Housing

Protecting Veterans' Homes Act

United States · United States Congress · 13 May 2011

Protecting Veterans' Homes Act - Amends the Servicemembers Civil Relief Act to extend from 9 to 12 months after military service the period of protection against mortgage sale or foreclosure, as well as the stay of proceedings, in the case of an obligation on real property of a servicemember that originated before the period of military service. Amends the Housing and Economic Recovery Act of 2008 to repeal the sunset date for such periods of relief.

TRANSPORTATION AND HOUSING AND URBAN DEVELOPMENT, AND RELATED AGENCIES APPROPRIATIONS FOR FISCAL YEAR 2012

United States · United States Senate · 12 May 2011

Fighting Gangs and Empowering Youth Act of 2011

United States · United States Congress · 12 May 2011

Fighting Gangs and Empowering Youth Act of 2011 - Authorizes the Attorney General to: (1) make grants to public and nonprofit private entities (including faith-based organizations) for projects involving innovative approaches to combat gang activity, (2) make grants to states and other entities to increase police presence and expand and improve cooperative efforts to address gang activity problems, and (3) designate high-intensity interstate gang activity areas. Amends the Elementary and Secondary Education Act of 1965 to: (1) reauthorize programs for combating criminal gangs, including after-school programs and programs for safe and drug-free schools and communities; and (2) expand the grant program for workplace and community transition training for incarcerated youth offenders (30 years of age or younger). Amends the Anti-Drug Abuse Act of 1988 to add provisions entitled the Public and Assisted Housing Gang Elimination Act of 2010 which authorize the Secretary of Housing and Urban Development (HUD) to make grants to public housing agencies and private, for-profit, and nonprofit owners of federally assisted low-income housing for use in eliminating gang-related crime. Amends the Violent Crime Control and Law Enforcement Act of 1994 to: (1) authorize the Attorney General to award grants to assist communities located in a high-intensity interstate gang activity area in developing and carrying out programs that target certain at-risk youth and juvenile offenders, (2) reauthorize the gang resistance education and training projects program, and (3) increase funding for the National Youth Gang Survey. Amends the Omnibus Crime Control and Safe Streets Act of 1968 to reauthorize and expand adult and juvenile offender state and local reentry demonstration projects. Directs the Attorney General to modify existing procedures and policies to improve the transition of federal prisoners into local communities. Reauthorizes the National and Community Grant Service Program. Amends the USA PATRIOT Act to provide funding to hire additional forensic examiners to fight gang activity. Amends the federal criminal code to: (1) expand the definition of "criminal street gang", (2) prohibit the recruitment or solicitation of persons to participate in a criminal street gang, (3) impose enhanced penalties for committing violent crimes in furtherance or in aid of a criminal street gang and for use of firearms by felons with multiple felony convictions for violent crimes and drug offenses, (4) increase penalties for use of interstate commerce facilities in the commission of murder-for-hire or other felony crimes of violence, and (5) increase penalties for violent crimes in aid of racketeering activities. Requires the United States Sentencing Commission to review and, if appropriate, amend guidelines relating to violent gang-related crimes. Amends the Uniform Federal Crime Reporting Act of 1988 to require the Attorney General to create a separate category in the United Crime Reports to distinguish criminal offenses committed by juveniles.

Regulation of Mortgage Servicing Act of 2011

United States · United States Congress · 12 May 2011

Regulation of Mortgage Servicing Act of 2011 - Requires a mortgage servicer to assign one case manager to each borrower that seeks a mortgage loan modification or an alternative to foreclosure. Requires the case manager to: (1) manage the communication between the servicer and the borrower, and (2) make decisions about the borrower's eligibility for a loan modification or an alternative to foreclosure. Prohibits a servicer from initiating a foreclosure action against a borrower unless the servicer has performed specified tasks related to offering the borrower, if eligible, a loan modification or an alternative to foreclosure. Requires a servicer to suspend a foreclosure action initiated before the enactment of this Act until such tasks have been performed. Prohibits a servicer, during the suspension period, from: (1) sending the borrower a notice of foreclosure, (2) conducting or scheduling a sale of the real property securing the mortgage, or (3) causing final judgment to be entered against the borrower. Prescribes requirements a servicer must meet in order to be deemed to have made a reasonable effort to obtain necessary information to determine a borrower's eligibility for a loan modification or an alternative to foreclosure. Requires a servicer, before notifying a borrower of his or her ineligibility for a loan modification or an alternative to foreclosure, to obtain the services of an independent reviewer to review the borrower's file and determine whether or not the borrower is eligible. Makes a violation of this Act a bar to a foreclosure action. Allows a servicer in compliance with this Act, however, to bring or proceed with a foreclosure action, regardless of any prior violation.

Reconnecting Youth to Prevent Homelessness Act of 2011

United States · United States Congress · 12 May 2011

Reconnecting Youth to Prevent Homelessness Act of 2011 - Amends part E (Foster Care and Adoption Assistance) of title IV of the Social Security Act (SSA) to require State part E plans to provide that the state shall have in effect such laws and procedures as are necessary to ensure that: (1) a child may not be placed in foster care under state responsibility solely because the family with which the child is living is homeless or living in substandard housing, and (2) the state will work with the family and state housing authorities to secure permanent housing for any family that includes a minor child and is homeless or at risk of becoming homeless. Requires the Comptroller General to report to appropriate congressional committees on state policies and practices regarding: (1) access to federally funded child welfare services by children who have attained age 13; and (2) consideration of runaway and homeless situations, as well as status as domestic minor victims of sex trafficking, as risk assessment factors for determining the appropriateness of placement in the child welfare system. Requires state part E plans to describe state policies and procedures regarding runaway or missing foster children. Directs the Secretary of Health and Human Services (HHS) to establish a demonstration project to develop multi-state working groups to conduct research and develop policy recommendations for the support and enhancement of long-term permanency planning for children in foster care. Directs the Secretary of Housing and Urban Development (HUD) to revise certain regulations to provide that individuals who have been under the state foster care system but are no longer because they have attained the age of majority, and who have attained, as well, a bachelor's degree or higher from an institution of higher education in the United States, qualify to purchase a home through the Good Neighbor Next Door Sales Program. Directs the Secretary of HHS to establish a demonstration project to develop programs focused on improving family relationships and reducing homelessness for lesbian, gay, bisexual, and transgender youth. Provides for extension of child welfare services to children between ages 18 and 21 who are under the responsibility of the state. Revises the John H. Chafee Foster Care Independence Program. Amends part A (Temporary Assistance for Needy Families) (TANF) to revise the requirement that the state provide adult-supervised living arrangements for teenage parents not yet living in such an arrangement. Suspends the five-year time limit on TANF assistance for parents under age 21 who are involved in education or training. Prohibits the imposition of sanctions under TANF with respect to minor parents unless the state has established procedures that help TANF recipients understand, avoid, or end sanctions, and has applied the procedures to the recipient. Requires the Secretary to study: (1) TANF recipients who are parents and have not attained age 20, and (2) a representative sample of low-income teen parents who are not TANF recipients. Amends the Internal Revenue Code to include homeless youth as a qualified targeted population for the work opportunity business income tax credit. Amends SSA title II and XVI (Supplemental Security Income [SSI]) to place specified limitations on the use of Social Security or SSI benefits paid to state or local government agencies serving as representative payees on behalf of foster children for state costs. Amends SSA title IV part E (Foster Care and Adoption Assistance) to require state agency screening of foster children for eligibility for Social Security and SSI benefits. Amends SSA title XVI with respect to determination of the unearned income of an individual (and his eligible spouse, if any) living in another person's household and receiving support and maintenance in kind from that person.

Medicare IVIG Access Act

United States · United States Congress · 12 May 2011

Medicare IVIG Access Act - Directs the Secretary of Health and Human Services (HHS) to establish a demonstration project under title XVIII (Medicare) of the Social Security Act (SSA) to evaluate the benefits of providing payment for items and services needed for the administration, within the homes of Medicare beneficiaries, of intravenous immune globin (IVIG) for the treatment of primary immune deficiency diseases. Amends SSA title XVIII to treat as durable medical equipment (DME) any disposable drug delivery systems, including elastomeric infusion pumps, for the treatment of colorectal cancer.

A resolution expressing the condolences of the United States to the victims of the devastating tornadoes that touched down in the South in April 2011, commending the resiliency of the people of the affected States, including the people of the States of Alabama, Tennessee, Mississippi, Georgia, Virginia, and North Carolina, and committing to stand by the people affected in the relief and recovery efforts.

United States · United States Congress · 12 May 2011

Expresses condolences to the families and friends of those who lost their lives, homes, and livelihoods in the storms and tornadoes of April 2011 and extends wishes for a full recovery for those who were injured. Commends the resiliency of the people of the affected states, including Alabama, Tennessee, Mississippi, Georgia, Virginia, and North Carolina, and commits to provide the necessary resources and to stand by them. Extends thanks to the forecasters, first responders, firefighters, law enforcement personnel, volunteers, and medical personnel who took quick action to provide warnings, aid, and comfort to the victims.

Housing Finance Reform Act of 2011

United States · United States Congress · 12 May 2011

Housing Finance Reform Act of 2011 - Amends the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 to authorize the Director of the Federal Housing Finance Agency (FHFA) to: (1) provide for the organization, incorporation, examination, operation, and regulation of housing finance guaranty associations (which may be corporations, mutual associations, partnerships, limited liability corporations, cooperatives, or other appropriate organizational forms); and (2) issue charters for them. Authorizes the Director, upon an organizer's application, to issue a special purpose charter if the operations of the proposed association would be limited to serving a particular mortgage market, such as multifamily housing, or a particular category of mortgage lenders, such as community banks. Authorizes national banks, state banks, trust companies, federal or state credit unions, or other banking organizations, including bank holding companies and savings and loan holding companies, to acquire an interest in an association, and hold or dispose of it, subject to the approval by the appropriate federal banking agency. Authorizes associations to purchase, hold, sell, and otherwise deal in conventional mortgages only for the purpose of: (1) creating a secondary market for them, including new conventional mortgage products; (2) facilitating their securitization; and (3) supporting mutlifamily housing. Prohibits an association from originating or servicing a mortgage or performing other specified actions. Directs the Director to establish an Office of Securitization within the FHFA to facilitate the securitization of conventional mortgages. Requires the Office to create, label, administer, and service FHFA securities issued by associations. Requires the Comptroller General to determine the market value of the catastrophic guarantee of FHFA securities, and the Director to establish a pricing structure for guarantee fees by associations, based on the market value study, that provides for a reasonable rate of return to associations. Exempts FHFA securities from registration under the Securities Act of 1933 and the requirements of the Securities Exchange Act of 1934. Requires the Director to require each association to disclose publicly information about the composition of each pool of mortgages backing any FHFA security it issues. Requires the Director to guarantee the timely payment of the principal and interest of FHFA securities (the catastrophic federal guarantee), pledged by the full faith and credit of the United States. States that a guarantee shall apply only if: (1) the issuing association has been placed into conservatorship or recievership by the Director, and (2) the Reserve Fund (established by this Act) lacks sufficient funds to make the required principal and interest payments. Requires the Director to: (1) establish an annual fee to be paid by associations for a guarantee issued in connection with FHFA securities issued by them, (2) impose and collect such fees through the Office of Securitization, (3) establish a Reserve Fund which shall be credited with all such fees, (4) impose a special assessment on associations to recoup all costs associated with any guarantee payments made, and (5) supervise all associations. Directs the Director to establish: (1) risk-based and leverage capital standards for associations, (2) standards for the management and operations of associations, and (3) underwriting standards for conventional mortgages purchased by an association. Requires the Director to prohibit any association from purchasing any conventional mortgage for which the maximum original principal obligation exceeds 150% of a figure determined according to a specified formula. Repeals affordable housing goals. Amends the Federal National Mortgage Association Charter Act and the Federal Home Loan Mortgage Corporation Act to subject the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government-sponsored enterprises or GSEs ) to state and local taxes. Directs the Director to issue regulations that require each GSE to: (1) reduce its total mortgage assets to not more than $250 billion within five years, and (2) increase guarantee fees. Requires the Director to place the GSEs into receivership no later than one year after five or more associations, two of which are not special purpose associations, have been chartered. Pledges the full faith and credit of the United States to the payment of all debt obligations of the enterprises and all mortgage-backed securities issued by the GSEs until they mature or are redeemed.

Medicare IVIG Access and Strengthening Medicare and Repaying Taxpayers Act of 2012

United States · United States Congress · 11 May 2011

Directs the Secretary of Health and Human Services (HHS) to establish a demonstration project under title XVIII (Medicare) of the Social Security Act (SSA) to evaluate the benefits of providing payment for items and services needed for the administration, within the homes of Medicare beneficiaries, of intravenous immune globin (IVIG) for the treatment of primary immune deficiency diseases. Amends SSA title XVIII to treat as durable medical equipment (DME) any disposable drug delivery systems, including elastomeric infusion pumps, for the treatment of colorectal cancer.

Fighting Gangs and Empowering Youth Act of 2011

United States · United States Congress · 10 May 2011

Fighting Gangs and Empowering Youth Act of 2011 - Authorizes the Attorney General to: (1) make grants to public and nonprofit private entities (including faith-based organizations) for projects involving innovative approaches to combat gang activity, (2) make grants to states and other entities to increase police presence and expand and improve cooperative efforts to address gang activity problems, and (3) designate high-intensity interstate gang activity areas. Amends the Elementary and Secondary Education Act of 1965 to: (1) reauthorize programs for combating criminal gangs, including after-school programs and programs for safe and drug-free schools and communities; and (2) expand the grant program for workplace and community transition training for incarcerated youth offenders (30 years of age or younger). Amends the Anti-Drug Abuse Act of 1988 to add provisions entitled the Public and Assisted Housing Gang Elimination Act of 2011 which authorize the Secretary of Housing and Urban Development (HUD) to make grants to public housing agencies and private, for-profit, and nonprofit owners of federally assisted low-income housing for use in eliminating gang-related crime. Amends the Violent Crime Control and Law Enforcement Act of 1994 to: (1) authorize the Attorney General to award grants to assist communities located in a high-intensity interstate gang activity area in developing and carrying out programs that target certain at-risk youth and juvenile offenders, (2) reauthorize the gang resistance education and training projects program, and (3) increase funding for the National Youth Gang Survey. Amends the Omnibus Crime Control and Safe Streets Act of 1968 to reauthorize and expand adult and juvenile offender state and local reentry demonstration projects. Directs the Attorney General to modify existing procedures and policies to improve the transition of federal prisoners into local communities. Reauthorizes the National and Community Grant Service Program. Amends the USA PATRIOT Act to provide funding to hire additional forensic examiners to fight gang activity. Amends the federal criminal code to: (1) expand the definition of "criminal street gang", (2) prohibit the recruitment or solicitation of persons to participate in a criminal street gang, (3) impose enhanced penalties for committing violent crimes in furtherance or in aid of a criminal street gang and for use of firearms by felons with multiple felony convictions for violent crimes and drug offenses, (4) increase penalties for use of interstate commerce facilities in the commission of murder-for-hire or other felony crimes of violence, and (5) increase penalties for violent crimes in aid of racketeering activities. Requires the United States Sentencing Commission to review and, if appropriate, amend guidelines relating to violent gang-related crimes. Amends the Uniform Federal Crime Reporting Act of 1988 to require the Attorney General to create a separate category in the United Crime Reports to distinguish criminal offenses committed by juveniles.

LEGISLATIVE PROPOSALS IN THE UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT'S FISCAL YEAR 2012 BUDGET

United States · United States Senate · 5 May 2011

Home Construction Lending Regulatory Improvement Act of 2011

United States · United States Congress · 5 May 2011

Home Construction Lending Regulatory Improvement Act of 2011 - Directs the appropriate federal banking agencies to initiate a coordinated rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders. Requires such rulemaking to provide for: (1) elimination of the 100% of bank capital measurement, (2) realistic market-based appraisals, and (3) a prohibition against compelling lenders to call or curtail loans in good standing. Prohibits a federal banking agency also from preventing a qualified financial institution from making a real estate loan to a home builder that has a viable project.

CJ's Home Protection Act of 2011

United States · United States Congress · 5 May 2011

CJ's Home Protection Act of 2011 - Directs the Secretary of Housing and Urban Development (HUD) to issue a final order establishing federal manufactured home construction and safety standards within 90 days of receiving specified proposed standards. Amends the National Manufactured Housing Construction and Safety Standards Act of 1974 to require such standards to require each manufactured home delivered for sale to be supplied with a weather radio: (1) capable of broadcasting emergency information relating to local weather conditions, (2) equipped with a tone alarm and Specific Alert Message Encoding (SAME) technology, and (3) compliant with the Consumer Electronics Association (CEA) Standard 2009-A Performance Specification for Public Alert Receivers (or its current revision). Shields from liability the operator, owner, or employee of a mobile home community, or the mobile home manufacturer, with respect to any reminder, assistance, or instructions the community operator provides concerning the functionality of a manufactured home's weather radio or smoke detector.

Preserving Equal Access to Mortgage Finance Programs Act

United States · United States Congress · 5 May 2011

Preserving Equal Access to Mortgage Finance Programs Act - Amends the Federal Home Loan Mortgage Corporation Act and the Federal National Mortgage Association Charter Act to increase limitations on the maximum original principal obligation of mortgages that may purchased by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation Association (Freddie Mac). Increases such limitations in areas where 125% (currently, 115%) of the median price of residences of a particular size exceed existing mortgage purchase limitations for such residence size. Gives the Director of the Federal Housing Finance Agency (FHFA) discretion to prevent or limit a decrease in the limitation on the maximum original principal obligation of a mortgage that may be purchased by the corporation for an area. Amends the National Housing Act to raise limitations on the maximum principal obligation of mortgages that may be insured by the Secretary of Housing and Urban Development (HUD). Gives the Secretary discretion to prevent or limit a decrease in the maximum dollar amount limitation for any area from taking place for any such area.

Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011

United States · United States Congress · 5 May 2011

Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011 - Amends the Trust Indenture Act of 1939 to include within its purview mortgage-backed securities and their servicers. Imposes upon each servicer of a mortgage-backed security a fiduciary duty, not waivable by an investor, to protect the economic interests of the investors as a whole in an asset-backed security. Provides for removal of an indenture trustee that is a servicer of mortgage-backed securities if at least 50% of the investors petition the court for such removal. Authorizes amendment of a pooling and servicing agreement with respect to any mortgage-backed security without the consent of a majority of the security holders if at least 25% of them petition the court for such action. Defines such an agreement as any contract establishing the transaction rights and duties of the parties to a mortgage-backed securitization transaction. Amends the Securities Exchange Act of 1934 to direct the Securities and Exchange Commission (SEC) to promulgate specified requirements governing mortgage related securities. Amends the Truth In Lending Act (TILA) to prohibit the servicer of a securitized residential mortgage loan (or an affiliate) from owning or holding any interest in any other residential mortgage loan that is secured by a consensual security interest on the same dwelling or residential real property that is subject to the security interest that secures the securitized residential mortgage loan. Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to require all fees charged for a real estate settlement service in connection with a transaction involving a federally related mortgage loan, or incurred in connection with servicing such loan, to be reasonably related to the cost of providing the service. Sets forth specified prohibitions, restrictions, or requirements for: (1) use of subsidiaries and insourcing, (2) force-placed insurance, (3) disclosures related to insurance coverage information, and (4) loss mitigation. Amends TILA to: (1) prescribe the treatment of mistaken loan payments during the period that servicing of a loan is in transition, and (2) set limitations upon foreclosure proceedings. Amends the Fair Debt Collection Practices Act to: (1) bring within its purview a securitized residential mortgage loan and its servicer, and (2) subject to civil liability a debt collector who violates such Act in connection with a debt secured by a consumer's residence. Directs: (1) federal banking agencies to promulgate independent capital reserve standards for affiliates of mortgage-backed securities servicers, and (2) the SEC to promulgate regulations regarding treatment of delinquent loans.

CDBG Public Services Flexibility Act of 2011

United States · United States Congress · 4 May 2011

CDBG Public Services Flexibility Act of 2011 - Amends the Housing and Community Development Act of 1974 to revise requirements for activities eligible for community development block grant (CDBG) assistance. Increases from 15% to 25% the limitation on the amount of CDBG assistance that may be used to provide public services (e.g., those concerned with employment, crime prevention, child care, health, drug abuse, education, energy conservation, welfare or recreation needs). (Currently, only the city and county of Los Angeles, California, and the city of Miami, Florida, are favored with the 25% limit on the amount of CDBG assistance that may be used to provide public services.)

Rural Housing Preservation Act of 2011

United States · United States Congress · 4 May 2011

Rural Housing Preservation Act of 2011 - Amends the Housing Act of 1949 to revise the requirements for consideration as rural areas with respect to assistance for farm housing. States that any area classified as "rural" or a "rural area" before October 1, 1990, and determined not to be "rural" or a "rural area" as a result of data received from or after the 1990, 2000, or 2010 (currently, only the 1990 or 2000) decennial census shall continue to be so classified until the receipt of data from the decennial census in the year 2020 (currently, 2010), if, as under current law, such area has a population of between 10,000 and 25,000, is rural in character, and has a serious lack of mortgage credit for lower and moderate-income families.

A resolution expressing the sense of the Senate that stable and affordable housing is an essential component of an effective strategy for the prevention, treatment, and care of human immunodeficiency virus, and that the United States should make a commitment to providing adequate funding for the development of housing as a response to the acquired immunodeficiency syndrome pandemic.

United States · United States Congress · 4 May 2011

Declares the sense of the Senate that: (1) stable and affordable housing is an essential component of an effective strategy for human immunodeficiency virus (HIV) prevention, treatment, and care; and (2) the United States should make a commitment to providing adequate funding for developing housing as a response to the acquired immunodeficiency syndrome (AIDS) pandemic.

A bill to amend title 38, United States Code, to modify the provision of compensation and pension to surviving spouses of veterans in the months of the deaths of the veterans, to improve housing loan benefits for veterans, and for other purposes.

United States · United States Congress · 3 May 2011

Entitles a surviving spouse to a benefit for the month of a veteran's death if, at the time of the veteran's death: (1) the veteran was receiving veterans' disability compensation or veteran's pension, or (2) the veteran was not receiving such compensation or pension but had a claim pending for the month of the veteran's death for which benefits would have been payable had the veteran not died. Prohibits the Secretary of Veterans Affairs (VA) from requesting the return of a check or payment made to a surviving spouse, in the month in which the veteran's death occurs, as additional compensation for a dependent or additional pension as a married veteran. Includes under the VA's presidential memorial certificate program (a program presenting a presidential certificate of appreciation for service in the Armed Forces) an individual who dies during active service. Considers a veteran who is unable to occupy a home because of active-duty status to have satisfied the occupancy requirement relating to housing financed through the VA if the veteran's dependent child is occupying or will occupy the home and the veteran's attorney or a legal guardian of the dependent child makes the VA-required occupancy certification. Authorizes the VA to guarantee a veterans' housing loan regardless of whether such loan is subordinate to a lien created in favor of a public entity that provides assistance in response to a major disaster.

Fighting Gangs and Empowering Youth Act of 2011

United States · United States Congress · 3 May 2011

Fighting Gangs and Empowering Youth Act of 2011 - Authorizes the Attorney General to: (1) make grants to public and nonprofit private entities (including faith-based organizations) for projects involving innovative approaches to combat gang activity, (2) make grants to states and other entities to increase police presence and expand and improve cooperative efforts to address gang activity problems, and (3) designate high-intensity interstate gang activity areas. Amends the Elementary and Secondary Education Act of 1965 to: (1) reauthorize programs for combating criminal gangs, including after-school programs and programs for safe and drug-free schools and communities; and (2) expand the grant program for workplace and community transition training for incarcerated youth offenders (30 years of age or younger). Amends the Anti-Drug Abuse Act of 1988 to add provisions entitled the Public and Assisted Housing Gang Elimination Act of 2010 which authorize the Secretary of Housing and Urban Development (HUD) to make grants to public housing agencies and private, for-profit, and nonprofit owners of federally assisted low-income housing for use in eliminating gang-related crime. Amends the Violent Crime Control and Law Enforcement Act of 1994 to: (1) authorize the Attorney General to award grants to assist communities located in a high-intensity interstate gang activity area in developing and carrying out programs that target certain at-risk youth and juvenile offenders, (2) reauthorize the gang resistance education and training projects program, and (3) increase funding for the National Youth Gang Survey. Amends the Omnibus Crime Control and Safe Streets Act of 1968 to reauthorize and expand adult and juvenile offender state and local reentry demonstration projects. Directs the Attorney General to modify existing procedures and policies to improve the transition of federal prisoners into local communities. Reauthorizes the National and Community Grant Service Program. Amends the USA PATRIOT Act to provide funding to hire additional forensic examiners to fight gang activity. Amends the federal criminal code to: (1) expand the definition of "criminal street gang", (2) prohibit the recruitment or solicitation of persons to participate in a criminal street gang, (3) impose enhanced penalties for committing violent crimes in furtherance or in aid of a criminal street gang and for use of firearms by felons with multiple felony convictions for violent crimes and drug offenses, (4) increase penalties for use of interstate commerce facilities in the commission of murder-for-hire or other felony crimes of violence, and (5) increase penalties for violent crimes in aid of racketeering activities. Requires the United States Sentencing Commission to review and, if appropriate, amend guidelines relating to violent gang-related crimes. Amends the Uniform Federal Crime Reporting Act of 1988 to require the Attorney General to create a separate category in the United Crime Reports to distinguish criminal offenses committed by juveniles.

Andrew Connolly Veterans' Housing Act

United States · United States Congress · 2 May 2011

Andrew Connolly Veterans' Housing Act - Extends through 2016 the authority of the Secretary of Veterans Affairs (VA) to provide specially adapted housing assistance to certain disabled veterans residing temporarily in housing owned by a family member.

Breaking Barriers to Oral Health Act of 2011

United States · United States Congress · 2 May 2011

Breaking Barriers to Oral Health Act of 2011 - Amends the Public Health Service Act to require the Secretary of Health and Human Services (HHS) to award grants to or enter into contracts with eligible entities to purchase portable or mobile dental equipment and to pay for appropriate operational costs for the provision of free dental services to underserved populations that are delivered in a manner consistent with state licensing laws. Directs the Secretary to award grants to or enter into contracts with eligible entities to collaborate with state, county, or local public officials and other stakeholders in order to develop and implement initiatives to: (1) improve oral health education and dental disease prevention; (2) reduce barriers in a manner that increases dental provider participation in Medicaid and the Children's Health Insurance Program (CHIP, formerly known as SCHIP); (3) make the dental delivery system providing dental services under Medicaid or CHIP more efficient by taking actions necessary to facilitate the establishment of dental homes; and (4) address geographic, language, or cultural barriers in the provision of dental services.

Home Foreclosure Reduction Act of 2011

United States · United States Congress · 15 April 2011

Home Foreclosure Reduction Act of 2011 - Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income) to exclude from the computation of debts the secured or unsecured portions of: (1) debts secured by the debtor's principal residence if the value of the residence is less than the applicable maximum amount of noncontingent, liquidated, secured debts; or (2) debts secured or formerly secured by the debtor's principal residence that was either sold in foreclosure or surrendered to the creditor if the property's value was less than the applicable maximum amount of noncontingent, liquidated, secured debts. Applies the credit counseling requirement to a Chapter 13 debtor who certifies receipt of notice that the holder of a claim secured by the debtor's principal residence may commence a foreclosure on it. Requires the court to disallow a claim that is subject to any remedy for rescission under the Truth in Lending Act, notwithstanding the prior entry of a foreclosure judgment. Permits a Chapter 13 bankruptcy plan to modify the rights of claim holders with respect to a claim for a loan originated before the effective date of this Act and secured by a security interest in the debtor's principal residence that is the subject of a foreclosure notice. Authorizes reduction of a claim secured by the debtor's principal residence, but only in specified circumstances, particularly if the debtor sells the residence. Permits a Chapter 13 bankruptcy plan to deny debtor liability for certain fees and charges incurred while the bankruptcy case is pending and arising from a debt secured by the debtor's principal residence, unless the claim holder observes specified requirements. Adds to conditions for court confirmation of a plan in bankruptcy that: (1) the holder of a claim secured by the debtor's principal residence retain the lien securing the claim until the later of the payment of the claim as reduced and modified, completion of all payments under the plan, or the discharge of a debtor from all debts; and (2) the plan modifies the claim in good faith and the court does not find that the debtor has been convicted of obtaining by actual fraud the extension, renewal, or refinancing of credit that gives rise to a modified claim. Authorizes the court, upon request, to confirm a plan proposing a reduction in the interest rate on the loan secured by such security interest and that does not reduce the principal, if certain requirements are met. Excludes from the final discharge of a debtor from all debts any unpaid portion of such a claim as reduced. Amends the federal judicial code to prescribe standing trustee fees regarding certain payments received under a Chapter 13 bankruptcy plan. Instructs the Comptroller General to study: (1) the number of Chapter 13 debtors who filed, during the year following enactment of this Act, for the purpose of restructuring their principal residence mortgages; (2) the number of mortgages restructured under this Act that subsequently resulted in default and foreclosure; (3) a comparison between the effectiveness of mortgages restructured under programs outside of bankruptcy and mortgages restructured under this Act; (4) the number of cases presented to the bankruptcy courts where mortgages were restructured under this Act that were appealed; (5) the number of bankruptcy cases where mortgages were restructured under this Act that were overturned on appeal; (6) the number of bankruptcy judges disciplined as a result of actions taken to restructure mortgages under this Act; and (7) whether the amendments made by this Act should be amended to include a sunset clause. Directs the Comptroller General to conduct: (1) a comprehensive review of the effects of the amendments made by this subtitle on the bankruptcy court, (2) a survey of whether the program should limit the types of homeowners eligible for the program, and (3) whether such amendments should remain in effect.

Produce the Note Act of 2011

United States · United States Congress · 15 April 2011

Produce the Note Act of 2011 - Prohibits commencement of any foreclosure in connection with certain residential mortgages unless the person commencing the foreclosure complies with specified prerequisites, including identification of the actual holder of the mortgage note, the originating mortgage lender and all subsequent assignees, and other all parties who have an interest in the real estate subject to the mortgage or in the mortgage or its proceeds. Requires the person commencing the foreclosure to: (1) notify the mortgagor, in writing, not less than five days before any action is taken to commence foreclosure; and (2) certify to the court, in the case of a judicial foreclosure, or to the office of the state to which notice is required under state law, that such notice has been provided.

Solar Opportunity and Local Access Rights Act

United States · United States Congress · 15 April 2011

Solar Opportunity and Local Access Rights Act - Amends the Public Utility Regulatory Policies Act of 1978 (PURPA) to require each state regulatory authority with ratemaking authority, and each nonregulated electric utility, to conduct a hearing, and on the basis of such hearing, adopt a net metering standard. Requires retail electric suppliers to make net metering available to retail customers on a first-come-first-served basis. Prescribes implementation requirements regarding: (1) net energy measurement, (2) billing practices, (3) ownership of credits, (4) safety and performance standards, and (5) determination of compliance. Directs the Federal Energy Regulatory Commission (FERC) to publish model interconnection standards for the physical connection between local distribution systems and qualified generation units and qualified electric generation units that do not exceed 5 megawatts of capacity. Requires states to adopt such model standards, subject to FERC approval. Prohibits a state or nonregulated utility from adopting or enforcing any standard or requirement concerning net metering or interconnection that restricts access to the electric power transmission or local distribution system by qualified generators beyond those established under this Act. Allows states to adopt or enforce additional incentives or requirements to encourage qualified generation and net metering, including any that afford: (1) greater access to the electric power transmission and local distribution systems by qualified generators, or (2) greater compensation or credit for electricity generated by qualified generators. Authorizes a contract for renewable energy for public buildings and properties for a maximum period of 30 years. Amends the Housing and Community Development Act of 1974 to condition receipt of certain community development block grant (CDBG) funds upon grantee certification that the cost of any permit or license, for construction or installation of any solar energy system for any structure, complies with certain requirements. Directs the Secretary of Housing and Urban Development (HUD) to issue regulations to prohibit any restriction impairing the ability of the owner or lessee of a one-family residential structure to install or use a solar energy system upon such property. Instructs the Secretary of Energy (DOE) to establish a Center for Advanced Solar Research and Development. Directs the Secretary to issue regulations also requiring that the application for approval of such a system: (1) be processed and approved in the same manner as an application for approval of an architectural modification to the property, and (2) not be willfully avoided or delayed.

Stephanie Tubbs Jones Assets for Independence Reauthorization Act of 2011

United States · United States Congress · 15 April 2011

Stephanie Tubbs Jones Assets for Independence Reauthorization Act of 2011 - Amends the Assets for Independence Act, which provides for demonstration projects designed to provide individuals and families of limited means with an incentive to save a portion of their earned income and thereby accumulate assets, increase their economic self-sufficiency, and stabilize such families and the communities in which they live. Expresses the sense of Congress that a qualified entity conducting a demonstration project under the Act should, to the maximum extent practicable, increase: (1) the rate at which it matches contributions by participating individuals, or (2) the number of such participating individuals. States that multiple households may share a single residence. Specifies public housing agencies and tribally designated housing entities as entities qualified to participate in a demonstration project. Repeals the requirement that state or local government or other public agencies apply jointly with a tax-exempt not-for-profit charitable organization or collaborate with certain kinds of local community-based organizations. Includes among postsecondary educational expenses any expenses for preparatory courses, room and board, and transportation. Revises requirements for: (1) applications for new and renewals of existing projects; (2) limitations on uses of the Reserve Fund; and (3) the adjusted gross household income eligibility test, requiring regulations for transfers from one project to another for individuals who move because of major disasters or emergencies, to find employment, or to a community where no project is available. Revises requirements for deposits by qualified entities in the individual development accounts (IDAs) of participating individuals to: (1) increase maximum deposits per individual and per household; (2) facilitate withdrawal of funds from an IDA, with formal approval, during the year following the end of a demonstration project; and (3) require disposal of funds remaining in an IDA at the end of that year. Requires the Secretary of Health and Human Services (HHS), acting through the Director of Community Services, to make every effort, 90 days after terminating the authority of one qualified entity to operate a demonstration project, to identify another qualified entity (or entities), in the same or a different community, willing and able to conduct one or more demonstration projects. Specifies criteria for giving priority consideration to candidate entities. Revises requirements for contracting with independent research organizations to evaluate demonstration projects. Authorizes the Secretary to: (1) use certain funds to cover the necessary costs of training for a qualified entity conducting a demonstration project, including costs of travel, accommodations, and meals; and (2) waive any requirement of the Act in certain circumstances.

Tax Cuts for America Act of 2011

United States · United States Congress · 15 April 2011

Tax Cuts for America Act of 2011 - Amends the Internal Revenue Code to make permanent: (1) the tax credit for differential wage payments for employees who are active duty members of the uniformed services, (2) the tax deduction for charitable contributions of book inventories to public schools, (3) the tax deduction for certain expenses of elementary and secondary school teachers, (4) the tax deduction for qualified tuition and related expenses, and (5) the tax deduction for state and local sales taxes in lieu of state and local income taxes. Amends the Housing and Economic Recovery Act of 2008 to make permanent the exclusion from income of military basic housing allowances for purposes of the low-income housing tax credit. Makes permanent provisions of the Economic Growth and Tax Relief Reconciliation Act of 2001 relating to the tax exclusion for employer-provided educational assistance and the tax deduction for interest on student loans.

Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011

United States · United States Congress · 14 April 2011

Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011 - Amends the Trust Indenture Act of 1939 to include within its purview mortgage-backed securities and their servicers. Imposes upon each servicer of a mortgage-backed security a fiduciary duty, not waivable by an investor, to protect the economic interests of the investors as a whole in an asset-backed security. Provides for removal of an indenture trustee that is a servicer of mortgage-backed securities if at least 50% of the investors petition the court for such removal. Authorizes amendment of a pooling and servicing agreement with respect to any mortgage-backed security without the consent of a majority of the security holders if at least 25% of them petition the court for such action. Defines such an agreement as any contract establishing the transaction rights and duties of the parties to a mortgage-backed securitization transaction. Amends the Securities Exchange Act of 1934 to direct the Securities and Exchange Commission (SEC) to promulgate specified requirements governing mortgage related securities. Amends the Truth In Lending Act (TILA) to prohibit the servicer of a securitized residential mortgage loan (or an affiliate) from owning or holding any interest in any other residential mortgage loan that is secured by a consensual security interest on the same dwelling or residential real property that is subject to the security interest that secures the securitized residential mortgage loan. Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to require all fees charged for a real estate settlement service in connection with a transaction involving a federally related mortgage loan, or incurred in connection with servicing such loan, to be reasonably related to the cost of providing the service. Sets forth specified prohibitions, restrictions, or requirements for: (1) use of subsidiaries and insourcing, (2) force-placed insurance, (3) disclosures related to insurance coverage information, and (4) loss mitigation. Amends TILA to: (1) prescribe the treatment of mistaken loan payments during the period that servicing of a loan is in transition, and (2) set limitations upon foreclosure proceedings. Amends the Fair Debt Collection Practices Act to: (1) bring within its purview a securitized residential mortgage loan and its servicer, and (2) subject to civil liability a debt collector who violates such Act in connection with a debt secured by a consumer's residence. Directs: (1) federal banking agencies to promulgate independent capital reserve standards for affiliates of mortgage-backed securities servicers, and (2) the SEC to promulgate regulations regarding treatment of delinquent loans.

National Defense Authorization Act for Fiscal Year 2012

United States · United States Congress · 14 April 2011

National Defense Authorization Act for Fiscal Year 2012 - Authorizes appropriations to the Department of Defense (DOD) for FY2012 for: (1) procurement, including for aircraft, missiles, weapons and tracked combat vehicles, ammunition, and shipbuilding and conversion; (2) the Joint Improvised Explosive Device Defeat Fund; (3) research, development, test, and evaluation; (4) operation and maintenance; (5) military personnel; (6) Working Capital Funds; (7) the National Defense Sealift Fund; (8) the Joint Urgent Operational Needs Fund; (9) chemical agents and munitions destruction; (10) drug interdiction and counter-drug activities; (11) the Defense Inspector General; (12) the Defense Health Program; (13) the Armed Forces Retirement Home; (14) overseas contingency operations; (15) chemical demilitarization; (16) the North Atlantic Treaty Organization (NATO) Security Investment Program; (17) National Guard and reserve forces facilities; and (18) military base closure and realignment activities. Military Construction Authorization Act for Fiscal Year 2012 - Authorizes appropriations for FY2012 for military construction, military family housing, and energy conservation projects. Sets forth provisions or requirements concerning: (1) military personnel policy; (2) education and training; (3) military pay and allowances; (4) acquisition policy and management; (5) DOD organization and management; (6) civilian personnel; and (7) matters relating to foreign nations.

Protecting Servicemembers from Mortgage Abuses Act of 2011

United States · United States Congress · 14 April 2011

Protecting Servicemembers from Mortgage Abuses Act of 2011 - Amends the Servicemembers Civil Relief Act to extend from 9 months to 24 months after military service the period of protection for a servicemember against mortgage sale or foreclosure, as well as the stay of proceedings, in the case of an obligation on real property of a servicemember that originated before the period of military service. Repeals the sunset date for such periods of relief under the Housing and Economic Recovery Act of 2008. Increases criminal and civil penalties for mortgage abuses, including felonies for unlawful eviction or distress or for unlawful sale, foreclosure, or seizure.

Foreclosure Prevention and Sound Mortgage Servicing Act of 2011

United States · United States Congress · 14 April 2011

Foreclosure Prevention and Sound Mortgage Servicing Act of 2011 - Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to require the mortgagee, upon default of a federally related mortgage loan secured by a lien on the borrower's principal residence, to engage in loss mitigation activities that provide for: (1) the long-term affordability of the loan, and (2) the maximum retention of home equity. Places upon the mortgagee of the senior lien on the residence the primary responsibility for such loss mitigation activities. Prohibits the mortgagee of any subordinate lien from interfering with or inhibiting the modification of the senior lien. Requires the mortgagee of a subordinate loan to comply with specified rules to modify the subordinate lien. Prohibits initiation, continuation, or completion of foreclosure on any mortgage loan if the mortgagee or servicer has at any time failed to comply with loss mitigation requirements. Makes filing of a certification of loss mitigation activities, with respect to a covered federally related mortgage loan, a condition precedent to: (1) any valid foreclosure sale, and (2) the filing of any action to recover possession of the residence by the purchaser at such a sale. Specifies priority, secondary, and last-resort mitigation activities, including the appropriate circumstances for each kind. Sets forth criteria regarding the affordability of scheduled payments due from the borrower or mortgagor under a covered federally related mortgage loan pursuant to loss mitigation activities. Requires a mortgagee or servicer to explain to each requesting borrower or mortgagor why loss mitigation activities have been denied. Requires a mortgagee or servicer to provide the borrower with direct access to authorized loss mitigation personnel via a toll-free or collect-call telephone number. Prescribes general rules for third-party modification of a mortgage loan and consequent loss mitigation activities. Requires the servicer or mortgagee to forward to a housing counseling agency approved by the Secretary of Housing and Urban Development (HUD) the contact information of any borrower whose federally related mortgage loan payment is more than 60 days late. Prohibits a mortgagee from requiring a borrower, as a condition of loss mitigation activities, to: (1) waive or limit rights to certain legal actions against the mortgagee or servicer as a condition of accepting an offer of any loss mitigation activities, or (2) agree to arbitration as a condition of receiving loan modification activities. Specifies certain short sale and deed-in-lieu of foreclosure protections. Directs the Comptroller of the Currency to compile annually aggregate data by census tract for certain mortgagees in certain statistical areas. Requires the servicer of a mortgage loan to make available without charge, upon borrower's written request, specified account status information and documentation. Prohibits foreclosure proceedings while such a request is pending and the mortgagee or servicer has not complied with related requirements. Amends the Truth in Lending Act to prescribe: (1) the duties of standard of care governing lenders and loan servicers, and (2) fee assessments and disclosures. Prohibits fees for payoff statements. Amends RESPA to specify additional account information for the required notice by the transferor of a loan servicing contract at time of transfer. Directs the Director of the Bureau of Consumer Financial Protection of the Federal Reserve System and the federal banking regulatory agencies to issue regulations to ensure that the means and manner of compensation of servicers of federally related mortgage loans is consistent with the purposes of this Act and, to the extent possible, does not provide incentives for foreclosure of, or disincentives to engaging in reasonable loss mitigation activities for, such mortgages.

Space Shuttle Retirement Act

United States · United States Congress · 14 April 2011

Space Shuttle Retirement Act - Makes the following locations the homes of the retiring Space Shuttles of the National Aeronautics and Space Administration (NASA): (1) the Kennedy Space Center Visitor Complex in Florida for Shuttle Atlantis, (2) the California Science Center in California for Shuttle Enterprise, (3) the Steven F. Udvar-Hazy Center in Virginia for Shuttle Discovery, and (4) the Johnson Space Center in Texas for Shuttle Endeavour.

Right to Rent Act of 2011

United States · United States Congress · 14 April 2011

Right to Rent Act of 2011 - Grants eligible mortgagors subject to foreclosure proceedings the right to continue to occupy foreclosed properties subject to the payment of fair market rent for a period of five years that begins upon the commencement of occupancy of such property. Instructs the Secretary of Housing and Urban Development (HUD) to: (1) monitor compliance with this Act, (2) provide assistance to eligible mortgagors in exercising their rights under this Act, and (3) conduct outreach activities to inform eligible mortgagors of this Act.

Great Ape Protection and Cost Savings Act of 2011

United States · United States Congress · 13 April 2011

Great Ape Protection and Cost Savings Act of 2011 - Prohibits: (1) conducting invasive research on great apes; (2) possessing, maintaining, or housing a great ape for the purpose of conducting invasive research; (3) using federal funds to conduct such research on a great ape or to support an entity conducting or facilitating invasive research on a great ape either within or outside of the United States; (4) knowingly breeding a great ape for the purpose of conducting or facilitating such research; (5) transporting, moving, delivering receiving, leasing, renting, donating, purchasing, selling, or borrowing a great ape in interstate or foreign commerce for conducting or facilitating such research; and (6) transferring federal ownership of a great ape to a non-federal entity unless the entity is a suitable sanctuary. Defines "great ape" as any chimpanzee, bonobo, gorilla, orangutan, or gibbon. Defines "invasive research" as research that may cause death, injury, pain, distress, fear, or trauma to great apes, including drug testing or exposure to a substance or isolation, social deprivation, or other experimental manipulations that may be detrimental to the ape's health or psychological well-being. Requires the Secretary of Health and Human Services (HHS) to effectuate the permanent retirement of all great apes that are owned by the federal government and that are being maintained in any facility for the purpose of breeding for, holding for, or conducting invasive research. Sets forth civil penalties for violations of this Act. Establishes in the Treasury the Great Ape Sanctuary System Fund to be administered by the Secretary for construction, renovation, and operation of  the sanctuary system for surplus chimpanzees.

Great Ape Protection and Cost Savings Act of 2011

United States · United States Congress · 13 April 2011

Great Ape Protection and Cost Savings Act of 2011 - Prohibits: (1) conducting invasive research on great apes; (2) possessing, maintaining, or housing a great ape for the purpose of conducting invasive research; (3) using federal funds to conduct such research on a great ape or to support an entity conducting or facilitating invasive research on a great ape either within or outside of the United States; (4) knowingly breeding a great ape for the purpose of conducting or facilitating such research; (5) transporting, moving, delivering receiving, leasing, renting, donating, purchasing, selling, or borrowing a great ape in interstate or foreign commerce for conducting or facilitating such research; and (6) transferring federal ownership of a great ape to a non-federal entity unless the entity is a suitable sanctuary. Defines "great ape" as any chimpanzee, bonobo, gorilla, orangutan, or gibbon. Defines "invasive research" as research that may cause death, injury, pain, distress, fear, or trauma to great apes, including drug testing or exposure to a substance or isolation, social deprivation, or other experimental manipulations that may be detrimental to the ape's health or psychological well-being. Requires the Secretary of Health and Human Services (HHS) to effectuate the permanent retirement of all great apes that are owned by the federal government and that are being maintained in any facility for the purpose of breeding for, holding for, or conducting invasive research. Sets forth civil penalties for violations of this Act. Establishes in the Treasury the Great Ape Sanctuary System Fund to be administered by the Secretary for construction, renovation, and operation of  the sanctuary system for surplus chimpanzees.

Housing Recovery Act of 2011

United States · United States Congress · 13 April 2011

Housing Recovery Act of 2011 - Amends the Internal Revenue Code to allow a premature distribution from a tax-exempt retirement plan without penalty if such distribution is used to acquire a residence which has been in foreclosure for one year prior to the date of such acquisition and such residence is not sold or otherwise disposed of for two years beginning on the date of such acquisition.

Domestic Refugee Resettlement Reform and Modernization Act of 2011

United States · United States Congress · 12 April 2011

Domestic Refugee Resettlement Reform and Modernization Act of 2011 - Directs the Comptroller General to conduct a study regarding the effectiveness of the Office of Refugee Resettlement's domestic refugee resettlement programs. Amends the Immigration and Nationality Act to establish as head of the Office an Assistant Secretary of Health and Human Services for Refugee and Asylee Resettlement. (Currently, the head of such Office is a Director.) Revises the refugee grant and contract assistance allocation formula. Directs the Assistant Secretary to: (1) report to Congress regarding states experiencing departures and arrivals due to secondary migration; and (2) expand the Office's data analysis, collection, and sharing activities to include data on mental and physical medical cases, housing needs, and refugee employment.

Prompt Decision for Qualification of Short Sale Act of 2011

United States · United States Congress · 12 April 2011

Prompt Decision for Qualification of Short Sale Act of 2011 - Amends the Truth in Lending Act to consider approved a mortgagor's written request to a mortgage loan servicer for a short sale of a dwelling or residential real property if the mortgagor has not received, within 45 days after the servicer's receipt of the request, a written notification of whether the request has been approved, specified changes are required, or additional information is required. Declares this Act inapplicable to certain residential mortgages entered into before enactment of this Act which explicitly provide a procedure or terms for a short sale approval.

Preserving Homes and Communities Act of 2011

United States · United States Congress · 12 April 2011

Preserving Homes and Communities Act of 2011 - Prohibits a covered mortgagee from initiating either a nonjudicial or a judicial foreclosure, otherwise authorized under state law, against a covered mortgagor unless the mortgagee: (1) has used its best efforts to determine whether the mortgagor is eligible for a qualified loan modification, and to offer one if this is the case; and (2) has made certain documentation available to an ineligible mortgagor regarding a loan modification calculation or net present value calculation, the loan origination, any pooling and servicing agreement, the mortgagor's payment history, as well as specific alternatives to foreclosure, including qualified loan modifications, workout agreements, and short sales. Requires a covered mortgagee to use its best efforts to suspend any foreclosure proceeding initiated before enactment of this Act, and to toll any deadlines limiting the mortgagor's rights. Prohibits any sale of the property under the mortgage or the entry of judgment against the mortgagor. Requires the mortgagee to reevaluate an eligible mortgagee's application for a qualified loan modification and, if the mortgagor is eligible, offer one. Requires the Secretary of the Treasury, the Secretary of Housing and Urban Development (HUD), and the Director of the Bureau of Consumer Financial Protection (CFPB) to ensure that any home loan modification protocol includes a dispute resolution procedure. Declares any sale of property in violation of this Act void. Makes failure to comply with this Act a bar to foreclosure under state law. Prohibits loan modification fees and sets forth rules governing foreclosure-related fees. Directs the Secretary of HUD to: (1) establish a program to make competitive grants to state and local governments to establish mediation programs that assist mortgagors facing foreclosure, and (2) develop and implement a plan to monitor conditions and trends in home ownership and the mortgage industry and the effectiveness of public and private efforts to reduce mortgage defaults and foreclosures. Directs the Secretary of the Treasury, out of funds received or to be received from the sale of warrants under the Emergency Economic Stabilization Act of 2008, to transfer and credit $1 billion to the Housing Trust Fund established under the Federal Housing Enterprises Financial Safety and Soundness Act of 1992.

Investment Property Opportunity Act of 2011

United States · United States Congress · 12 April 2011

Investment Property Opportunity Act of 2011 - Amends the Internal Revenue Code to exclude from gross income gain from the sale of residential real property that is: (1) located in a distressed housing area (i.e., a county with high foreclosure rates and declining housing fair market values), (2) acquired within 18 months after enactment of this Act, and (3) held for more than three years.

Department of Defense and Full-Year Continuing Appropriations Act, 2011

United States · United States Congress · 11 April 2011

Department of Defense and Full-Year Continuing Appropriations Act, 2011 - Department of Defense Appropriations Act, 2011 - Appropriates funds for FY2011 to the Department of Defense (DOD) for: (1) military personnel; (2) operation and maintenance, including for the United States Court of Appeals for the Armed Forces, environmental restoration, overseas humanitarian, disaster, and civic aid, former Soviet Union cooperative threat reduction, and the Department of Defense Acquisition Workforce Development Fund; (3) procurement, including for aircraft, missiles, weapons, tracked combat vehicles, ammunition, shipbuilding and conversion, and purchases under the Defense Production Act of 1950; (4) research, development, test, and evaluation (RDT&E); (5) Defense Working Capital Funds and the National Defense Sealift Fund; (6) the Defense Health Program; (7) chemical agents and munitions destruction; (8) drug interdiction and counter-drug activities; (9) the Office of the Inspector General; (10) the Central Intelligence Agency Retirement and Disability System Fund; (11) the Intelligence Community Management Account; and (12) overseas contingency operations, including regular, reserve, and National Guard personnel, operation and maintenance, the Afghanistan Infrastructure Fund, the Afghanistan Security Forces Fund, the Iraq Security Forces Fund, the Pakistan Counterinsurgency Fund, procurement, National Guard and Reserve equipment, the Mine Resistant Ambush Protected Vehicle Fund, RDT&E, and the Joint Improvised Explosive Device Defeat Fund. Specifies authorized, restricted, and prohibited uses of appropriated funds. Rescinds specified funds from various accounts under prior defense appropriations Acts. Reduces specified funds. Full-Year Continuing Appropriations Act, 2011 - Makes continuing appropriations for FY2011. Appropriates amounts for continuing operations, projects, or activities which were conducted in FY2010 and for which appropriations, funds, or other authority were made available in: (1) the Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2010; (2) the Energy and Water Development and Related Agencies Appropriations Act, 2010; (3) the Department of Homeland Security Appropriations Act, 2010; (4) the Department of the Interior, Environment, and Related Agencies Appropriations Act, 2010; (5) the Legislative Branch Appropriations Act, 2010; (6) the Consolidated Appropriations Act, 2010; and (7) that part of chapter 1 of title I of the Supplemental Appropriations Act, 2010 that addresses guaranteed loans in the rural housing insurance fund. Provides funding under this division through FY2011. Authorizes continuation of other specified activities (including activities for entitlements and other mandatory payments) through such fiscal year. Bars any language specifying an earmark in an appropriations Act for FY2010, or in a committee report or joint explanatory statement accompanying such an Act, from having legal effect with respect to funds appropriated by this Act. Prohibits the use of funds appropriated or otherwise made available to transfer, release, or assist in the transfer of, or release to or within the United States, its territories, or possessions of, Khalid Sheikh Mohammed or any other detainee who: (1) is not a U.S. citizen or a member of the U.S. Armed Forces; and (2) is or was held by DOD on or after June 24, 2009, at the U.S. Naval Station, Guantanamo Bay, Cuba. Establishes the level of funding for specified agricultural and rural development programs, the Food and Drug Administration (FDA), and related agencies programs. Establishes the level of funding for the Department of Commerce, the Department of Justice (DOJ), and for science, and related agencies. Authorizes, restricts, or prohibits specified uses of appropriated funds in the Energy and Water Development and Related Agencies Appropriations Act, 2010, with respect to funds appropriated by this Act. Establishes the level of funding for: (1) energy and water development, and related agencies; (2) the Nuclear Regulatory Commission (NRC); (3) certain loan guarantees under the Energy Policy Act of 2005; (4) financial services and general government; (5) the Department of Homeland Security (DHS); and (6) the Department of the Interior, the Environmental and Protection Agency (EPA), and related agencies. Requires specified federal departments and agencies to submit to the congressional appropriations committees a spending, expenditure, or operating plan for FY2011 at a detail level below the account level. Establishes the level of funding for: (1) the Departments of Labor, Health and Human Services (HHS), Education, and related agencies; (2) the legislative branch; and (3) DOD military construction, Department of Veterans Affairs (VA), and related agencies. Requires the Comptroller General to report to Congress on the costs and processes of implementing the Patient Protection and Affordable Care Act (PPACA). Eliminates the PPACA requirement that employers provide free (qualified health plan) choice vouchers to certain employees. Establishes the level of funding for: (1) the Department of State, foreign operations, and related programs; and (2) the Department of Transportation (DOT), the Department of Housing and Urban Development (HUD), and related agencies. Specifies authorized, restricted, and prohibited uses of appropriated funds. Rescinds and/or reduces specified funds from or within various accounts. Scholarships for Opportunity and Results Act or SOAR Act - Authorizes the Secretary of Education to award grants to nonprofit organizations to carry out a program to provide expanded school choice opportunities to students who are District of Columbia (DC) residents and who come from certain qualifying low-income households. Repeals the DC School Choice Incentive Act of 2003.

Family and Medical Leave Enhancement Act of 2011

United States · United States Congress · 8 April 2011

Family and Medical Leave Enhancement Act of 2011 - Amends the Family and Medical Leave Act of 1993 (FMLA) to cover employees at worksites that employ fewer than 50 employees, but not fewer than 25 employees. Continues to exempt from FMLA coverage employees at worksites that employ fewer than 25 employees (currently 50), if the total number of employees employed by that employer within 75 miles of that worksite is fewer than 25 (currently 50). Allows an employee covered by FMLA to take up to 4 hours during any 30-day period, and up to 24 hours during any 12-month period, of parental involvement leave to participate in or attend activities that are sponsored by a school or community organization; and (2) relate to a program of the school or organization that is attended by the employee's child or grandchild. Permits the use of such parental involvement leave to meet routine family medical care needs, including: (1) such employee's medical and dental appointments, or their spouse, child, or grandchild; and (2) the care needs of their related elderly individuals, including visits to nursing homes and group homes. Allows an employee to elect, or an employer to require, substitution of any of the paid or family leave or paid medical or sick leave of the employee for any leave provided under this Act. Declares that nothing in this Act shall require an employer to provide paid sick leave or paid medical leave in situations where such employer would not normally provide any such paid leave. Imposes on the employee requesting leave certain notification requirements. Allows an employer to require certification supporting such requests. Applies the parental involvement and family wellness leave allowance to federal employees.

TRANSPORTATION AND HOUSING AND URBAN DEVELOPMENT, AND RELATED AGENCIES APPROPRIATIONS FOR FISCAL YEAR 2012

United States · United States Senate · 7 April 2011

Flood Insurance Choice Act

United States · United States Congress · 7 April 2011

Flood Insurance Choice Act - Amends the Flood Disaster Protection Act of 1973 to require regulated lending institutions, federal agency lenders, and the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) to accept, as satisfaction of certain mortgage requirements for flood insurance, flood insurance coverage provided by a private entity that otherwise meets the Act's coverage requirements.

Temporary CDBG Public Services Flexibility Act of 2011

United States · United States Congress · 4 April 2011

Temporary CDBG Public Services Flexibility Act of 2011 - Amends the Housing and Community Development Act of 1974 to revise requirements for activities eligible for community development block grant (CDBG) assistance. Increases from 15% to 25% the limitation on the amount of CDBG assistance that may be used to provide public services (e.g., those concerned with employment, crime prevention, child care, health, drug abuse, education, energy conservation, welfare or recreation needs) for FY2011-FY2012 to any local government that, based on information of the U.S. Bureau of the Census for 2009, has a population of between 250,000 and 800,000, has a land area of less than 75 square miles, and among cities having a population exceeding 250,000 ranks among the 25 having the highest poverty rates.

Flood Insurance Reform Act of 2011

United States · United States Congress · 1 April 2011

Flood Insurance Reform Act of 2011 - Extends the National Flood Insurance Program through FY2016. Amends the Flood Disaster Protection Act of 1973 to authorize the Administrator of the Federal Emergency Management Agency (FEMA) to suspend temporarily the mandatory flood insurance purchase requirement for areas with special flood hazards, if they meet certain eligibility requirements. Requires a lender or servicer who receives confirmation of a borrower's existing flood insurance coverage to terminate force-placed insurance and refund to the borrower all force-placed insurance premiums. Amends the National Flood Insurance Act of 1968 to prescribe minimum annual flood insurance deductibles for subsidized rate and for actuarial rate properties. Sets forth a formula for indexing maximum coverage limits. Prescribes optional coverage for loss of use of personal residence and business interruption. Raises from 10% to 20% of the average of the risk premium rates for the properties concerned the annual limitation on premium increases. Prescribes five-year phase-in rates for newly mapped properties. Prohibits extension of subsidized rates for lapsed policies. Makes communities that reconstruct and improve flood protection systems (in addition to constructing them) eligible for premium flood insurance rates. Allows entities that own, operate, maintain, or repair flood protection systems (instead of a federal agency) to determine whether a flood protection system is restorable. Establishes the Technical Mapping Advisory Council to develop new mapping standards for 100-year flood insurance rate maps. Instructs the Administrator to: (1) establish rate maps based upon the Council's standards and recommendations, and (2) update flood insurance rate maps accordingly. Requires the Administrator and the Comptroller General each to study options, methods, and strategies for privatizing the national flood insurance program. Authorizes the Administrator to implement private risk-management initiatives under the Program. Authorizes the Administrator to secure reinsurance coverage of flood insurance program coverage from private market insurance, reinsurance, and capital market sources. Directs the Administrator to consider as eligible for mitigation assistance the demolition and rebuilding of properties to at least base flood levels or higher, if required by either the Administrator or any state or local ordinance. Amends the Housing and Community Development Act of 1974 to authorize community development block grants to supplement existing municipal funding for local administration of building code enforcement.

Collegiate Housing and Infrastructure Act of 2011

United States · United States Congress · 1 April 2011

Collegiate Housing and Infrastructure Act of 2011 - Amends the Internal Revenue Code to allow tax-exempt charitable or educational organizations to make collegiate housing and infrastructure improvement grants to certain tax-exempt social clubs (e.g., college fraternities and sororities) which apply such grants to their collegiate housing property.

Collegiate Housing and Infrastructure Act of 2011

United States · United States Congress · 31 March 2011

Collegiate Housing and Infrastructure Act of 2011 - Amends the Internal Revenue Code to allow tax-exempt charitable or educational organizations to make collegiate housing and infrastructure improvement grants to certain tax-exempt social clubs (e.g., college fraternities and sororities) which apply such grants to their collegiate housing property.

GSE Bailout Elimination and Taxpayer Protection Act

United States · United States Congress · 31 March 2011

GSE Bailout Elimination and Taxpayer Protection Act - Sets a deadline for the Director of the Federal Housing Finance Agency (FHFA) to terminate the conservatorship of either the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac) if the Director determines that it is financially viable. (Refers to both Fannie Mae and Freddie Mac as enterprises [government-sponsored enterprises, or GSEs].) Requires the Director to appoint the FHFA immediately as receiver of either enterprise if it is found not to be financially viable. Amends the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (FHEFSSA) to repeal: (1) its housing goals, and (2) the housing trust fund. Amends the Housing and Community Development Act of 1992 to restrict the authority of an enterprise to acquire mortgage assets following its emergence from conservatorship. Repeals certain temporary, general, and permanent high-cost area increases to conforming loan limits. Establishes new conforming loan limits. Amends FHEFSSA to require the Director to require each enterprise to charge a guarantee fee, in connection with any mortrgage guaranteed after a specified three-year period, in an amount equivalent to that which the enterprise would charge if it were held to the same capital standards as private banks or financial institutions. Amends the Federal National Mortgage Association Charter Act (FNMACA) and the Federal Home Loan Mortgage Corporation Act (FHLMCA) to prohibit reduction in the rate of dividends paid on each enterprise's Variable Liquidation Preference Senior Preferred Stock. Amends FHEFSSA to require the Director to establish minimum levels of capital for the enterprises, including levels in excess of such minimums as necessary or appropriate in light of an enterprise's particular circumstances. Authorizes the Director to deem failure of an enterprise to maintain revised minimum capital levels to constitute an unsafe and unsound condition. Amends FNMACA and FHLMCA to: (1) prohibit the enterprises from purchasing mortgages if the mortgagor has paid less than the specified minimum downpayment; and (2) require the enterprises to pay state and local taxes. Repeals the exemption of mortgage-backed securities and subordinate obligations of Fannie Mae, as well as mortgage-backed securities of Freddie Mac, from regulation by the Securities and Exchange Commission (SEC), thus subjecting such securities and obligations to SEC regulation. Prescribes a deadline and procedures for the wind down of operations and dissolution of an enterprise three years after enactment of this Act.

Homeowner Advocate Act of 2011

United States · United States Congress · 30 March 2011

Office of the Homeowner Advocate Act of 2011 - Establishes in the Department of the Treasury the Office of the Homeowner Advocate to assist homeowners, housing counselors, and housing lawyers in resolving problems with the Home Affordable Modification Program (HAMP) of the Making Home Affordable initiative of the Secretary of the Treasury, authorized under the Emergency Economic Stabilization Act of 2008. Prohibits any modification of a mortgage under the Making Home Affordable Program, or with any funds from the Troubled Asset Relief Program (TARP), unless the servicer of the mortgage loan has determined, in accordance with standards and requirements established by the Secretary, that the mortgagor cannot afford to make payments under the terms of the existing mortgage loan. (Thus prohibits participation in such Program for borrowers who strategically default.) Requires the Secretary to revise the guidelines for HAMP to establish that the data collected by the Secretary from each mortgage servicer and lender participating in the Program is made public at the individual record level in a specified manner.