PoliticalRepoPoliticalRepo

United States · Bill · HR

H.R. 2673 (113th)

Portfolio Lending and Mortgage Access Act

openUnited States· United States Congress· EN

Introduced

11 July 2013

Last action

Status

Committee on Banking, Housing, and Urban Affairs. Hearings held.

Sponsors

Subjects

Discovery layer

Source updated

12 August 2025

Summary

Portfolio Lending and Mortgage Access Act - Amends the Truth in Lending Act with respect to the permission that a creditor may presume that a residential mortgage loan has met the requirement that, at the time the loan is consummated, the consumer has a reasonable ability to repay it, if the loan is a qualified mortgage. Treats as a qualified mortgage any residential mortgage loan made by a creditor so long as it appears on the creditor's balance sheet (held on portfolio).

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

No timeline events have been ingested for this record yet.

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

3 official files

Introduced in House (text)

View fileDownload file

Sponsors

No sponsors or actors listed by the source.

Related records

No cross-record relationships stored yet.

Sources

PoliticalRepo is an index and interpretation layer, not the authoritative legal source.