Portfolio Lending and Mortgage Access Act

Summary

Portfolio Lending and Mortgage Access Act - Amends the Truth in Lending Act with respect to the permission that a creditor may presume that a residential mortgage loan has met the requirement that, at the time the loan is consummated, the consumer has a reasonable ability to repay it, if the loan is a qualified mortgage. Treats as a qualified mortgage any residential mortgage loan made by a creditor so long as it appears on the creditor's balance sheet (held on portfolio).

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 11 July 2013

   Introduced

   Referred to the House Committee on Financial Services.

   Source: IntroReferral

2. 11 July 2013

   Introduced

   Introduced in House

   Source: IntroReferral

3. 11 July 2013

   Introduced

   Introduced in House

   Source: IntroReferral

4. 22 May 2014

   Vote

   Ordered to be Reported by the Yeas and Nays: 36 - 23.

   Source: Committee

5. 22 May 2014

   Committee

   Committee Consideration and Mark-up Session Held.

   Source: Committee

6. 16 September 2014

   Committee

   Committee on Banking, Housing, and Urban Affairs. Hearings held.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 11 July 2013 · Download file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 11 July 2013

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 11 July 2013

  ViewDownloadOpen at official source

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• Introduced in House

  summary · EN · 11 July 2013

  Open at official source

  Leesvertaling

  Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

  Vertaal naarNL · DutchDE · GermanFR · FrenchES · SpanishIT · ItalianPL · PolishPT · PortugueseSV · SwedishDA · DanishFI · FinnishEL · GreekCS · CzechHU · HungarianRO · RomanianBG · BulgarianHR · CroatianSK · SlovakSL · SlovenianLT · LithuanianLV · LatvianET · EstonianGA · IrishMT · Maltese

  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. Barr, Andy [R-KY-6] · R · Sponsor
• Rep. Luetkemeyer, Blaine [R-MO-3] · R · Cosponsor
• Rep. Miller, Gary G. [R-CA-42] · R · Cosponsor
• Rep. Hultgren, Randy [R-IL-14] · R · Cosponsor
• Rep. Griffin, Tim [R-AR-2] · R · Cosponsor
• Rep. Womack, Steve [R-AR-3] · R · Cosponsor
• Rep. Jenkins, Lynn [R-KS-2] · R · Cosponsor
• Rep. McAllister, Vance M. [R-LA-5] · R · Cosponsor
• Rep. Farenthold, Blake [R-TX-27] · R · Cosponsor
• Rep. Duffy, Sean P. [R-WI-7] · R · Cosponsor
• Rep. Johnson, Bill [R-OH-6] · R · Cosponsor
• Rep. Long, Billy [R-MO-7] · R · Cosponsor
• Rep. Bridenstine, Jim [R-OK-1] · R · Cosponsor
• Rep. Lucas, Frank D. [R-OK-3] · R · Cosponsor
• Sen. Cramer, Kevin [R-ND] · R · Cosponsor
• Rep. Black, Diane [R-TN-6] · R · Cosponsor
• Rep. Ellmers, Renee L. [R-NC-2] · R · Cosponsor
• Sen. Daines, Steve [R-MT] · R · Cosponsor
• Rep. Cole, Tom [R-OK-4] · R · Cosponsor
• Sen. Mullin, Markwayne [R-OK] · R · Cosponsor
• Rep. Fleischmann, Charles J. "Chuck" [R-TN-3] · R · Cosponsor
• Sen. Lankford, James [R-OK] · R · Cosponsor
• Rep. Harper, Gregg [R-MS-3] · R · Cosponsor
• Rep. Jones, Walter B., Jr. [R-NC-3] · R · Cosponsor
• Rep. Meadows, Mark [R-NC-11] · R · Cosponsor
• Rep. Stewart, Chris [R-UT-2] · R · Cosponsor
• Rep. Bishop, Rob [R-UT-1] · R · Cosponsor
• Rep. Fincher, Stephen Lee [R-TN-8] · R · Cosponsor
• Rep. Huelskamp, Tim [R-KS-1] · R · Cosponsor
• Rep. Palazzo, Steven M. [R-MS-4] · R · Cosponsor
• Rep. Scalise, Steve [R-LA-1] · R · Cosponsor
• Rep. Latham, Tom [R-IA-3] · R · Cosponsor
• Rep. Duncan, John J., Jr. [R-TN-2] · R · Cosponsor
• Rep. Chaffetz, Jason [R-UT-3] · R · Cosponsor
• Rep. Boustany, Charles W., Jr. [R-LA-3] · R · Cosponsor
• Rep. Sessions, Pete [R-TX-17] · R · Cosponsor
• Rep. Nugent, Richard B. [R-FL-11] · R · Cosponsor
• Rep. Kelly, Mike [R-PA-16] · R · Cosponsor
• Rep. Latta, Robert E. [R-OH-5] · R · Cosponsor
• Rep. Nunnelee, Alan [R-MS-1] · R · Cosponsor
• Rep. Fleming, John [R-LA-4] · R · Cosponsor
• Rep. Wenstrup, Brad R. [R-OH-2] · R · Cosponsor
• Rep. Tipton, Scott R. [R-CO-3] · R · Cosponsor
• Rep. Rothfus, Keith J. [R-PA-12] · R · Cosponsor
• Rep. Whitfield, Ed [R-KY-1] · R · Cosponsor
• Rep. Owens, William L. [D-NY-23] · D · Cosponsor
• Rep. Barrow, John [D-GA-12] · D · Cosponsor
• Sen. Blackburn, Marsha [R-TN] · R · Cosponsor

Showing 48 of 58 sponsors and actors.

Related records

• related to ← A bill to amend the Truth in Lending Act to provide that residential mortgage loans held in portfolio qualify and qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act, and for other purposes.