United States · Bill · HR
H.R. 2874 (115th)
21st Century Flood Reform Act
Introduced
12 June 2017
Last action
15 November 2017 · Introduced
Status
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
Rep. Duffy, Sean P. [R-WI-7]
Subjects
Discovery layer
Source updated
7 April 2025
Summary
21st Century Flood Reform Act This bill amends the National Flood Insurance Act of 1968 to change annual limits on premium increases for insurance obtained through the National Flood Insurance Program (NFIP). The Federal Emergency Management Agency (FEMA) must provide financial assistance, through state programs, for low income families to purchase NFIP insurance. FEMA must allow a Write Your Own company to sell private flood insurance. (A Write Your Own company writes and services federal standard flood insurance policies in its own name.) FEMA must provide: (1) an annual explanation of premiums; (2) historical flood data to property owners upon request; and (3) data related to NFIP risks and premiums, including community-level data, through a publicly available data system. FEMA must commission an annual independent actuarial review of the financial status of NFIP. The Government Accountability Office must report on: (1) the feasibility of reducing flood insurance premiums and eliminating the need for flood insurance coverage by authorizing flood damage savings accounts, and (2) flood insurance requirements for mortgages. FEMA denials of requests for updated flood maps may be appealed. The bill revises the NFIP community rating program to require FEMA to provide premium credits in communities that protect natural and beneficial floodplain functions. This bill revises NFIP coverage for: (1) properties that have incurred multiple flood losses, (2) properties that have exceeded specified levels of claim payments, and (3) certain high-risk properties. This bill amends the Flood Disaster Protection Act of 1973 to increase penalties for violations of the flood insurance requirement for mortgages.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
12 June 2017
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
12 June 2017
Introduced
Introduced in House
Source: IntroReferral
12 June 2017
Introduced
Introduced in House
Source: IntroReferral
15 June 2017
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 26.
Source: Committee
15 June 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
11 September 2017
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-304.
Source: Committee
11 September 2017
Calendars
Placed on the Union Calendar, Calendar No. 217.
Source: Calendars
11 September 2017
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-304.
Source: Committee
13 November 2017
Reported
Rules Committee Resolution H. Res. 616 Reported to House. The resolution provides for one hour of general debate and closed rule for H.R. 2874. Also, the resolution provides for consideration of the conference report to accompany H.R. 2810.
Source: Floor
14 November 2017
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
14 November 2017
Vote
On passage Passed by the Yeas and Nays: 237 - 189 (Roll no. 630). (text: CR H9209-9226)
Source: Floor
14 November 2017
Vote
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 237 - 189 (Roll no. 630).(text: CR H9209-9226)
Source: Floor
14 November 2017
Vote
On motion to recommit with instructions Failed by the Yeas and Nays: 190 - 236 (Roll no. 629).
Source: Floor
14 November 2017
Floor
The resolution provides for one hour of general debate and closed rule for H.R. 2874. Also, the resolution provides for consideration of the conference report to accompany H.R. 2810.
Source: Floor
14 November 2017
Floor
Mr. Pascrell moved to recommit with instructions to the Committee on Financial Services. (text: CR H9236)
Source: Floor
14 November 2017
Floor
The previous question was ordered pursuant to the rule.
Source: Floor
14 November 2017
Floor
Considered under the provisions of rule H. Res. 616. (consideration: CR H9209-9238)
Source: Floor
15 November 2017
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
Votes
14 November 2017 · passed · On Passage · Passed · Official source
Yes 237 · No 189 · Abstain — · Absent/not voting 7
- Rep. Ferguson, A. Drew, IV [R-GA-3]Yea
- Rep. McEachin, A. Donald [D-VA-4]Not Voting
- Rep. Hastings, Alcee L. [D-FL-20]Nay
- Rep. Kinzinger, Adam [R-IL-16]Yea
Showing the first 4 recorded positions. Vote totals above are complete.
14 November 2017 · failed · On Motion to Recommit with Instructions · Failed · Official source
Yes 190 · No 236 · Abstain — · Absent/not voting 7
- Rep. Ferguson, A. Drew, IV [R-GA-3]Nay
- Rep. McEachin, A. Donald [D-VA-4]Yea
- Rep. Hastings, Alcee L. [D-FL-20]Yea
- Rep. Kinzinger, Adam [R-IL-16]Nay
Showing the first 4 recorded positions. Vote totals above are complete.
Versions
- Referred in Senate · 15 November 2017 · Download file
- Engrossed in House · 14 November 2017 · Download file
- Reported in House · 11 September 2017 · Download file
- Introduced in House · 12 June 2017 · Download file
Documents
11 official files
Referred in Senate (text)
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Referred in Senate (text)
Referred in Senate · EN · 15 November 2017
Referred in Senate (PDF)
Referred in Senate · EN · 15 November 2017
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Engrossed in House (text)
Engrossed in House · EN · 14 November 2017
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Engrossed in House (PDF)
Engrossed in House · EN · 14 November 2017
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Passed House amended
summary · EN · 14 November 2017
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Reported in House (text)
Reported in House · EN · 11 September 2017
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Reported in House (PDF)
Reported in House · EN · 11 September 2017
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Reported to House with amendment(s)
summary · EN · 11 September 2017
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Introduced in House (text)
Introduced in House · EN · 12 June 2017
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Introduced in House (PDF)
Introduced in House · EN · 12 June 2017
ViewDownloadOpen at official source
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Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 12 June 2017
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Duffy, Sean P. [R-WI-7] · R · Sponsor
- · ssbk00 · Standing
- · hsba00 · Standing
Related records
- related to → Private Flood Insurance Market Development Act of 2017
- related to → Repeatedly Flooded Communities Preparation Act
- related to → Taxpayer Exposure Mitigation Act of 2017
- related to → To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes.
- related to → National Flood Insurance Program Policyholder Protection Act of 2017
- related to → National Flood Insurance Program Administrative Reform Act of 2017
- related to ← Providing for consideration of the bill (H.R. 2874) to achieve reforms to improve the financial stability of the National Flood Insurance Program, to enhance the development of more accurate estimates of flood risk through new technology and better maps, to increase the role of private markets in the management of flood insurance risks, and to provide for alternative methods to insure against flood peril, and for other purposes, and providing for consideration of the conference report to accompany the bill (H.R. 2810) to authorize appropriations for fiscal year 2018 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes.
- related to ← National Flood Insurance Program Extension and Enhanced Consumer and Community Protections Act of 2018
- related to ← National Flood Insurance Program Extension Act of 2018
- related to ← NFIP Extension Act of 2018
- related to ← National Flood Insurance Program Extension Act
- related to ← National Flood Insurance Program Competition and Extension Act of 2018
- amends ← Pursuant to the provisions of H.Res. 616, the amendment in the nature of a substitute recommended by the Committee on Financial Services is considered as adopted.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/115th-congress/house-bill/2874
- Open data entity: https://api.congress.gov/v3/bill/115/hr/2874
- us · 115-hr-2874 · source updated 7 April 2025