United States · United States Congress · 19 December 2009
Requires that a vacancy in the position of Comptroller General be filled only by an individual who: (1) is licensed or certified as a certified public accountant in a state, the District of Columbia, or a U.S. territory; (2) has significant management experience, including experience in government service; (3) has significant government auditing and accounting experience; (4) has a post-graduate degree; (5) has a professional accreditation issued by a professional association; and (6) has such other qualifications as the commission established to recommend individuals to the President for appointment to vacancies in the office of Comptroller General or Deputy Comptroller General may establish.
United States · United States Congress · 16 December 2009
Save Our Energy Jobs Act - Expresses the sense of Congress that: (1) Congress did not intend the Clean Air Act to regulate greenhouse gases (GHGs); (2) the Environmental Protection Agency (EPA) should not have the authority to promulgate rules to regulate GHG emissions without explicit authority from Congress; (3) rules that regulate GHG emissions will have a significant impact on the U.S. economy and should not be left to administrative rulemaking in the absence of congressional action; and (4) comprehensive regulations to address global climate change must only be enacted at the direction of Congress. Amends the Clean Air Act to amend the definition of "air pollutant" to exclude carbon dioxide, methane, nitrous oxide, hydrofluorocarbons, perfluorocarbons, or sulfur hexafluoride.
United States · United States Congress · 15 December 2009
Amends the Internal Revenue Code to allow insured depository banks with assets not exceeding $10 billion a general business tax credit for their financial regulation compliance expenditures. Defines "financial regulation compliance expenditures" as any state or federal fees or assessments imposed on insured depository institutions and any amounts paid by such institutions to comply with supervision or examination by state or federal bank regulators.
United States · United States Congress · 10 December 2009
Workforce Investment Improvement Act of 2009 - Amends the Workforce Investment Act of 1998 (WIA) to revise requirements and reauthorize appropriations for: (1) WIA title I, workforce investment systems for job training and employment services; and (2) WIA title II, adult education and family literacy education programs. Revises and reauthorizes workforce investment systems with respect to: (1) state and local planning, allocation, work force investment board membership, and performance accountability; (2) one-stop centers; (3) consolidated funding for adult program activities, including job training, dislocated worker retraining, the employment service system, and reemployment grants; (4) training programs for both out-of-school and in-school youth, including challenge grants; and (5) national job training programs, including the Job Corps and programs for Native Americans, migrant and seasonal farmworkers, and veterans. Requires the Employment and Training Administration of the Department of Labor to be the principal agency to administer WIA title I workforce investment systems for job training and employment services and title III (Job Corps). Exempts religious organizations, with respect to their employment of individuals of a particular religion, from WIA nondiscrimination requirements. Prescribes requirements for the approval of state Workforce Innovation in Regional Economic Development (WIRED) plans for the carrying out of certain workforce development activities. Repeals Wagner-Peyser Act provisions relating to the U.S. Employment Service. Directs the Secretary of Labor to oversee the development, maintenance, and continuous improvement of a nationwide workforce and labor market information system. Revises requirements and reauthorizes appropriations for: (1) vocational rehabilitation services under the Rehabilitation Act of 1973; and (2) the Helen Keller National Center Act.
United States · United States Congress · 10 December 2009
Common Sense Tax Relief Act of 2009 - Amends the Internal Revenue Code to make permanent the tax deductions for state and local sales taxes, for certain expenses of elementary and secondary school teachers, and for tuition and related expenses. Exempts certain provisions of the Economic Growth and Tax Relief Reconciliation Act of 2001 relating to the child tax credit, marriage penalty relief, repeal of the estate tax, and the tax deduction for higher education expenses from the general terminating date of that Act (i.e., December 31, 2010). Makes provisions of the Jobs and Growth Tax Relief Reconciliation Act of 2003 reducing tax rates on capital gains and dividend income permanent.
United States · United States Congress · 10 December 2009
Control America's Purse-strings to Deliver a Better Tomorrow Act or the CAP the DEBT Act - Amends the Congressional Budget Act of 1974 to make it out of order in the House of Representatives and in the Senate to consider any bill, joint resolution, amendment, or conference report increasing the statutory limit on the public debt if there is any other matter in such measure. Requires a two-thirds recorded vote of Members in the House and a roll call vote of at least two-thirds of the Members of the Senate before legislation increasing the statutory limit on the public debt may be considered as passed or agreed to in either chamber. Permits a successful appeal from the ruling of the Chair in the Senate on such prohibition, but only by an affirmative roll call vote of two-thirds of its Members. Repeals Rule XXVIII (Statutory Limit on Public Debt) of the Rules of the House, and known as the "Gephardt Rule," providing for mandatory adjustment of the statutory limit on the public debt to conform to a budget resolution.
United States · United States Congress · 9 December 2009
Stop the Automatic Pay Raise for Members of Congress in Fiscal Year 2011 Act - Declares that no automatic pay adjustment shall be considered to have taken effect in FY2011 in the rates of basic pay for Members of Congress under the General Schedule (thus eliminating the pay adjustment for Members for such fiscal year).
United States · United States Congress · 9 December 2009
Amends Rule XXI (Restrictions on Certain Bills) of the Rules of the House of Representatives to make it out of order to consider legislation carrying an increase in the amount of tax imposed on individuals under chapter 1 (Normal Taxes and Surtaxes) of the Internal Revenue Code if: (1) such tax is determined by reference (directly or indirectly) to the taxpayer's gross income; and (2) imposition is based solely on the taxpayer's violation of a condition.
United States · United States Congress · 8 December 2009
National Commission on American Recovery and Reinvestment Act of 2009 - Establishes in the legislative branch the National Commission on American Recovery and Reinvestment. Requires the Commission to: (1) investigate and make findings on the number of jobs saved or created as a result of the American Recovery and Reinvestment Act of 2009; and (2) make recommendations on changes that could be made to such Act to save or create more jobs as well as steps that could be taken to prevent the improper payment of funds allocated under it.
United States · United States Congress · 8 December 2009
Prevent Health Care Fraud Act of 2009 - Establishes in the Department of Health and Human Services (HHS) the Office of the Deputy Secretary for Health Care Fraud Prevention. Requires the Office to: (1) direct the implementation within HHS of health care fraud prevention and detection recommendations made by federal and private sector antifraud and oversight entities; (2) routinely consult with HHS's Office of the Inspector General, the Attorney General, and private sector health care antifraud entities to identify emerging fraud issues requiring immediate action; (3) provide for the design, development, and operation of a predictive model antifraud system to analyze health care claims data in real-time to identify high risk claims activity and develop a comprehensive antifraud database for federal health agency activities; (4) promulgate and enforce regulations relating to the reporting of data claims to such system by federal health agencies; (5) establish thresholds for fraudulent, wasteful, or abusive claims for excluding providers or suppliers from participation in federal health programs and for the referral of claims to law enforcement entities; and (6) share antifraud information and best practices. Sets forth requirements for the fraud prevention system, including that it shall: (1) allow viewing of all provider and patient activities across all federal health program payers; (2) provide for a centralized file for data from all government health insurance claims data sources; (3) provide real-time ability to identify high-risk behavior patterns across markets, geographies, and specialty group providers; (4) involve the implementation of a predictive modeling technology that is designed to prevent waste, fraud, and abuse; (5) systematically present scores, reason codes, and treatment actions for high-risk scored transactions; (6) monitor consumer transactions in real-time and monitor provider behavior at different stages within the transaction flow based upon provider, transaction, and consumer trends; and (7) not be designed to deny health care services or to negatively impact prompt-pay laws because assessments are late. Directs the Deputy Secretary to: (1) prohibit the payment of any health care claim identified as potentially fraudulent, wasteful, or abusive until the claim has been verified as valid; and (2) provide maximum protection of personal privacy consistent with carrying out the Office's responsibilities. Directs the Secretary to establish procedures for the implementation of fraud and abuse detection methods under all federal health programs.
United States · United States Congress · 8 December 2009
Recognizes the importance of Christmas symbols and traditions. Disapproves of attempts to ban references to Christmas. Supports the use of these symbols and traditions by those who celebrate Christmas.
United States · United States Congress · 3 December 2009
Expresses the sense of the House of Representatives regarding the conditions for the United States becoming a signatory to or negotiating any international agreement on greenhouse gas emissions under the United Nations Framework Convention on Climate Change.
United States · United States Congress · 3 December 2009
Amends Rule XXVIII (Statutory Limit on Public Debt) of the Rules of the House of Representatives to repeal procedures for considering legislation that increases the statutory debt limit. Makes it out of order to consider such legislation if there is any other matter in it. Prohibits legislation that increases the statutory limit on the public debt from being considered as passed or agreed to unless so determined by a vote of at least two-thirds of the Members.
United States · United States Congress · 3 December 2009
Calls on the President to: (1) not enter into or extend any arms control agreement with the Russian Federation that may jeopardize the ability of the United States to ensure a credible strategic deterrent with regard to the People's Republic of China (PRC) or other countries that are deemed capable of deploying a strategic nuclear arsenal; (2) report to Congress on any plans or steps taken to enter into any bilateral arms control agreement with the Russian Federation; (3) report to Congress on the PRC's capabilities and intentions regarding the future deployment of a major strategic nuclear arsenal; and (4) refuse to enter into any strategic nuclear arms agreement with the Russian Federation or any other country that would require the United States to limit or suspend its efforts to create missile defense systems for itself and its allies. Urges the President to refrain from negotiating any follow-on agreement to START I until the Nuclear Posture Review is completed and the President, Congress, and all relevant U.S. government departments and agencies have had an opportunity to evaluate the Nuclear Posture Review.
United States · United States Congress · 2 December 2009
Amends the Internal Revenue Code to extend through 2011 the classification of certain farming business machinery and equipment as five-year property for purposes of the tax deduction for depreciation.
United States · United States Congress · 19 November 2009
Medicare SGR Improvement and Reform Act of 2009 - Amends title XVIII (Medicare) of the Social Security Act to provide an increased annual update for the Sustainable Growth Mechanism (SGR) formula for determining rates in the fee schedule for Medicare physician payments. Sets a three-year time limit for the commencement of a health care lawsuit. Prescribes requirements for: (1) unlimited damages for a claimant's actual economic losses in health care lawsuits; (2) court supervision of arrangements for payment of such damages, including limitation of contingent attorney fees; (3) restrictions on punitive damages; and (4) payment of future damages to claimants in health care suits. Terminates funding of the Medicare Improvement Fund as of January 1, 2010. Amends the Public Health Service Act to prescribe requirements for the licensure of biological products as biosimilar or interchangeable. Includes under the Federal Food, Drug, and Cosmetic Act fees relating to the licensure of a biological product. Amends patent law with respect to biosimilar products. Directs the Secretary of Health and Human Services (HHS) to adopt a single set of consensus-based operating rules for each health information transaction.
United States · United States Congress · 19 November 2009
Ensure TARP Expires Act of 2009 - Amends the Emergency Economic Stabilization Act of 2008 (EESA) to repeal the authority of the Secretary of the Treasury to extend the Troubled Asset Relief Program (TARP) beyond December 31, 2009. Instructs the Secretary to transfer certain unobligated TARP funds to reduce the public debt.
United States · United States Congress · 19 November 2009
Requires trial by military commission when an unprivileged enemy belligerent is being tried for alleged conduct for which a term of incarceration or the death penalty may be sought or obtained.
United States · United States Congress · 19 November 2009
Keep Terrorists Out of the Midwest Act - Prohibits an individual detained by the United States at Naval Station, Guantanamo Bay, Cuba, from being: (1) transferred to or housed in a facility in a Midwestern state; or (2) prosecuted or tried for any offense against the United States in any Midwestern state. Defines "Midwestern state" as Iowa, Illinois, Minnesota, Missouri, Arkansas, South Dakota, North Dakota, Wisconsin, Indiana, Nebraska, and Kansas.
United States · United States Congress · 19 November 2009
Directs the Secretary of Homeland Security to transmit to the House of Representatives, not later than 14 days after the date of adoption of this resolution, copies of any portions of all documents, records, memoranda, correspondence, and communications in the possession of the Department of Homeland Security (DHS), including all component agencies, regarding DHS planning, information sharing, and coordination with any state or locality in the United States, including New York City, that has received or will receive detainees held at Naval Station, Guantanamo Bay, Cuba on or after January 20, 2009.
United States · United States Congress · 18 November 2009
National Right-to-Work Act - Amends the National Labor Relations Act and the Railway Labor Act to repeal those provisions that permit employers, pursuant to a collective bargaining agreement that is a union security agreement, to require employees to join a union as a condition of employment (including provisions permitting railroad carriers to require, pursuant to such an agreement, payroll deduction of union dues or fees as a condition of employment).
United States · United States Congress · 18 November 2009
Amends the Higher Education Act of 1965 to extend by one year, from July 2010 to July 2011, the Secretary of Education's authority to purchase or enter into forward commitments to purchase: (1) Federal Family Education Loans (FFELs) from lenders, upon the determination that there is an inadequate availability of loan capital to meet the demand for such loans; and (2) rehabilitated loans that eligible lenders purchased under the FFEL default reduction program. Extends by one year, from June 30, 2010 to June 30, 2011, the authority of institutions of higher education (IHEs), with the Secretary's approval, to participate in the FFEL lender-of-last-resort program for borrowers otherwise unable to obtain such loans (thereby requiring guaranty agencies serving as lenders-of-last-resort to make FFELs to student and parent borrowers of such IHEs, until such date, regardless of their ability to otherwise obtain such loans).
United States · United States Congress · 18 November 2009
Jumpstarting Our Business Sector Act of 2009 - Amends the Internal Revenue Code to: (1) exclude from gross income in 2009 and 2010 long-term capital gains and dividend income; (2) reduce for a two year period the employment and self-employment tax rates; (3) reduce corporate income tax rates in 2009 and 2010; and (4) reduce the income tax rate for taxpayers in the lowest income tax bracket in 2009 and 2010. Rescinds all unobligated balances of the discretionary appropriations made available by division A of the American Recovery and Reinvestment Act of 2009 (stimulus funds).
United States · United States Congress · 18 November 2009
Requests the Attorney General to appoint a special counsel to investigate the Association of Community Organizations for Reform Now (ACORN) and its affiliates and report to Congress on the results of such investigation.
United States · United States Congress · 18 November 2009
Condemns the action of the Hungarian National Radio and Television Board when it awarded national community radio licenses. Encourages the Republic of Hungary to: (1) respect the rule of law and treat foreign investors fairly; and (2) maintain its commitment to a free press.
United States · United States Congress · 17 November 2009
Fort Hood Families Benefits Protection Act - Treats members of the Armed Forces and civilian employees of the Department of Defense (DOD) who were killed or wounded in the shootings at Fort Hood, Texas, as members killed or wounded in a combat zone or civilian employees killed or wounded in a terrorist attack or while serving in a contingency operation, respectively, for purposes of specified laws, regulations, and policies concerning compensation, awards, and other benefits for which such members and employees are eligible. Provides the maximum amount of coverage ($400,000) under Servicemembers' Group Life Insurance for any member killed in such shootings, as well as any member who dies of wounds sustained in the shootings, notwithstanding that the member elected to be insured in a lesser amount. Excludes from the above provisions members whose wounds or death is the result of willful misconduct.
United States · United States Congress · 16 November 2009
Amends the Internal Revenue Code to revise the income and excise tax credits for biodiesel used as fuel to: (1) allow a $1.00 tax credit for each gallon of biodiesel produced; (2) provide for an increased income tax credit for small biodiesel producers; (3) revise the definitions of "biodiesel" and "small biodiesel producer"; (4) treat renewable diesel in the same manner as biodiesel for income tax purposes; and (5) treat biodiesel as a taxable fuel for excise tax purposes. Extends the biodiesel income and excise tax credits through December 31, 2014.
United States · United States Congress · 6 November 2009
Insists that Burma's military regime begin a political dialogue with Aung San Suu Kyi, the National League for Democracy, and ethnic nationalities toward national reconciliation, and the restoration of democracy, freedom of assembly, freedom of movement, freedom of speech, freedom of the press, and human rights. Demands the release of Aung San Suu Kyi, detained Buddhist monks, Kyaw Zaw Lwin (a Burmese born American citizen), and all other political prisoners and prisoners of conscience. Calls on: (1) governments around the world to strengthen economic and arms sanctions against Burma; (2) the U.N. Security Council to impose multilateral sanctions on Burma's military regime; (3) the Administration to implement the Tom Lantos Block Burmese JADE Act.
United States · United States Congress · 5 November 2009
Expresses the gratitude of the House of Representatives for the service to our nation of the Coast Guard and Marine Corps aircraft pilots and crewmembers lost off the coast of California on October 29, 2009. Extends its condolences to their family, friends, and loved ones.
United States · United States Congress · 29 October 2009
Expresses support for Chinese human rights activists Huang Qi and Tan Zuoren for engaging in peaceful expression as they seek answers and justice for the parents whose children were killed as a result of the collapse of numerous school buildings in the Sichuan earthquake of May 12, 2008.
United States · United States Congress · 28 October 2009
Amends Rule XI (Procedures of Committees and Unfinished Business) of the Rules of the House of Representatives to require all House Committees to post record votes on their web sites within 48 hours of such votes. Exempts record votes taken in executive sessions in the Committee on Standards of Official Conduct.
United States · United States Congress · 27 October 2009
Post 9/11 Troops to Teachers Enhancement Act - Amends the Troops-to-Teachers program of the Elementary and Secondary Education Act of 1965 (which provides veterans with teacher certification stipends in exchange for three years of service in a high-need local educational agency [LEA] or public charter school). Expands program eligibility to cover certain individuals: (1) who, on or after September 11, 2001, serve at least 90 continuous days on active duty in the Armed Forces before being honorably released from such service; or (2) who, on or after January 8, 2002, are separated or released from active duty after at least four (currently, six) years of continuous active duty immediately preceding such separation or release, and agree to serve in the Armed Forces Reserves for at least three years. Makes any LEA that is receiving school improvement funds eligible to host Troops-to-Teachers program participants. Directs the Secretary of Education to establish an Advisory Board, composed of federal, state, and veteran service organization representatives, to collect, study, and disseminate feedback from the program and report to Congress on how the program is operating and might be improved. Reserves specified funding to carry out the Troops-to-Teachers program through FY2014.
United States · United States Congress · 26 October 2009
Expresses the gratitude and appreciation of the House of Representatives to the people who marched on Washington, D.C., on September 12, 2009, to show their love of liberty and their grievance with recent government actions.
United States · United States Congress · 23 October 2009
Considers the "Report of the United Nations Fact Finding Mission on the Gaza Conflict" (Goldstone Report) to be biased and unworthy of further consideration or legitimacy. Supports the Administration's efforts to combat anti-Israel bias at the United Nations (U.N.). Calls on the President and the Secretary of State to oppose endorsement of, and measures stemming from, the Report. Reaffirms support for Israel's right to defend its citizens from violent militant groups and their state sponsors.
United States · United States Congress · 21 October 2009
Recognizes Biblica (an international society that translates and distributes Bibles and biblical resources) as an integral part of U.S. history and commends Biblica for the contributions it has made to the United States.
United States · United States Congress · 20 October 2009
Expresses the sense of the House of Representatives that any meetings held to determine the final content of sweeping health care legislation be held in public view and not behind closed doors.
United States · United States Congress · 15 October 2009
Suspend ACORN Certification Act of 2009 - Requires the Inspector General of the Department of Housing and Urban Development (HUD), with respect to the Association of Community Organizations for Reform Now (ACORN) or any of its specified related affiliates (covered organizations), to: (1) audit all assistance within HUD jurisdiction provided to ACORN at any time; (2) determine whether each such covered organization has used the assistance in accordance with all laws, regulations, and other terms and conditions; and (3) publish such determination in the Federal Register. Bars covered organizations from being approved, certified, or authorized under the Housing and Urban Development Act of 1968 or otherwise to provide housing counseling in connection with any HUD program or to receive HUD assistance for housing counseling activities unless and until the Inspector General has made a determination, pursuant to such audit, that all such recipients of the assistance have used all of it in accordance with its terms and conditions. Prohibits the HUD Secretary from providing any assistance within HUD jurisdiction for housing counseling activities to a covered organization unless and until the Inspector General has made such determination.
United States · United States Congress · 15 October 2009
Establishes a Joint Select Committee on Earmark Reform to study and report to both chambers on the practices of the legislative and executive branch regarding earmarks in authorizing, appropriation, tax, and tariff measures. Makes it out of order to consider a bill, joint resolution, or conference report containing a congressional earmark, limited tax benefit, or limited tariff benefit until the filing of such report.
United States · United States Congress · 13 October 2009
Amends part B (Supplementary Medical Insurance Benefits for Aged and Disabled) of title XVIII (Medicare) of the Social Security Act to repeal the Medicare competitive acquisition program for durable medical equipment and prosthetics, orthotics, and supplies (DMEPOS).
United States · United States Congress · 8 October 2009
Regulations From the Executive in Need of Scrutiny Act of 2009 - Rewrites provisions regarding congressional review of agency rulemaking to require congressional approval of major rules of the executive branch before they may take effect (currently, major rules take effect unless Congress passes and the President signs a joint resolution disapproving them). Provides that if a joint resolution of approval of a major rule is not enacted by the end of 90 session days or legislative days after such resolution is introduced, the rule shall be deemed not to be approved and shall not take effect. Permits a major rule to take effect for 90 calendar days without such approval if the President determines such rule is necessary because of an imminent threat to health or safety or other emergency, for the enforcement of criminal laws, for national security, or to implement an international trade agreement. Sets forth procedures of the House of Representatives and the Senate for joint resolutions: (1) approving major rules; and (2) disapproving nonmajor rules.
United States · United States Congress · 8 October 2009
Small Business SOX Compliance Relief Act - Directs the Securities and Exchange Commission (SEC) to modify its regulations under the Sarbanes-Oxley Act of 2002 (SOX) for annual management assessments of, and reports on, internal financial controls. Requires such regulations to exempt a non-accelerated filer of a required annual report from the requirement that each registered public accounting firm that prepares or issues the audit report for a securities issuer attest to, and report on, the assessment by the issuer's management of the effectiveness of its internal control over financial reporting (thereby extending the current moratorium on such requirement for small businesses).
United States · United States Congress · 8 October 2009
Teacher Tax Relief Act of 2009 - Amends Internal Revenue Code provisions relating to the tax deduction for the expenses of elementary and secondary school teachers to: (1) increase the maximum dollar amount of such deduction to $500; (2) allow the deduction of professional development expenses; and (3) make such deduction permanent.
United States · United States Congress · 6 October 2009
Expresses the sense of the House of Representatives that no American should be imprisoned or fined for failing to purchase government-mandated health coverage.
United States · United States Congress · 1 October 2009
Stop Marketing Illegal Drugs to Minors Act - Amends the Controlled Substances Act to impose increased prison terms on individuals who manufacture, create, distribute, or possess with intent to distribute a controlled substance that is flavored, colored, packaged, or otherwise altered in a way that is designed to appeal to a person under 21 years or age (or who attempt or conspire to do so). Provides for enhanced penalties for repeat offenses involving the marketing of methamphetamine to minors.
United States · United States Congress · 1 October 2009
Ensuring the Future Physician Workforce Act of 2009 - Amends title XVIII (Medicare) of the Social Security Act (SSA) with respect to the formula for calculating payments for physicians' services. Resets to 2009 the base year for application of the sustainable growth rate formula, which shall be eliminated in 2011. Amends SSA title XVIII to extend the current transitional bonus payments through 2011 at 3%. Directs the Secretary of Health and Human Services to establish a reporting system for quality measures relating to physicians' services that focus on disease-specific high cost conditions. Amends SSA title XI to create safe harbors to antikickback and civil and criminal penalties for provision of health information technology (HIT) and training services. Directs the Secretary to study and report to Congress on the impact of such safe harbors. Amends SSA title XVIII to create an exception to the limitation on certain physician referrals for the provision of HIT and training services to health care professionals. Directs the Secretary to report annually to: (1) each physician information on the physician's total Medicare billings; and (2) each individual entitled to benefits under Medicare part A (Hospital Insurance) and part B (Supplementary Medical Insurance) on the amount of Medicare payments made to or on behalf of the individual during the year involved. Directs the Secretary to collect data on annual savings in expenditures in the Medicare program due to physicians' services that resulted in hospital or in-patient diversion. Requires the Board of Trustees of the Federal Hospital Insurance Trust Fund and of the Federal Supplementary Medical Insurance Trust Fund to monitor and examine the extent to which the different funding mechanisms under Medicare parts A, B, and D (Voluntary Prescription Drug Benefit Program) provide an appropriate alignment with the program goals of the respective parts. Requires the Secretary to provide for a study of, and report to Congress on, health care disparities in high-risk health condition areas and minority communities with respect to the impact reporting requirements may have on physician penetration in such communities.
United States · United States Congress · 1 October 2009
FHA Taxpayer Protection Act of 2009 - Amends the National Housing Act to increase the downpayment requirement for a Federal Housing Administration (FHA) mortgage loan from 3.5% to 5%. Repeals the current inclusion in the principal amount of an FHA mortgage loan of any initial service charges, appraisal, inspection, and other fees that the Secretary of Housing and Urban Development (HUD) approves. Prohibits the inclusion of such charges and fees in the principal amount of an FHA mortgage loan. Directs the Comptroller General to study and report to Congress on the Mutual Mortgage Insurance Fund and the mortgage insurance programs under which the insurance obligations are obligations of such Fund.
![Official portrait of Rep. Souder, Mark E. [R-IN-3]](https://www.congress.gov/img/member/s001143_200.jpg)