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United States · Bill · HR

H.R. 2021 (105th)

Auto Choice Reform Act of 1997

openUnited States· United States Congress· EN

Introduced

24 June 1997

Last action

20 May 1998 · Committee

Status

Subcommittee Hearings Held.

Sponsors

Rep. Armey, Richard K. [R-TX-26], Rep. Moran, James P. [D-VA-8], Rep. Saxton, Jim [R-NJ-3], Rep. Cox, Christopher [R-CA-48], Rep. McIntosh, David M. [R-IN-2], Rep. Northup, Anne M. [R-KY-3], Rep. Lipinski, William O. [D-IL-3], Rep. Dooley, Calvin M. [D-CA-20], Rep. Pappas, Michael [R-NJ-12], Rep. Dunn, Jennifer [R-WA-8], Rep. Shays, Christopher [R-CT-4], Rep. Miller, Dan [R-FL-13], Rep. Nethercutt, George R., Jr. [R-WA-5], Rep. Weldon, Dave [R-FL-15], Rep. Ford, Harold E., Jr. [D-TN-9], Rep. Cooksey, John [R-LA-5], Rep. Sessions, Pete [R-TX-17], Rep. Boehner, John A. [R-OH-8], Rep. Linder, John [R-GA-7], Rep. Bartlett, Roscoe G. [R-MD-6], Rep. Royce, Edward R. [R-CA-39], Rep. Pitts, Joseph R. [R-PA-16], Sen. Coburn, Tom [R-OK], Rep. Towns, Edolphus [D-NY-10]

Subjects

Transport

Source updated

21 August 2025

Transport

Summary

Auto Choice Reform Act of 1997 - Affords a person the right to choose between: (1) a personal protection system (personal system) providing insurance for that person and any resident relative or dependent; and (2) a tort maintenance system (tort system) providing for the form of motor vehicle insurance otherwise required in the State in which the person is insured. Sets forth personal system minimum requirements, including regarding waiver of certain tort rights. Supersedes State laws inconsistent with this Act. Sets forth tort system minimum requirements, allowing State laws (not inconsistent with this Act) regarding uninsured or underinsured motorist coverage. Provides for: (1) the effect of a person's choice on resident relatives and dependents; (2) underwriting rules to encourage choice uniformity within a household; and (3) the failure of a person to choose. Requires States to maintain a program to inform consumers (comparing the two systems) about costs, benefits, rights, and obligations. (Sec. 6) Requires that a person who chooses: (1) a tort system and is involved in an accident be subject to tort law for injury except that, based on fault, the person may claim against (and be claimed against by) a personal system person only for uncompensated economic loss; and (2) a personal system be compensated only for economic loss, without regard to fault. Provides for the handling of accidents involving: (1) persons with personal protection and unlawfully uninsured persons; and (2) motorists under the influence of alcohol or illegal drugs or engaging in intentional misconduct. (Sec. 8) Declares that this Act does not apply to a State if: (1) the State so elects; or (2) the State finds that average premiums will not be reduced by at least 30 percent for persons choosing the personal system.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 24 June 1997

    Introduced

    Referred to the House Committee on Commerce.

    Source: IntroReferral

  2. 24 June 1997

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 24 June 1997

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 1 July 1997

    Referred

    Referred to the Subcommittee on Finance and Hazardous Materials.

    Source: Committee

  5. 19 May 1998

    Introduced

    Sponsor introductory remarks on measure. (CR H3369)

    Source: IntroReferral

  6. 20 May 1998

    Committee

    Subcommittee Hearings Held.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 24 June 1997

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 24 June 1997

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 24 June 1997

    Open at official source

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Sponsors

Related records

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Sources

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