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United States · Bill · HR

H.R. 3880 (118th)

PAID Act

referredUnited States· United States Congress· EN

Introduced

6 June 2023

Last action

9 June 2023 · Referred

Status

Referred to the Subcommittee on Innovation, Data, and Commerce.

Sponsors

Rep. Watson Coleman, Bonnie [D-NJ-12], Rep. Tlaib, Rashida [D-MI-12], Rep. Takano, Mark [D-CA-39], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Grijalva, Raúl M. [D-AZ-7]

Subjects

Discovery layer

Source updated

16 January 2025

Official sourceDownload fileView documentsShare

Summary

Prohibit Auto Insurance Discrimination Act or the PAID Act This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include gender, employment status, zip code, census tract, marital status, and credit score. Automobile insurers must regularly submit to the Federal Trade Commission (FTC) information that demonstrates that the insurer's marketing, underwriting, rating, claims handling, and fraud investigations do not disparately impact customers on the basis of race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression. Further, automobile insurers must make underwriting rules and rate filings available to the public. The FTC may enforce a violation of these requirements as an unfair or deceptive act or practice.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 6 June 2023

    Introduced

    Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

    Source: IntroReferral

  2. 6 June 2023

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 6 June 2023

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 9 June 2023

    Referred

    Referred to the Subcommittee on Innovation, Data, and Commerce.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 6 June 2023

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 6 June 2023

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 6 June 2023

    Open at official source

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Sponsors

Related records

Sources

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