United States · Bill · HR
H.R. 2673 (113th)
Portfolio Lending and Mortgage Access Act
Introduced
11 July 2013
Last action
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Status
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Sponsors
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Subjects
Discovery layer
Source updated
12 August 2025
Summary
Portfolio Lending and Mortgage Access Act - Amends the Truth in Lending Act with respect to the permission that a creditor may presume that a residential mortgage loan has met the requirement that, at the time the loan is consummated, the consumer has a reasonable ability to repay it, if the loan is a qualified mortgage. Treats as a qualified mortgage any residential mortgage loan made by a creditor so long as it appears on the creditor's balance sheet (held on portfolio).
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Timeline
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Votes
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Versions
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 11 July 2013
Introduced in House (PDF)
Introduced in House · EN · 11 July 2013
Introduced in House
summary · EN · 11 July 2013
Sponsors
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Related records
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Sources
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- Official source: https://www.congress.gov/bill/113th-congress/house-bill/2673
- Open data entity: https://api.congress.gov/v3/bill/113/hr/2673