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United States · Bill · HR

H.R. 1264 (111th)

Multiple Peril Insurance Act of 2009

passedUnited States· United States Congress· EN

Introduced

3 March 2009

Last action

22 July 2010 · Passed

Status

Rule H. Res. 1549 passed House.

Sponsors

Rep. Taylor, Gene [D-MS-4], Rep. Waters, Maxine [D-CA-43], Rep. Melancon, Charlie [D-LA-3], Rep. Scalise, Steve [R-LA-1], Rep. Childers, Travis [D-MS-1], Rep. Hastings, Alcee L. [D-FL-20], Rep. Ros-Lehtinen, Ileana [R-FL-27], Rep. Jackson Lee, Sheila [D-TX-18], Rep. Barrow, John [D-GA-12], Rep. Maloney, Carolyn B. [D-NY-12], Del. Christensen, Donna M. [D-VI-At Large], Rep. Berry, Marion [D-AR-1], Rep. Cleaver, Emanuel [D-MO-5], Rep. Cohen, Steve [D-TN-9], Rep. Kilpatrick, Carolyn C. [D-MI-13], Rep. Miller, Jeff [R-FL-1], Rep. Green, Al [D-TX-9], Rep. Bishop, Timothy H. [D-NY-1], Rep. Davis, Artur [D-AL-7], Rep. Bonner, Jo [R-AL-1], Rep. Harper, Gregg [R-MS-3], Rep. Grayson, Alan [D-FL-9], Rep. Jones, Walter B., Jr. [R-NC-3]

Subjects

Discovery layer

Source updated

7 April 2025

Summary

Multiple Peril Insurance Act of 2009 - Amends the National Flood Insurance Act of 1968 to require the national flood insurance program to enable the purchase of multiperil coverage and optional separate windstorm coverage to protect against loss resulting from physical damage or loss of real or related personal property located in the United States. Defines windstorm as any hurricane, tornado, cyclone, typhoon, or other wind event. Restricts multiperil coverage to areas (or their subdivisions) where an appropriate public body has adopted adequate mitigation measures, including effective enforcement provisions, which the Director of the Federal Emergency Management Agency (FEMA) finds are consistent with the criteria for construction described in the International Code Council building codes relating to wind mitigation. Prohibits provision of multiperil coverage to any structure (or related personal property ) covered, at any time, by flood insurance under the Act. Requires maintenance of flood insurance coverage under this Act as a prerequisite to windstorm coverage of any structure (or related personal property). States that separate windstorm coverage only covers losses from physical damages from windstorm. Prescribes the nature and terms of coverage and actuarial rates. Prohibits new multiperil coverage for property declared by a duly constituted governmental authority to be in violation of state or local laws, regulations, or ordinances intended to reduce windstorm damage. Instructs the Director to carry out studies and investigations to determine measures for wind hazard prevention.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 3 March 2009

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 3 March 2009

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 3 March 2009

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 27 April 2010

    Vote

    Ordered to be Reported by the Yeas and Nays: 40 - 25.

    Source: Committee

  5. 27 April 2010

    Committee

    Committee Consideration and Mark-up Session Held.

    Source: Committee

  6. 19 July 2010

    Calendars

    Placed on the Union Calendar, Calendar No. 315.

    Source: Calendars

  7. 19 July 2010

    Reported

    Reported by the Committee on Financial Services. H. Rept. 111-551.

    Source: Committee

  8. 19 July 2010

    Reported

    Reported by the Committee on Financial Services. H. Rept. 111-551.

    Source: Committee

  9. 21 July 2010

    Reported

    Rules Committee Resolution H. Res. 1549 Reported to House. Rule provides for consideration of H.R. 1264 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Bill is closed to amendments. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI.

    Source: Floor

  10. 22 July 2010

    Passed

    Rule H. Res. 1549 passed House.

    Source: Floor

Votes

No vote records are attached yet.

Versions

Documents

6 official files

Reported in House (text)

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  • Reported in House (text)

    Reported in House · EN · 19 July 2010

    ViewDownloadOpen at official source

  • Reported in House (PDF)

    Reported in House · EN · 19 July 2010

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  • Reported to House without amendment

    summary · EN · 19 July 2010

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  • Introduced in House (text)

    Introduced in House · EN · 3 March 2009

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  • Introduced in House (PDF)

    Introduced in House · EN · 3 March 2009

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  • Introduced in House

    summary · EN · 3 March 2009

    Open at official source

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Sponsors

Related records

Sources

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