United States · Bill · HR
H.R. 2794 (111th)
Promoting Mortgage Responsibility Act
Introduced
10 June 2009
Last action
10 June 2009 · Introduced
Status
Referred to the House Committee on Financial Services.
Sponsors
Marcia Fudge, Rep. Davis, Danny K. [D-IL-7], Rep. Rangel, Charles B. [D-NY-19], Barbara Lee
Subjects
Discovery layer
Source updated
14 August 2025
Summary
Promoting Mortgage Responsibility Act - Amends the Truth in Lending Act to prohibit prepayment fees or penalties under any consumer credit transaction secured by the consumer's owner-occupied principal dwelling. Makes any prepayment penalty in violation of this prohibition unenforceable.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
10 June 2009
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
10 June 2009
Introduced
Introduced in House
Source: IntroReferral
10 June 2009
Introduced
Introduced in House
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Introduced in House · 10 June 2009 · Official file
Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 10 June 2009
Introduced in House (PDF)
Introduced in House · EN · 10 June 2009
Introduced in House
summary · EN · 10 June 2009
Sponsors
- Marcia Fudge · D · Sponsor
- Rep. Davis, Danny K. [D-IL-7] · D · Cosponsor
- Rep. Rangel, Charles B. [D-NY-19] · D · Cosponsor
- Barbara Lee · D · Cosponsor
- · hsba00 · Standing
Related records
- related to ← Promoting Mortgage Responsibility Act
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/111th-congress/house-bill/2794
- Open data entity: https://api.congress.gov/v3/bill/111/hr/2794
- us · 111-hr-2794 · source updated 14 August 2025