United States · Bill · HR
H.R. 2021 (105th)
Auto Choice Reform Act of 1997
Introduced
24 June 1997
Last action
20 May 1998 · Committee
Status
Subcommittee Hearings Held.
Sponsors
Rep. Armey, Richard K. [R-TX-26], Rep. Moran, James P. [D-VA-8], Rep. Saxton, Jim [R-NJ-3], Rep. Cox, Christopher [R-CA-48], Rep. McIntosh, David M. [R-IN-2], Rep. Northup, Anne M. [R-KY-3], Rep. Lipinski, William O. [D-IL-3], Rep. Dooley, Calvin M. [D-CA-20], Rep. Pappas, Michael [R-NJ-12], Rep. Dunn, Jennifer [R-WA-8], Rep. Shays, Christopher [R-CT-4], Rep. Miller, Dan [R-FL-13], Rep. Nethercutt, George R., Jr. [R-WA-5], Rep. Weldon, Dave [R-FL-15], Rep. Ford, Harold E., Jr. [D-TN-9], Rep. Cooksey, John [R-LA-5], Rep. Sessions, Pete [R-TX-17], Rep. Boehner, John A. [R-OH-8], Rep. Linder, John [R-GA-7], Rep. Bartlett, Roscoe G. [R-MD-6], Rep. Royce, Edward R. [R-CA-39], Rep. Pitts, Joseph R. [R-PA-16], Sen. Coburn, Tom [R-OK], Rep. Towns, Edolphus [D-NY-10]
Subjects
Transport
Source updated
21 August 2025
Summary
Auto Choice Reform Act of 1997 - Affords a person the right to choose between: (1) a personal protection system (personal system) providing insurance for that person and any resident relative or dependent; and (2) a tort maintenance system (tort system) providing for the form of motor vehicle insurance otherwise required in the State in which the person is insured. Sets forth personal system minimum requirements, including regarding waiver of certain tort rights. Supersedes State laws inconsistent with this Act. Sets forth tort system minimum requirements, allowing State laws (not inconsistent with this Act) regarding uninsured or underinsured motorist coverage. Provides for: (1) the effect of a person's choice on resident relatives and dependents; (2) underwriting rules to encourage choice uniformity within a household; and (3) the failure of a person to choose. Requires States to maintain a program to inform consumers (comparing the two systems) about costs, benefits, rights, and obligations. (Sec. 6) Requires that a person who chooses: (1) a tort system and is involved in an accident be subject to tort law for injury except that, based on fault, the person may claim against (and be claimed against by) a personal system person only for uncompensated economic loss; and (2) a personal system be compensated only for economic loss, without regard to fault. Provides for the handling of accidents involving: (1) persons with personal protection and unlawfully uninsured persons; and (2) motorists under the influence of alcohol or illegal drugs or engaging in intentional misconduct. (Sec. 8) Declares that this Act does not apply to a State if: (1) the State so elects; or (2) the State finds that average premiums will not be reduced by at least 30 percent for persons choosing the personal system.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
24 June 1997
Introduced
Referred to the House Committee on Commerce.
Source: IntroReferral
24 June 1997
Introduced
Introduced in House
Source: IntroReferral
24 June 1997
Introduced
Introduced in House
Source: IntroReferral
1 July 1997
Referred
Referred to the Subcommittee on Finance and Hazardous Materials.
Source: Committee
19 May 1998
Introduced
Sponsor introductory remarks on measure. (CR H3369)
Source: IntroReferral
20 May 1998
Committee
Subcommittee Hearings Held.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in House · 24 June 1997 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 24 June 1997
Introduced in House (PDF)
Introduced in House · EN · 24 June 1997
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Introduced in House
summary · EN · 24 June 1997
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Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Armey, Richard K. [R-TX-26] · R · Sponsor
- Rep. Moran, James P. [D-VA-8] · D · Sponsor
- Rep. Saxton, Jim [R-NJ-3] · R · Sponsor
- Rep. Cox, Christopher [R-CA-48] · R · Sponsor
- Rep. McIntosh, David M. [R-IN-2] · R · Sponsor
- Rep. Northup, Anne M. [R-KY-3] · R · Cosponsor
- Rep. Lipinski, William O. [D-IL-3] · D · Cosponsor
- Rep. Dooley, Calvin M. [D-CA-20] · D · Cosponsor
- Rep. Pappas, Michael [R-NJ-12] · R · Cosponsor
- Rep. Dunn, Jennifer [R-WA-8] · R · Cosponsor
- Rep. Shays, Christopher [R-CT-4] · R · Cosponsor
- Rep. Miller, Dan [R-FL-13] · R · Cosponsor
- Rep. Nethercutt, George R., Jr. [R-WA-5] · R · Cosponsor
- Rep. Weldon, Dave [R-FL-15] · R · Cosponsor
- Rep. Ford, Harold E., Jr. [D-TN-9] · D · Cosponsor
- Rep. Cooksey, John [R-LA-5] · R · Cosponsor
- Rep. Sessions, Pete [R-TX-17] · R · Cosponsor
- Rep. Boehner, John A. [R-OH-8] · R · Cosponsor
- Rep. Linder, John [R-GA-7] · R · Cosponsor
- Rep. Bartlett, Roscoe G. [R-MD-6] · R · Cosponsor
- Rep. Royce, Edward R. [R-CA-39] · R · Cosponsor
- Rep. Pitts, Joseph R. [R-PA-16] · R · Cosponsor
- Sen. Coburn, Tom [R-OK] · R · Cosponsor
- Rep. Towns, Edolphus [D-NY-10] · D · Cosponsor
- · hsif00 · Standing
Related records
No cross-record relationships stored yet.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/105th-congress/house-bill/2021
- Open data entity: https://api.congress.gov/v3/bill/105/hr/2021
- us · 105-hr-2021 · source updated 21 August 2025