Flood Insurance Reform Act of 2011

referredUnited States· United States Congress· EN

Introduced

1 April 2011

Last action

27 July 2011 · Floor

Status

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Summary

Flood Insurance Reform Act of 2011 - Extends the National Flood Insurance Program through FY2016. Amends the Flood Disaster Protection Act of 1973 to authorize the Administrator of the Federal Emergency Management Agency (FEMA) to suspend temporarily the mandatory flood insurance purchase requirement for areas with special flood hazards, if they meet certain eligibility requirements. Requires a lender or servicer who receives confirmation of a borrower's existing flood insurance coverage to terminate force-placed insurance and refund to the borrower all force-placed insurance premiums. Amends the National Flood Insurance Act of 1968 to prescribe minimum annual flood insurance deductibles for subsidized rate and for actuarial rate properties. Sets forth a formula for indexing maximum coverage limits. Prescribes optional coverage for loss of use of personal residence and business interruption. Raises from 10% to 20% of the average of the risk premium rates for the properties concerned the annual limitation on premium increases. Prescribes five-year phase-in rates for newly mapped properties. Prohibits extension of subsidized rates for lapsed policies. Makes communities that reconstruct and improve flood protection systems (in addition to constructing them) eligible for premium flood insurance rates. Allows entities that own, operate, maintain, or repair flood protection systems (instead of a federal agency) to determine whether a flood protection system is restorable. Establishes the Technical Mapping Advisory Council to develop new mapping standards for 100-year flood insurance rate maps. Instructs the Administrator to: (1) establish rate maps based upon the Council's standards and recommendations, and (2) update flood insurance rate maps accordingly. Requires the Administrator and the Comptroller General each to study options, methods, and strategies for privatizing the national flood insurance program. Authorizes the Administrator to implement private risk-management initiatives under the Program. Authorizes the Administrator to secure reinsurance coverage of flood insurance program coverage from private market insurance, reinsurance, and capital market sources. Directs the Administrator to consider as eligible for mitigation assistance the demolition and rebuilding of properties to at least base flood levels or higher, if required by either the Administrator or any state or local ordinance. Amends the Housing and Community Development Act of 1974 to authorize community development block grants to supplement existing municipal funding for local administration of building code enforcement.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

11 March 2011
Committee
Hearings Held Prior to Introduction.
Source: Committee
1 April 2011
Committee
Hearings Held by the Subcommittee on Insurance, Housing and Community Opportunity Prior to Introduction and Referral.
Source: Committee
1 April 2011
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
1 April 2011
Introduced
Introduced in House
Source: IntroReferral
1 April 2011
Introduced
Introduced in House
Source: IntroReferral
6 April 2011
Committee
HR 1309 was forwarded to full committee by voice vote as amended by the Subcommittee on Insurance, Housing and Community Opportunity.
Source: Committee
13 May 2011
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 54 - 0.
Source: Committee
13 May 2011
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
9 June 2011
Calendars
Placed on the Union Calendar, Calendar No. 57.
Source: Calendars
9 June 2011
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 112-102.
Source: Committee
9 June 2011
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 112-102.
Source: Committee
7 July 2011
Reported
Rules Committee Resolution H. Res. 340 Reported to House. Rule provides for consideration of H.R. 1309 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. All points of order against consideration of the bill are waived. All points of order against the committee amendment in the nature of a substitute are waived.
Source: Floor
8 July 2011
Passed
Rule H. Res. 340 passed House.
Source: Floor
12 July 2011
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
12 July 2011
Vote
On passage Passed by recorded vote: 406 - 22 (Roll no. 562).
Source: Floor
12 July 2011
Vote
Passed/agreed to in House: On passage Passed by recorded vote: 406 - 22 (Roll no. 562).
Source: Floor
12 July 2011
Vote
On motion to recommit with instructions Failed by recorded vote: 181 - 244 (Roll no. 561). (consideration: CR H4925)
Source: Floor
12 July 2011
Floor
Mrs. Biggert moved that the committee rise.
Source: Floor
12 July 2011
Floor
The previous question on the motion to recommit with instructions was ordered without objection. (consideration: CR H4924)
Source: Floor
12 July 2011
Floor
Mr. Boswell moved to recommit with instructions to Financial Services. (consideration: CR H4921-4925; text: CR H4921-4922)
Source: Floor
12 July 2011
Floor
The previous question was ordered pursuant to the rule. (consideration: CR H4921)
Source: Floor
12 July 2011
Passed
The House adopted the amendments en gross as agreed to by the Committee of the Whole House on the state of the Union. (text of amendment in the nature of a substitute: CR H4888-4894)
Source: Floor
12 July 2011
Floor
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1309.
Source: Floor
12 July 2011
Passed
On motion that the committee rise Agreed to by voice vote.
Source: Floor
12 July 2011
Floor
The House resolved into Committee of the Whole House on the state of the Union for further consideration.
Source: Floor
12 July 2011
Floor
Committee of the Whole House on the state of the Union rises leaving H.R. 1309 as unfinished business.
Source: Floor
12 July 2011
Floor
The Speaker designated the Honorable Virginia Foxx to act as Chairwoman of the Committee.
Source: Floor
12 July 2011
Floor
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 340 and Rule XVIII.
Source: Floor
12 July 2011
Floor
Rule provides for consideration of H.R. 1309 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. All points of order against consideration of the bill are waived. All points of order against the committee amendment in the nature of a substitute are waived.
Source: Floor
12 July 2011
Floor
Considered under the provisions of rule H. Res. 340. (consideration: CR H4870-4877)
Source: Floor
13 July 2011
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
25 July 2011
Floor
House requested return of papers pursuant to H.Res. 368
Source: Floor
26 July 2011
Floor
Senate returned papers to House by Unanimous Consent. (consideration: CR S4915)
Source: Floor
26 July 2011
Discharge
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Source: Discharge
26 July 2011
Committee
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Source: Committee
27 July 2011
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
27 July 2011
Floor
Message on Senate action sent to the House.
Source: Floor
27 July 2011
Floor
Senate returned papers to House.
Source: Floor

Votes

No vote records are attached yet.

Versions

Referred in Senate · 27 July 2011 · Official file
Referred in Senate · 13 July 2011 · Official file
Engrossed in House · 12 July 2011 · Official file
Reported in House · 9 June 2011 · Official file
Introduced in House · 1 April 2011 · Official file

Documents

13 official files

Referred in Senate (text)

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Referred in Senate (text)
Referred in Senate · EN · 27 July 2011
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Referred in Senate (PDF)
Referred in Senate · EN · 27 July 2011
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Referred in Senate (text)
Referred in Senate · EN · 13 July 2011
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Referred in Senate (PDF)
Referred in Senate · EN · 13 July 2011
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Engrossed in House (text)
Engrossed in House · EN · 12 July 2011
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Engrossed in House (PDF)
Engrossed in House · EN · 12 July 2011
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Passed House amended
summary · EN · 12 July 2011
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Reported in House (text)
Reported in House · EN · 9 June 2011
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Reported in House (PDF)
Reported in House · EN · 9 June 2011
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Reported to House with amendment(s)
summary · EN · 9 June 2011
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Introduced in House (text)
Introduced in House · EN · 1 April 2011
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Introduced in House (PDF)
Introduced in House · EN · 1 April 2011
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Introduced in House
summary · EN · 1 April 2011
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Related records

Sources

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Official source: https://www.congress.gov/bill/112th-congress/house-bill/1309
Open data entity: https://api.congress.gov/v3/bill/112/hr/1309
us · 112-hr-1309 · source updated 7 April 2025