Judgment of the Court (Ninth Chamber) of 16 April 2026.#mBank S.A. v KŁ and JŁ.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in contracts concluded with consumers – Effects of the finding of the unfair nature of a term – Nullity of the credit contract – Actions for restitution – Limitation period for the professional's action – Interruption of the period of prescription – Principle of effectiveness – Principle of legal certainty – Principle of proportionality – Right of access to a court – Unjust enrichment.#Case C-752/24.

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Official record CELEX 62024CJ0752_SUM from European Union at Court of Justice of the European Union. Dated 16 April 2026. Status: decided.

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• Arrêt de la Cour (neuvième chambre) du 16 avril 2026.#mBank S.A. contre KŁ et JŁ.#Renvoi préjudiciel – Protection des consommateurs – Directive 93/13/CEE – Clauses abusives dans les contrats conclus avec les consommateurs – Effets de la constatation du caractère abusif d’une clause – Nullité du contrat de crédit – Actions en restitution – Délai de prescription de l’action du professionnel – Interruption du délai de prescription – Principe d’effectivité – Principe de sécurité juridique – Principe de proportionnalité – Droit d’accès à un tribunal – Enrichissement sans cause.#Affaire C-752/24.

  judgment · FR · 16 April 2026

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