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United States · Bill · HR

H.R. 1270 (117th)

PAID Act

referredUnited States· United States Congress· EN

Introduced

23 February 2021

Last action

Status

Referred to the Subcommittee on Consumer Protection and Commerce.

Sponsors

Subjects

Discovery layer

Source updated

16 January 2025

Summary

Prohibit Auto Insurance Discrimination Act or the PAID Act This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include gender, employment status, zip code, census tract, marital status, and credit score. Automobile insurers must make underwriting rules and rate filings available to the public. The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

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Documents

3 official files

Introduced in House (text)

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Sources

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