Helping Save Americans' Health Care Choices Act of 2013

Summary

Helping Save Americans' Health Care Choices Act of 2013 - Amends the Patient Protection and Affordable Care Act (PPACA) to repeal: (1) the 20% penalty for distributions from a health savings account (HSA) or an Archer medical savings account (Archer MSA) not used for qualified medical expenses, (2) the prohibition on distributions from an HSA for over-the-counter drugs, and (3) the limitation on health flexible spending arrangements under cafeteria plans. Allows the treatment of a high deductible health plan as a qualified health plan under PPACA. Amends the Internal Revenue Code (IRC) to allow: (1) a retirement savings tax credit for contributions to an HSA; (2) payment of premiums for high deductible health plans from an HSA; (3) a tax deduction for medical expenses incurred prior to the establishment of an HSA; (4) an increase of the HSA maximum allowable contribution amount to match the limit on deductible and out-of-pocket expenses under an HSA; (5) an exclusion from gross income of employer-provided coverage for qualified long-term care services that is provided through a flexible spending or similar arrangement; (6) eligibility for veterans with a service-connected disability, participants in Tricare, and certain Medicare beneficiaries for participation in an HSA; (7) both spouses to make catch-up contributions to the same HSA account; and (8) a tax deduction for amounts paid by patients to their primary physician in advance for the right to receive medical services on an as-needed basis. Renames IRC section headings relating to high deductible health plans as HSA qualified health plans. Directs the Secretary of the Treasury, through regulations or other guidance, to encourage administrators of health plans and trustees of HSAs to provide for simultaneous enrollment in high deductible health plans and setup of HSAs.

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Timeline

1. 21 March 2013

   Introduced

   Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

   Source: IntroReferral

2. 21 March 2013

   Introduced

   Introduced in House

   Source: IntroReferral

3. 21 March 2013

   Introduced

   Introduced in House

   Source: IntroReferral

4. 22 March 2013

   Referred

   Referred to the Subcommittee on Health.

   Source: Committee

5. 9 April 2013

   Referred

   Referred to the Subcommittee on Health.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 21 March 2013 · Official file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 21 March 2013

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 21 March 2013

  ViewDownloadOpen at official source

• Introduced in House

  summary · EN · 21 March 2013

  Open at official source

Sponsors

• Rep. Fleming, John [R-LA-4] · R · Sponsor
• Rob Bishop · R · Cosponsor
• Rep. Bentivolio, Kerry L. [R-MI-11] · R · Cosponsor
• · hswm00 · Standing
• · hsif00 · Standing

Related records

• related to ← Helping Veterans Save for Health Care Act of 2014