Judgment of the Court (Sixth Chamber) of 30 April 2026.#AS v BNP Paribas Bank Polska S.A.#Reference for a preliminary ruling – Unfair terms in contracts concluded with consumers – Directive 93/13/EEC – Effects of the finding of the unfair nature of a clause – Amendment to a mortgage loan contract – Consequences of the nullity of this amendment on the validity of this contract – Principles of effectiveness and proportionality – Deterrent effect – Conditions of subsistence of the contract – Obligations of the national judge.#Case C-246/25.

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Official record CELEX 62025CJ0246_SUM from European Union at Court of Justice of the European Union. Dated 30 April 2026. Status: decided.

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• Arrêt de la Cour (sixième chambre) du 30 avril 2026.#AS contre BNP Paribas Bank Polska S.A.#Renvoi préjudiciel – Clauses abusives dans les contrats conclus avec les consommateurs – Directive 93/13/CEE – Effets de la constatation du caractère abusif d’une clause – Avenant à un contrat de prêt hypothécaire – Conséquences de la nullité de cet avenant sur la validité de ce contrat – Principes d’effectivité et de proportionnalité – Effet dissuasif – Conditions de subsistance du contrat – Obligations du juge national.#Affaire C-246/25.

  judgment · FR · 30 April 2026

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