Bill· HRH.R. 6599 (112th)referred
United States · United States Congress · 16 November 2012
Stop Subsidizing Childhood Obesity Act - Amends the Internal Revenue Code to deny a tax deduction for expenses related to advertising and marketing primarily directed at children to promote the consumption by children of: (1) food from any fast food restaurant, (2) food of poor nutritional quality, and (3) any brand under which the majority of products are food of poor nutritional quality. Defines "food of poor nutritional quality" as food and beverages that are determined by the Secretary of the Treasury (in consultation with the Secretary of Health and Human Services [HHS] and the Federal Trade Commission [FTC]) to be inconsistent with the most recent dietary guidelines published under the National Nutrition Monitoring and Related Research Act of 1990.
Resolution· HRESH.Res. 765 (112th)referred
United States · United States Congress · 2 August 2012
Recognizes the significance of the 50th anniversary of Trinidad and Tobago's independence to the people of Trinidad and Tobago and supports the ideals of Trinidad and Tobago's Independence Day.
Resolution· HRESH.Res. 764 (112th)referred
United States · United States Congress · 2 August 2012
Recognizes the significance of the 50th anniversary of Jamaica's independence to the people of Jamaica and supports the ideals of Jamaica's Independence Day.
Bill· HRH.R. 6121 (112th)referred
United States · United States Congress · 12 July 2012
Victory for Veterans Stamp Act of 2012 - Directs the Postal Service to issue a special stamp, to be called the Victory for Veterans Stamp, at a cost of 25 cents each. Makes such Stamp invalid for postage. Requires Stamp sale proceeds to be used as follows: (1) one-third for funding Department of Veterans Affairs (VA) veterans' vocational rehabilitation programs, (2) one-third to the general fund of the Treasury for deficit reduction, and (3) one-third for the Postal Service for modernization and fiscal administration. Requires such Stamp to be made available to the public within six months after the enactment of this Act.
Bill· HRH.R. 6033 (112th)referred
United States · United States Congress · 27 June 2012
Prostate Cancer Detection Research and Education Act - Requires the Secretary of Health and Human Services (HHS), acting through the Director of the National Institutes of Health (NIH), to establish an advisory council on prostate cancer to draft a plan for the development and validation of an accurate test or tests to detect and diagnose prostate cancer. Terminates the advisory council on December 31, 2016. Requires the Director of the National Institutes of Health (NIH) to coordinate and intensify research in accordance with the plan developed under this Act, with particular attention provided to leveraging existing research to develop and validate a test or tests, such as biomarkers or imaging, to detect and accurately diagnose prostate cancer. Requires the Secretary to: (1) carry out a national campaign to increase the awareness and knowledge of prostate cancer, and (2) award grants to nonprofit private entities to test alternative outreach and education strategies to increase the awareness and knowledge of Americans with respect to prostate cancer.
Resolution· HRESH.Res. 704 (112th)referred
United States · United States Congress · 26 June 2012
Commends Rotary International and others for their efforts in vaccinating children around the world against polio and for the tremendous strides made toward eradicating the disease. Encourages the United States and the international community to remain committed to the elimination of polio.
Bill· HRH.R. 5978 (112th)referred
United States · United States Congress · 20 June 2012
Equal Employment Opportunity Restoration Act of 2012 - Amends the federal judicial code to permit one or more members of a group seeking relief for discriminatory employment practices under specified provisions of the Civil Rights Act of 1964, Americans with Disabilities Act of 1990, Rehabilitation Act of 1973, equal rights laws under the Revised Statutes, or the Genetic Information Nondiscrimination Act of 2008 to sue on behalf of all members of the group if the representative party shows, by a reasonable inference, that: (1) members of the group are so numerous that their joinder is impracticable; (2) claims of the representative party are typical of the claims of the group the representative party seeks to represent and the representative party and the representative party's counsel will fairly and adequately protect the interests of the group; and (3) members of the group are, or have been, subject to an employment practice that has adversely affected or is adversely affecting a significant portion of the group's members. (Thus establishing a new standard for employees bringing group actions for certain employment discrimination, notwithstanding the Supreme Court decision in Wal-Mart Stores, Inc. v. Dukes , which required "convincing proof of a companywide discriminatory pay and promotion policy" as a prerequisite to class certification.) Permits a representative party to challenge a subjective employment practice covered by any of the above-referenced employment statutes in a group action filed under this Act to the same extent as the party may challenge any other employment practice covered by such a statute in such an action. Defines a "subjective employment practice" as: (1) an employer's policy of leaving personnel decisions to the unguided discretion of supervisors, managers, and other employees with authority to make such personnel decisions; or (2) an employment practice combining such a subjective employment practice with other types of personnel decisions. Prohibits the fact that individual supervisors, managers, or other employees with authority to make personnel decisions may exercise discretion in different ways in applying a subjective employment practice under such a statute from precluding a representative party from filing a corresponding group action. Allows a representative party to elect to proceed in a group action under this Act or in a class action under the Federal Rules of Civil Procedure.
Bill· HJRESH.J.Res. 111 (112th)referred
United States · United States Congress · 18 June 2012
Constitutional Amendment - Prohibits construction of the Constitution as forbidding Congress or the states from: (1) imposing content-neutral limitations on private campaign contributions or independent political campaign expenditures; or (2) enacting systems of public campaign financing, including those designed to restrict the influence of private wealth by offsetting campaign spending or independent expenditures with increased public funding.
Resolution· HRESH.Res. 683 (112th)passed
United States · United States Congress · 8 June 2012
Regrets the passage of legislation that adversely affected people of Chinese origin in the United States because of their ethnicity. States that nothing in this resolution may be construed or relied on to authorize or support any claim, including but not limited to constitutionally based claims, claims for monetary compensation or claims for equitable relief against the United States or any other party, or serve as a settlement of any claim against the United States.
Bill· HRH.R. 5901 (112th)referred
United States · United States Congress · 6 June 2012
Catching Up To 1968 Act of 2012 - Amends the Fair Labor Standards Act of 1938 to increase to $10.00 an hour (adjusted annually based on increases in the Consumer Price Index) the federal minimum wage for employees. Increases to $5.50 an hour (adjusted annually as necessary) the federal minimum wage for tipped employees. Directs the Secretary of Labor, 60 days before any increase in the minimum wage, to publish the increase in the Federal Register and on the Department of Labor's website.
Bill· HRH.R. 5895 (112th)referred
United States · United States Congress · 5 June 2012
Graduate Success Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to direct the Secretary of Education to pay the interest that accrues on unsubsidized Federal Family Education Loans (FFELs) and Direct Loans (DLs) that are deferred due to a student borrower's lack of full-time employment. Requires the Secretary to pay the interest that accrues on Federal Consolidation Loans that are in deferment due to a borrower's lack of full-time employment, provided the application for such a loan is received on or after this Act's enactment. Directs the Secretary to pay the interest that accrues on FFELs and DLs that are subject to income-based repayment provisions and are in deferment due to a borrower's lack of full-time employment. Limits these interest-free deferment periods to those occurring on or after this Act's enactment and covering no more than three years of full-time unemployment.
Bill· HRH.R. 5799 (112th)referred
United States · United States Congress · 17 May 2012
Voter Empowerment Act of 2012 - Voter Registration Modernization Act of 2012 - Amends the National Voter Registration Act of 1993 (NVRA) to require each state to make available official public websites for online voter registration. Authorizes automated voter registration of certain individuals and establishes other initiatives to promote voter registration, such as same day registration and voter registration of individuals under 18 years of age. Amends the federal criminal code to prohibit hindering, interfering with, or preventing voter registration. Amends the Help America Vote Act of 2002 (HAVA) to establish requirements for states to promote access to voter registration and voting for individuals with disabilities, including a single office for providing related information. Directs the Election Assistance Commission (EAC) to make grants to eligible states to conduct pilot programs enabling individuals with disabilities to register to vote and vote privately and independently at their own residences (including by telephone). Amends HAVA to reauthorize the program of grants to state and local governments to assure voting access for individuals with disabilities. Amends the federal criminal code to prohibit state or local election officials from preventing an individual from registering or voting in any federal election (voter caging), or from permitting a formal challenge under state law to an individual's registration status or eligibility to vote, if the basis for such decision is evidence consisting of: (1) a voter caging document or voter caging list, (2) an unverified match list, (3) an error or omission on voter application or registration documents that is not material to an individual's eligibility to vote, or (4) any other evidence so designated by the Commission. Amends the federal criminal code to prohibit a person, including an election official, from knowingly and willfully attempting to or depriving or defrauding the residents of a state of their free and fair exercise of the right to vote by the communication of election-related information that is known by the person to be materially false, fictitious, or fraudulent. Increases the penalty for voter intimidation. Declares that the right of an individual U.S. citizen to vote in any federal election shall not be denied or abridged because that individual has been convicted of a criminal offense unless he or she is serving a felony sentence in a correctional institution at the time of the election. Prescribes enforcement of this right by public or private civil action. Requires each state to notify in writing any individual convicted of a criminal offense under state law, upon release from state custody or upon sentence to probation, that he or she has the right to vote in a federal election and so may register to vote. Voter Confidence and Increased Accessibility Act of 2012 - Amends HAVA to revise requirements for the audit capacity of voting systems, particularly those for a permanent paper record. Requires the voting system to require the use of an individual, durable, voter-verified paper ballot of the voter's vote that shall be marked and made available for inspection by the voter before the voter's vote is cast and counted, and which shall be counted by hand or read by an optical character recognition device or other counting device. Requires the voting system to provide the voter with an opportunity to correct any system-made error in the voter-verified paper ballot before it is permanently preserved. Requires the Director of the National Science Foundation (NSF) to make grants to eligible entities to study, test, and develop accessible ballot voting, verification, and casting mechanisms and devices and best practices to enhance the accessibility of paper ballot voting and verification mechanisms for individuals with disabilities, for voters whose primary language is not English, and for voters with difficulties in literacy. Prescribes requirements for: (1) publication of poll tapes, (2) treatment of ballots cast at early voting sites and of absentee ballots, and (3) the counting of provisional ballots that will be treated as votes. Prescribes laboratory conflict-of-interest requirements and prohibitions. Requires the NSF Director to make grants to eligible entities to conduct research on the development of election-dedicated voting system software. Requires each state, except when the winning candidate had no opponent or received 80% or more of the votes, to administer audits of federal election results, without advance notice to the precincts selected, consisting of random hand counts of the voter-verified paper ballots. Requires the Election Auditor of a state, as soon as practicable after the completion of an audit, to submit the results to EAC for publication. Prohibits certification of the results of any election until completion of audits. Amends HAVA to: (1) add requirements for counting provisional ballots, (2) require each state to allow early voting and facilitate the ability of voters to vote by mail. Amends the Servicemembers Civil Relief Act to extend the guarantee of voting residency to family members of absent military personnel. Amends the Uniformed and Overseas Citizens Absentee Voting Act (UOCAVA) with respect to pre-election reports on availability and transmission of absentee ballots. Revises the 45-day absentee ballot transmission rule. Permits: (1) use of a single absentee ballot application for subsequent elections, and (2) application of the UOCAVA to Commonwealth of Northern Mariana Islands. Entitles to leave a federal employee who serves as a poll worker. Directs the EAC to: (1) make a grant to each eligible state for poll-worker recruitment and training, and (2) develop materials for a model state poll worker training program. Amends HAVA to make available to any person aggrieved by a violation of uniform and nondiscriminatory election technology and administration requirements the option to file a complaint with the Attorney General or pursue a private right of action to enforce such requirements. Amends the Federal Election Campaign Act of 1971 to make it unlawful for a chief state election administration official, unless he or she or a family member is a candidate, to take an active part in political management or in a political campaign for federal office over which such official has supervisory authority. Amends the NVRA to treat universities as voter registration agencies. Amends the HAVA to establish minimum notification requirements on behalf of voters affected by polling place changes. Directs the Attorney General to: (1) coordinate the establishment of a state-based response system for responding to questions and complaints from individuals voting or seeking to vote, or registering to vote or seeking to, in federal elections; (2) establish and operate a toll-free telephone service to connect directly to such response system; and (3) appoint a Voter Hotline Task Force. Amends HAVA to: (1) reauthorize and extend the EAC, and (2) repeal its exemption from certain government contracting requirements.
Bill· HRH.R. 5816 (112th)referred
United States · United States Congress · 17 May 2012
Voter Confidence and Increased Accessibility Act of 2011 [ sic ] - Amends the Help America Vote Act of 2002 (HAVA) to revise requirements for the audit capacity of voting systems, particularly those for a permanent paper record. Requires the voting system to require the use of an individual, durable, voter-verified paper ballot of the voter's vote that shall be marked and made available for inspection by the voter before the voter's vote is cast and counted, and which shall be counted by hand or read by an optical scanner or other counting device. Requires the voting system to provide the voter with an opportunity to correct any system-made error in the voter-verified paper ballot before it is permanently preserved. Requires each paper ballot used to be: (1) suitable for a manual audit, and (2) counted by hand in any recount or audit conducted with respect to any federal election. Sets forth a special rule for treatment of disputes when paper ballots have been shown to be compromised. Requires the Director of the National Science Foundation (NSF) to make grants to eligible entities to study, test, and develop accessible ballot voting, verification, and casting mechanisms and devices and best practices to enhance the accessibility of paper ballot voting and verification mechanisms for individuals with disabilities, for voters whose primary language is not English, and for voters with difficulties in literacy. Specifies additional voting system requirements and prohibitions. Requires the NSF Director to make grants to eligible entities to conduct research on the development of election-dedicated voting system software. Makes available additional funding to enable states to meet the costs of the requirements imposed by this Act. Provides for complaints to the Attorney General by persons aggrieved by violations of HAVA. Requires each state to administer audits of federal election results, without advance notice to the precincts selected, consisting of random hand counts of the voter-verified paper ballots. Makes an exception from this requirement for elections in which the winning candidate had no opponent or received 80% or more of the vote total. Prescribes requirements for determination of the number of ballots counted under the audit. Prescribes the process for administering audits. Requires the Election Auditor of a state, as soon as practicable after the completion of an audit, to submit the results to the Election Assistance Commission (EAC) for publication. Prohibits certification of the results of any election until completion of audits. Provides for payments to states for the costs of conducting audits. Exempts from this Act any election for which a recount under state law will commence before certification of the election results. Repeals the EAC's exemption from certain federal government contracting requirements.
Bill· HRH.R. 5781 (112th)referred
United States · United States Congress · 16 May 2012
Inclusive Home Design Act of 2012 - Requires, with exceptions, newly constructed, federally assisted single family houses and town houses to include at least one level that complies with the following accessibility features for persons with disabilities: (1) accessible entrance, (2) accessible interior doors, (3) accessible environmental controls, and (4) accessible habitable space and an accessible bathroom. Requires: (1) each applicant for federal financial assistance to submit compliance assurances to the relevant federal agency, and (2) each person who arranges for design or construction of a covered dwelling to submit architectural and construction plans for state or local approval. Prohibits federal financial assistance to a state or local government unit unless the recipient is taking certain enforcement actions with regard to covered dwellings. Permits: (1) private civil actions in a U.S. district court or state court for violations of this Act, and (2) the Attorney General to commence civil actions or intervene in civil actions under this Act.
Resolution· HRESH.Res. 657 (112th)referred
United States · United States Congress · 15 May 2012
Expresses the sense of the House of Representatives that: (1) Congress and the President should end the pay freeze for federal employees in January 2013 and should prevent any further cuts to federal employee pensions or benefits; (2) federal employee contributions to their retirement system should not be increased; (3) the annuity multiplier used to determine retirement benefits for federal employees should not be decreased; (4) the Federal Employees Retirement System annuity supplement should not be eliminated and federal employees who are eligible to retire should be able to do so regardless of their age; (5) Social Security reform should not include utilizing a Chained Consumer Price Index, which would reduce federal annuities; (6) the Federal Employee Health Benefits Program should not be turned into a voucher program that shifts the costs of health insurance to employees and retirees; (7) the tax increase on new federal employees that funds part of the extension of the Unemployment Insurance program should be repealed; (8) the work that federal employees perform on behalf of the American people should be respected; and (9) Congress should recognize that efforts to reduce the compensation and support provided to federal employees undermine our government's ability to meet its obligations to citizens and hurt federal agencies' ability to recruit and retain a high-quality federal workforce.
Bill· HRH.R. 5749 (112th)referred
United States · United States Congress · 15 May 2012
Arms Sale Responsibility Act of 2012 - Expresses the sense of Congress that it should be U.S. policy to adhere to a policy of restraint in transferring conventional arms if evidence exists of substantial risk that such arms will be used to commit or facilitate serious violations of international human rights law or international humanitarian law. Urges the President, in negotiating any conventional arms control agreement, to: (1) encourage the national control list of each party to an agreement to cover all types of weaponry, munitions, armaments and related material used for potentially lethal force in military and law enforcement operations; (2) assess each application or proposal to export or internationally transfer arms on a case-by-case basis; (3) deny an arms transfer authorization if there is a substantial risk that the arms will be used to commit or facilitate violations of international human rights law or international humanitarian law; (4) require import and transit state authorizations and certified end use assurances before issuing an export license or authorization for any international transfer of conventional arms; and (6) require each party to an agreement to establish a legal framework for lawful brokering and shipping activities relating to conventional arms transfers. Prohibits, with certain exemptions, the transfer of defense articles or defense services to the government of a foreign country under the Foreign Assistance Act of 1961 or the Arms Export Control Act unless the President certifies to Congress that such government is not: (1) engaging in gross violations of internationally-recognized human rights, and (2) identified by the Secretary of State as having governmental armed forces or government supported armed groups that recruit or use child soldiers.
Resolution· HRESH.Res. 650 (112th)referred
United States · United States Congress · 10 May 2012
Urges the former Yugoslav Republic of Macedonia to: (1) work within the framework of the U.N. process with Greece to achieve long-standing U.S. and U.N. policy goals by finding a mutually acceptable name, with a geographical qualifier and for all international uses for the former Yugoslav Republic of Macedonia; and (2) abstain from hostile activities and stop violating provisions of the U.N.-brokered Interim Agreement between the former Yugoslav Republic of Macedonia and Greece regarding hostile activities or propaganda. Urges the U.S. government to work in partnership with North Atlantic Treaty Organization (NATO) allies to extend an invitation to the former Yugoslav Republic of Macedonia as soon as a mutually acceptable solution to the name issue has been reached within the U.N. framework.
Bill· HRH.R. 5711 (112th)referred
United States · United States Congress · 10 May 2012
Access to Substance Abuse Treatment Act of 2012 - Amends the Public Health Service Act to authorize the Secretary of Health and Human Services (HHS) to make grants to: (1) increase the availability of treatment for abuse of heroin, cocaine, methamphetamine, 3,4-methylenedioxymethamphetamine (ecstasy), and phencyclidine (PCP); (2) provide vouchers to individuals in underserved populations for authorized services related to such treatment; and (3) establish programs to provide for and coordinate the provision of wrap-around services, such as medical services, job training services, and housing assistance, to affected by such substances. Revises the grant program to provide residential substance abuse treatment to pregnant and postpartum women to: (1) make caregiver parents eligible for such program, (2) make Indian tribes and tribal organizations eligible for grants, and (3) set forth the priority for allocation of grants. Requires the Director of the National Institute on Drug Abuse to conduct research on the effectiveness of the use of agonist and antagonist drugs to reduce the problems associated with stimulant abuse, including cocaine and methamphetamine abuse. Requires the Secretary to seek to enter into a contract with the Institute of Medicine to complete a literature review on the effectiveness of agonist and antagonist drugs for the treatment of stimulant abuse, including cocaine and methamphetamine abuse. Requires the Comptroller General to study: (1) the impact of the programs authorized by this Act on the effectiveness and availability of treatment for abuse of heroin, cocaine, methamphetamine, 3,4-methylenedioxymethamphetamine, and phencyclidine; (2) how the level of federal funding available for such treatment compares to the amount necessary to provide adequate treatment; and (3) the impact of effective treatment on cost savings due to the reduced need for criminal justice and other services. Requires additional amounts authorized by this Act, prior to being appropriated, to be fully offset by a reduction to one or more other appropriations.
Resolution· HCONRESH.Con.Res. 123 (112th)referred
United States · United States Congress · 10 May 2012
Recognizes that: (1) the prevention of mother-to-child transmission of HIV is critical to stopping the spread of HIV worldwide, and (2) U.S. leadership in the fight to eliminate pediatric HIV should continue. Expresses support for: (1) providing women with HIV counseling and testing services and scaling up access to services that prevent mother-to-child transmission; and (2) U.S. and international efforts to create a generation free of HIV, to eliminate new pediatric HIV infections worldwide, and to keep the mothers of that generation alive. Calls for greater access to more efficacious antiretroviral drug regimens for the health of women and children living with HIV and as a prophylaxis to stop mother-to-child transmission during pregnancy, delivery, and breast feeding.
Resolution· HRESH.Res. 651 (112th)referred
United States · United States Congress · 10 May 2012
Condemns unjustified surveillance and unlawful profiling of Muslim American communities by the New York Police Department (NYPD). Demands that the NYPD cease and desist any such warrantless surveillance activities within the United States and purge its intelligence databases. Urges the Department of Justice (DOJ) to immediately investigate whether the NYPD's action violated the Constitution or any federal law, and whether any federal agency facilitated any profiling or surveillance conducted by the NYPD against members of the Muslim American community in violation of the Constitution or any federal law.
Resolution· HRESH.Res. 654 (112th)referred
United States · United States Congress · 10 May 2012
Honors the life and impact of Bruce Jun Fan Lee (a martial arts expert and movie actor), an American success story whose legacy of persistence and honor resonates and inspires millions of citizens today. Recognizes the profound importance of Bruce Lee's teachings as a catalyst for popular culture and Chinese American history in the United States.
Bill· HRH.R. 5690 (112th)referred
United States · United States Congress · 9 May 2012
School Protection Act of 2012 - Amends the Public Health Service Act to authorize the Secretary of Health and Human Services (HHS) to make grants to, and enter contracts with, eligible entities to train elementary and secondary school nurses to serve as first responders and crisis managers in the event of: (1) a biological or chemical attack affecting individuals in a school building or on school grounds, or (2) an outbreak of pandemic influenza among students, faculty, or other individuals under their care. Requires any such training to prepare school nurses to: (1) take necessary measures, particularly in critical early stages, to protect and preserve life; (2) notify public health authorities as appropriate to help contain or mitigate the effects of an attack or outbreak; and (3) preserve evidence of a biological or chemical attack.
Bill· HRH.R. 5684 (112th)referred
United States · United States Congress · 9 May 2012
Password Protection Act of 2012 - Amends the federal criminal code to subject to a fine any employer who knowingly and intentionally: (1) compels or coerces any person to provide the employer with a password or similar information to access a protected computer not owned by such employer; or (2) discharges, disciplines, discriminates, or threatens to take such actions, against any person who fails to authorize access to such computer, has filed a complaint or instituted a proceeding regarding such action, or testified or is about to testify in any such proceeding. Declares that nothing in this Act shall be construed to limit the authority of a court of competent jurisdiction to grant equitable relief in a civil action, if the court believes that the information sought to be obtained is relevant to protecting the intellectual property, a trade secret, or confidential business information of the party seeking relief. Exempts an employer's actions from such prohibition if: (1) the employer discharges or disciplines an individual for good cause; (2) a state enacts a law that specifically waives such prohibition with respect to a particular class of state or agency employees and the employer's action relates to an employee in such class; or (3) an executive agency, military department, or other executive branch entity specifically waives the prohibition with respect to a particular class of employees who may have access to classified information.
Bill· HRH.R. 5691 (112th)referred
United States · United States Congress · 9 May 2012
Overdraft Protection Act of 2012 - Amends the Truth in Lending Act to prohibit a depository institution from engaging in unfair or deceptive acts or practices in connection with overdraft coverage, or in acts designed to evade the provisions of this Act. Requires each depository institution that provides overdraft coverage for transaction accounts clearly and conspicuously to disclose overdraft coverage fees and that, if a consumer does not opt-in to such overdraft coverage: (1) the consumer's transaction may be declined if there are insufficient funds in the related transaction account, and (2) the consumer will not be charged a fee if such transaction is declined. Subjects to the consumer's written, electronic, or other consent overdraft coverage fees in connection with use of an automatic teller machine (ATM) or point of sale transaction. Requires a depository institution to provide specified consumer disclosures regarding its overdraft protection program, including: (1) periodic statements for any transaction account that has an overdraft coverage program feature, (2) prompt notification of the account's overdraft status, and (3) the overdraft coverage fee as an annual percentage rate (APR), permitting consumers to compare meaningfully the overdraft coverage to alternative forms of overdraft options and other sources of credit. Prescribes overdraft coverage fee limits. Prohibits an overdraft coverage fee if the overdraft results solely from a debit hold amount that exceeds the actual dollar amount of the transaction. Requires a depository institution to provide consumers who have not consented to participate in an overdraft coverage program transaction accounts with the same terms as those provided to consumers who have consented to participate in such program. Prohibits a depository institution from charging a non-sufficient fund fee for any ATM or debit card transaction. Prohibits a depository institution from reporting negative information regarding consumer use of overdraft coverage to any consumer reporting agency when the overdraft amounts and coverage fees are paid under the terms of an overdraft coverage program. Directs the Consumer Financial Protection Bureau (CFPB) to study whether consumers are being subjected to abusive practices with respect to prepaid card overdraft coverage.
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