) — Article 6(1) — Loan agreement denominated in foreign currency — The exchange rate applicable to the sum made available in domestic currency communicated to the consumer after the agreement has been concluded.#Case C-38/17.
judgment · EN · 5 June 2019
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Official source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:62017CJ0038
Open data entity: http://publications.europa.eu/resource/cellar/3753da90-8770-11e9-9f05-01aa75ed71a1
eurlex · 62017CJ0038 · source updated 5 June 2019