Judgment of the Court of Justice (Third Chamber) of February 9, 2023.#UniCredit Bank Austria AG v Association for Consumer Information.#Preliminary ruling reference - Consumer protection - Directive 2014/17/EU - Residential property credit agreements for consumers - Article 25(1) - Early repayment - Consumer's right to a reduction in the total cost of the loan, which depends on the interest and the costs for the remaining term of the contract - Art. 4 No. 13 - Concept 'Total cost of the credit for the consumer' - Costs independent of the term.#Case C-555/21.

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Official record CELEX 62021CJ0555 from European Union at Court of Justice of the European Union. Dated 9 February 2023. Status: decided.

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• Urteil des Gerichtshofs (Dritte Kammer) vom 9. Februar 2023.#UniCredit Bank Austria AG gegen Verein für Konsumenteninformation.#Vorlage zur Vorabentscheidung – Verbraucherschutz – Richtlinie 2014/17/EU – Wohnimmobilienkreditverträge für Verbraucher – Art. 25 Abs. 1 – Vorzeitige Rückzahlung – Recht des Verbrauchers auf Ermäßigung der Gesamtkosten des Kredits, die sich nach den Zinsen und den Kosten für die verbleibende Laufzeit des Vertrags richtet – Art. 4 Nr. 13 – Begriff ‚Gesamtkosten des Kredits für den Verbraucher‘ – Laufzeitunabhängige Kosten.#Rechtssache C-555/21.

  judgment · DE · 9 February 2023

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