Rep. LaRocco, Larry [D-ID-1]

An amendment making the current East Mojave Scenic Area a national preserve rather than a national park as provided for by the bill. Such an action would allow hunting, fishing, and trapping to continue in this area.

United States · United States Congress

Amendment in the nature of a substitute permits a management demonstration program at the Priest Lake District project, in the Idaho Panhandle National Forest, for the special use of timber revenues.

United States · United States Congress

To amend the Fair Credit Reporting Act, and for other purposes.

United States · United States Congress · 5 October 1994

TABLE OF CONTENTS: Title I: Amendments to Fair Credit Reporting Act Title II: Credit Repair Organizations Title III: Truth in Lending Act Title IV: Disaster Relief Title I: Amendments to Fair Credit Reporting Act - Consumer Reporting Reform Act of 1994 - Amends the Fair Credit Reporting Act (the Act) to specify that the term "credit transaction which is not initiated by the consumer" does not include use of a consumer report (CR) by a person with which the consumer has an account for purposes of reviewing or collecting the account. (Sec. 102) Excludes certain communications by employment agencies from the definition of "consumer report." (Sec. 103) Allows the furnishing of a CR for: (1) a legitimate business need in connection with a business transaction that is initiated by the consumer; and (2) employment purposes only if certain disclosures are made, the consumer consents, and the information will not be used in violation of any Federal or State equal employment opportunity law or regulation. Permits the furnishing or use of a CR for employment purposes only if the employment is expected to require: (1) a Federal security clearance; (2) an employee to be covered by a fidelity bond; or (3) an employee to have access to substantial amounts of cash or other things of value or to engage in any activity with respect to which the employee has a fiduciary duty. (Sec. 104) Prohibits: (1) using or obtaining information from a CR unless it is obtained for an authorized purpose and the purpose is certified under certain provisions of the Act; (2) the furnishing of a CR for use in credit transactions not initiated by the consumer; and (3) a credit reporting agency (CRA), in connection with employment or credit transaction purposes, from furnishing, without the consumer's consent, a CR which contains medical information. Requires CRAs to maintain a notification system, including a toll- free telephone number, which permits any consumer to elect to be excluded from lists provided in connection with solicitations of credit not initiated by the consumer. (Sec. 106) Removes exceptions to prohibitions on reporting obsolete information. (Current law prohibits reporting information which is over a specified number of years old, except for credit transactions, life insurance, or employment involving amounts over specified limits.) Regulates the beginning of the seven-year reporting period for certain types of information. Requires CRAs to include in CRs information that a consumer voluntarily closed an account and to indicate any information that is disputed by a consumer. Includes in CRs and CRA consumer files any information regarding failure of a consumer to make payment on an account that was due in a period during which such consumer was receiving disaster assistance or unemployment compensation if, the consumer requests the inclusion of such information and provides documentation regarding the receipt of such assistance or compensation. (Sec. 107) Prohibits a person who procures a CR from reselling the information unless the identity of the end user and the purpose is disclosed to the CRA. (Sec. 108) Requires a CRA to: (1) disclose to a consumer all information in the consumer's file, certain information about the recipients of a CR, the permissible purpose for which each recipient procured a CR, a record of inquiries in the last year that identified the consumer in connection with a credit transaction which was not initiated by the consumer, and, with any such disclosures, a summary of the consumer's rights under the Act; and (2) unless the dispute is frivolous or irrelevant to reinvestigate disputed information free of charge or delete the item from the file, to notify the information furnisher, to delete inaccurate, incomplete, or unverifiable information, and to notify the consumer of the results of the reinvestigation. (Sec. 109) Requires CRAs, upon request of a consumer, to provide at least one free CR to a consumer during the 12-month period after the consumer receives a notification of the deletion of inaccurate or unverifiable information. Requires certain CRAs to implement automated reinvestigation systems. (Sec. 110) Regulates charges by CRAs for certain disclosures. Provides for certain free disclosures to a consumer if the consumer certifies that he or she is unemployed or is a recipient of public welfare assistance or has reason to believe that the consumer file is inaccurate due to fraud. (Sec. 111) Requires any person who takes an adverse action with respect to a consumer in connection with a transaction initiated by the consumer or an employment determination to notify the consumer, disclose the identity of the CRA furnishing the report, and advise the consumer of certain rights. Provides for certain notifications and disclosures to consumers in cases where adverse actions are taken by affiliates of users of credit information. Specifies the duties of persons taking certain actions based on information provided by affiliates. (Sec. 112) Subjects any person (currently, any CRA or user of information) to civil liability for willful or negligent noncompliance with the Act. (Sec. 113) Sets forth: (1) duties of furnishers of information to CRAs, including a prohibition on furnishing information which the furnisher should have known is incomplete or inaccurate; and (2) provisions regarding investigative consumer reports. Increases criminal penalties for obtaining information under false pretenses. (Sec. 117) Authorizes State civil actions to enforce the Act, subject to a specified limitation. (Sec. 119) Preempts any State law relating to CR and CRA requirements imposed under this Act with specified exceptions. (Sec. 120) Allows the Federal Trade Commission (FTC) to modify or make more stringent certain requirements if found necessary for the protection of consumers. (Sec. 121) Amends the Fair Debt Collection Practices Act to provide exceptions to certain debt collection practices with respect to communications. (Sec. 122) Amends the Fair Credit Reporting Act to authorize the furnishing of consumer reports to certain officials for purposes relating to child support. (Sec. 123) Requires a CRA to identify financial institutions at which a consumer maintains or has maintained an account for purposes of foreign counterintelligence investigations. Authorizes a court, if requested by the Director of the Federal Bureau of Investigation (FBI), to issue an order directing a CRA to furnish a CR to the FBI upon a showing in camera that: (1) the CR is necessary for an authorized foreign counterintelligence investigation; and (2) there are facts giving reason to believe that the consumer whose CR is sought is a foreign agent and is engaging or has engaged in international terrorism or clandestine intelligence activities that may involve a criminal violation. Limits the FBI's use of such CRs and sets forth prohibitions on disclosure. Permits disclosure to the consumer upon completion of the FBI investigation. Makes the FBI or the Department of Justice liable to the consumer for damages for disclosure violations. Terminates court order provisions of this section five years after this Act's enactment. (Sec. 126) Expresses the sense of the Senate that: (1) individuals should generally be judged on their own credit worthiness and not on the zip code or neighborhood in which they live; and (2) the FTC shall report to the Senate Committee on Banking, Housing, and Urban Affairs on whether and how the location of the residence for unsecured credit is considered by financial institutions in deciding whether to grant credit. Title II: Credit Repair Organizations - Amends the Consumer Credit Protection Act to provide that specified provisions of that Act may be cited as the Credit Repair Organizations Act. (Sec. 201) Prohibits: (1) advising any consumer to make an untrue or misleading statement, or to alter the consumer's identification to prevent the display of the consumer's credit record; (2) other fraud or deception; and (3) a credit repair organization (CRO) from charging or receiving valuable consideration for any service before such service is fully performed. Specifies a statement which a CRO must provide to consumers before an agreement is executed regarding the consumer, the CRO, and related rights, powers, and obligations. Requires written, signed contracts covering specified matters in order for a CRO to provide services. Allows a consumer to cancel a contract with a CRO within three business days of making the contract. Declares void any consumer waiver of any protection under this title. Makes an attempt to obtain a waiver a violation of this title. Voids any contract not in compliance with this title. Provides for civil liability for failing to comply with this title, including allowing punitive damages and class actions. Requires enforcement of this title under the Federal Trade Commission Act (FTCA) by the FTC. Makes: (1) a violation of this title an unfair or deceptive act or practice in violation of specified provisions of the FTCA; and (2) all functions and powers of the FTC available for enforcement of this title. Establishes a statute of limitations for actions to enforce liability under this title. Title III: Truth in Lending Act - Amends the Truth in Lending Act to include certain intangible taxes and delivery fees as finance charges for purposes of consumer credit cost disclosure. Declares that creditors have no civil or criminal liability, and that consumers have no extended rescission rights, due to a creditor's improper disclosure of such taxes and fees for transactions consummated prior to February 1, 1995. Title IV: Disaster Relief - Authorizes the Board of Governors of the Federal Reserve System to make exceptions to the Truth in Lending Act and the Expedited Funds Availability Act for transactions within a disaster area resulting from damage related to tropical storm Alberto, if the exceptions can reasonably be expected to alleviate hardships to the public that outweigh possible adverse effects. Expresses the sense of the Congress that the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, the Director of the Office of Thrift Supervision, the Federal Deposit Insurance Corporation, and the National Credit Union Administration should encourage depository institutions to meet the financial service needs of their communities and customers located in areas affected by the 1994 flooding in Georgia, Alabama, and Florida resulting from tropical storm Alberto.

To amend the Internal Revenue Code of 1986 to make permanent the limited deduction of health insurance costs of self-employed individuals.

United States · United States Congress · 20 September 1994

Amends the Internal Revenue Code to make permanent the limited deduction for the health insurance costs of self-employed individuals.

To affirm this Nation's tradition of hunting on wildlife refuges.

United States · United States Congress · 21 August 1994

Declares that the Congress: (1) recognizes the need for and desirability of recreational hunting on national wildlife refuges; (2) recognizes both the financial and organizational support provided by recreational hunters to national wildlife refuges and other Federal lands; and (3) commends professional refuge managers who work to enhance wildlife resources.

National Forest Stewardship Contracting Act of 1994

United States · United States Congress · 20 August 1994

National Forest Stewardship Contracting Act of 1994 - Directs the Secretary of Agriculture to: (1) implement a Forest Service program to use National Forest System timber and forest products revenues (stewardship contracts) to conduct other ecosystem resource activities on such lands; and (2) develop a standard System stewardship contract. Requires stewardship contract receipts to be deposited into a Stewardship Account. Appropriates Account funds.

Coeur d'Alene Basin Restoration Act of 1994

United States · United States Congress · 12 August 1994

Coeur d'Alene Basin Restoration Act of 1994 - Amends the Federal Water Pollution Control Act to establish a Coeur d'Alene Basin Management Conference to develop a pollution prevention, control, and restoration plan for the Coeur d'Alene Basin in Idaho. Requires the Administrator of the Environmental Protection Agency (EPA) to convene the management conference. Authorizes the Administrator to make grants to State, interstate, and regional water pollution control agencies and public or nonprofit agencies to assist development of the plan. Authorizes appropriations. Directs the Secretary of the Interior, acting through the water resources divisions of the Idaho and Washington districts of the U.S. Geological Survey, to: (1) develop an integrated geographic information system of the Coeur d'Alene Basin; (2) convert all partial recording sites in the Basin to continuous monitoring stations with full gauging capabilities and status; and (3) establish additional continuous monitoring sites in the Basin as necessary to carry out basic data collection and monitoring. Requires the Secretary, acting through the Fish and Wildlife Service, to: (1) establish a fisheries restoration, development, and conservation program; and (2) conduct a wildlife species and habitat assessment survey in the Basin. Authorizes appropriations. Directs the Secretary, acting through the Bureau of Land Management, to carry out specified environmental restoration activities in the Basin. Authorizes appropriations. Exempts the EPA and the Department of the Interior from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 for actions taken under this Act.

Financial Services Competitiveness Act

United States · United States Congress · 12 August 1994

Financial Services Competitiveness Act - Sets as a prerequisite for the establishment of a diversified financial services holding company (DFSHC) compliance with the notice and procedural requirements prescribed by the Board of Governors of the Federal Reserve System (the Board) pursuant to this Act. States that a noncomplying company shall cease to be a DFSHC as of its date of noncompliance. Amends the Bank Holding Company Act of 1956, the Home Owners' Loan Act, and the Banking Act of 1933 to exclude from their purview financial services institution holding companies (and their affiliates) that have filed notice with the Board pursuant to this Act. Subjects a DFSHC to the acquisition and capitalization requirements of the Federal Deposit Insurance Act. Prescribes capitalization guidelines for an undercapitalized insured depository institution subsidiary of a DFSHC (including conservatorship and divestiture orders). Prohibits any Federal banking agency from imposing capital requirements upon a DFSHC. Subjects a DFSHC to the: (1) insider lending restrictions of the Federal Reserve Act; and (2) tying restrictions of the Bank Holding Company Act Amendments of 1970. Prescribes guidelines for regulatory oversight by the appropriate Federal banking agencies, including criminal and civil penalties for violations of this Act.

Coeur d'Alene Basin and Spokane River Restoration Act of 1994

United States · United States Congress · 12 August 1994

Coeur d'Alene Basin and Spokane River Restoration Act of 1994 - Establishes the Coeur d'Alene Basin Restoration Corporation and the Coeur d'Alene Basin Advisory Committee. Directs the Board of the Corporation to adopt a Basin Restoration Plan for the Coeur d'Alene Basin, Idaho, and the Spokane River, Idaho and Washington State. Requires the Plan to: (1) identify all sources of mining waste and other discharges into the Basin and River; (2) inventory existing projects and activities to restore, remediate, or prevent damages from mining waste and other pollution; and (3) identify additional projects needed to carry out such activities. Preempts any conflicting Federal, State, or local laws. Exempts the Corporation from liability for the costs of removing or remediating releases of hazardous materials, including liability under provisions of the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 (CERCLA or Superfund) Prohibits a project from proceeding until the Board determines that the project meets all requirements under Federal, or more stringent State and tribal, environmental laws. Funds the Corporation's activities through congressional appropriations and private contributions from companies that have been involved with mining activities in the Basin. Establishes the Coeur d'Alene Basin Restoration Fund. Authorizes appropriations. Expresses the intent of the Congress that the mining companies of the Basin that contributed to the release of hazardous materials should: (1) contribute a fair portion of the cost of restoring natural resources; and (2) upon payment of a fair contribution, be assured that no further liability for response costs or natural resource damages may be imposed upon them. Deems such companies to have satisfied liability that may otherwise be imposed by CERCLA if they contribute at least 25 percent of the amount appropriated by the Congress to carry out this Act. Grants such companies an offset against liabilities if they contribute less than the required amount. Authorizes the Corporation, the State of Idaho, the Coeur d'Alene Tribe, and the United States to pursue all actions under CERCLA unless the companies satisfy their liabilities regardless of whether the Basin Restoration Plan is implemented. Tolls all statutes of limitation for cost recovery and natural resource damage actions against the mining companies until January 1, 2018.

Concerning deployment of United States Armed Forces in Haiti.

United States · United States Congress · 3 August 1994

Expresses the sense of the Congress that the President is: (1) required to obtain the prior approval of the Congress before U.S. armed forces may undertake offensive military action against the military leadership of Haiti in accordance with United Nations Security Council Resolution 940; and (2) recognized as having the inherent authority to use such forces to protect or evacuate U.S. citizens from imminent danger or for humanitarian purposes.

Designating the week beginning September 12, 1994, as "National Hispanic Business Week".

United States · United States Congress · 2 August 1994

Designates the week beginning September 12, 1994, as National Hispanic Business Week.

To amend title 23, United States Code, relating to penalties for use of motorcycle helmets.

United States · United States Congress · 20 July 1994

Reduces the amount required to be transferred from funds to a State for the National Highway System and for congestion mitigation, air quality, and surface transportation programs to funds for highway safety programs if the State has a safety belt use law in effect. (Currently, a State is penalized by having a certain percentage of funds transferred from such programs to highway safety programs if the State does not have motorcycle helmet and safety belt use laws in effect.)

Designating September 17, 1994, as "Constitution Day".

United States · United States Congress · 19 July 1994

Designates September 17, 1994, as Constitution Day.

To designate the second Sunday in October of 1994 as "National Children's Day".

United States · United States Congress · 14 July 1994

Designates the second Sunday in October 1994 as National Children's Day.

Expressing the sense of the House of Representatives that June 21, 1994, be designated as "Freedom Summer Remembrance Day" and for other purposes.

United States · United States Congress · 17 June 1994

Expresses the sense of the House of Representatives that: (1) June 21, 1994, is designated as Freedom Summer Remembrance Day; and (2) it reaffirms the goal of removing remaining barriers to full voter participation in this Nation.

Entitlement Control Act of 1994

United States · United States Congress · 16 June 1994

Entitlement Control Act of 1994 - Directs the Director of the Office of Management and Budget (OMB) to report to the Congress on the direct spending targets for each of FY 1995 through 2000. Requires inclusion in such targets of all mandatory Federal spending except deposit insurance and net interest. (Sec. 4) Requires the OMB Director to establish direct spending limits (caps) for FY 1995 through 2000, allowing for growth each year to reflect the consumer price index, the number of beneficiaries, and an additional growth allowance of one percent per year through 1998. Requires further cap adjustments to reflect increased direct spending resulting from any health reform legislation. Requires the President's budget to reflect the same adjustments as OMB's. (Sec. 5) Requires the President's budget to include a proposal to offset any OMB-projected excess of the caps for each year. Authorizes the President to propose, with justification in writing, increases in cap levels to allow for all or part of such excess. (Sec. 6) Requires the Congress to: (1) pass a budget resolution including reconciliation instructions to offset any OMB-projected excess in entitlement spending for each fiscal year; or (2) increase the caps. Prescribes procedures for congressional consideration of such a budget resolution. (Sec. 7) Provides for expedited spin-off legislation, following passage of a budget resolution conference report, to allocate spending among the budget functions under the overall entitlement cap for a fiscal year, establishing individual caps for each budget function based on the budget resolution. Makes such caps binding in law when the President signs such spin-off legislation. (Sec. 8) Mandates separate sequestrations for any would-be excess direct spending in each budget function covered by enactment of a spin-off law. (Sec. 9) Mandates a comprehensive sequestration with across-the-board cuts in all entitlement programs to keep direct spending within the aggregate budget cap in any year when spin-off legislation is not enacted. (Sec. 10) Specifies programs and activities exempted from sequestration. (Sec. 11) Sets forth general and special sequestration rules. (Sec. 12) Sets forth deadlines for estimating assumptions, sequestration reports, and orders. (Sec. 13) Prescribes rules for determining the current policy baseline for sequestration reports. (Sec. 14) Declares that reductions in entitlement spending made to comply with budget caps shall not be entered on the paygo scorecard under the Balanced Budget and Emergency Deficit Control Act of 1985 (Gramm-Rudman-Hollings Act), except in certain circumstances. (Sec. 15) Provides for expedited judicial review of the constitutionality of this Act. (Sec. 16) Provides that certain House of Representatives rules changes enacted as part of the entitlement review process shall not be effective for FY 1995 and thereafter.

FTC Order Review Procedure Act of 1994

United States · United States Congress · 26 May 1994

FTC Order Review Procedure Act of 1994 - Amends the Federal Trade Commission Act to require the Federal Trade Commission (FTC), each January, to publish in the Federal Register a list of all final FTC antitrust and consumer protection orders issued that are in effect and that have been final orders of the FTC for a period of ten years or more. Requires that any FTC order which has been final for more than ten years be set aside in response to an FTC petition for a proceeding for its termination unless the FTC determines, based on a preponderance of the evidence, that the continuation of the relevant market conditions or conduct following entry of the order require it to remain in effect. Makes exceptions where such order enjoins conduct subject to per se condemnation under the Sherman Act or is issued to protect the public from fraudulent conduct, or is based on an FTC finding based on a preponderance of the evidence that there is a high probability that the kind of conduct which resulted in the FTC issuing the order is likely to recur. Requires any FTC order issued after the date of enactment of this Act to include a provision which terminates the order ten years after it becomes final, unless it is an order which enjoins such conduct or is based on such a finding. Requires that, after the date of enactment, any court ruling that enforces, amends, or supplements an FTC order that has been terminated pursuant to this Act be vacated upon the filing of a petition in the relevant court which truthfully asserts that the related FTC order has been terminated and which requests that the court ruling be vacated.

Designating September 16, 1994, as "National POW/MIA Recognition Day" and authorizing display of the National League of Families POW/MIA flag.

United States · United States Congress · 24 May 1994

Designates September 16, 1994, as National POW/MIA Recognition Day. Requires the display of the National League of Families POW/MIA flag at: (1) all national cemeteries and the National Vietnam Veterans Memorial on May 30, 1994 (Memorial Day), September 16, 1994 (National POW/MIA Recognition Day), and November 11, 1994 (Veterans Day); and (2) the White House and the buildings containing the primary offices of the Secretaries of State, Defense, and Veterans Affairs and the Director of the Selective Service System on September 16, 1994 (National POW/MIA Recognition Day).

Equipment Leasing, Maintenance, and Payment Amendment of 1994

United States · United States Congress · 23 May 1994

Equipment Leasing, Maintenance, and Payment Amendment of 1994 - Amends Federal bankruptcy law to direct the trustee, in a case under Chapter 11, to perform all the debtor's obligations arising from the order for relief under any unexpired lease of personal property.

To amend the Food Security Act of 1985 to reauthorize the conservation reserve program.

United States · United States Congress · 12 May 1994

Amends the Food Security Act of 1985 to reauthorize the conservation reserve program.

To proclaim the week of October 16 through October 22, 1994, as "National Character Counts Week".

United States · United States Congress · 11 May 1994

Designates October 16 through 22, 1994, as National Character Counts Week.

Designating June as "African-American Music Month".

United States · United States Congress · 5 May 1994

Designates June as African-American Music Month.

To designate October 1994 as "Crime Prevention Month".

United States · United States Congress · 4 May 1994

Designates October 1994 as Crime Prevention Month.

To designate the week of April 25, 1994, to May 1, 1994, as "Let's Stop Kids Killing Kids Week".

United States · United States Congress · 21 April 1994

Designates April 25 to May 1, 1994, as Let's Stop Kids Killing Kids Week.