Promoting Mortgage Responsibility Act

referredUnited States· United States Congress· EN

Introduced

28 April 2009

Last action

28 April 2009 · Introduced

Status

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Summary

Promoting Mortgage Responsibility Act - Amends the Truth in Lending Act to prohibit prepayment fees or penalties under any consumer credit transaction secured by the consumer's owner-occupied principal dwelling. Makes any prepayment penalty in violation of this prohibition unenforceable.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

28 April 2009
Introduced
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
28 April 2009
Introduced
Sponsor introductory remarks on measure. (CR S4812-4813)
Source: IntroReferral
28 April 2009
Introduced
Introduced in Senate
Source: IntroReferral

Votes

No vote records are attached yet.

Versions

Introduced in Senate · 28 April 2009 · Download file

Documents

3 official files

Introduced in Senate (text)

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Introduced in Senate (text)
Introduced in Senate · EN · 28 April 2009
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Introduced in Senate (PDF)
Introduced in Senate · EN · 28 April 2009
View Download Open at official source
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Introduced in Senate
summary · EN · 28 April 2009
Open at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Vertaal naar
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Related records

related to → Promoting Mortgage Responsibility Act

Sources

PoliticalRepo is an index and interpretation layer, not the authoritative legal source.

Official source: https://www.congress.gov/bill/111th-congress/senate-bill/911
Open data entity: https://api.congress.gov/v3/bill/111/s/911
us · 111-s-911 · source updated 14 August 2025