United States · Bill · HR
H.R. 3449 (109th)
Consumer Overdraft Protection Fair Practices Act
Introduced
27 July 2005
Last action
24 August 2005 · Referred
Status
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Sponsors
Rep. Maloney, Carolyn B. [D-NY-12], Sen. Sanders, Bernard [I-VT], Rep. Frank, Barney [D-MA-4], Rep. Lee, Barbara [D-CA-12], Rep. McCarthy, Carolyn [D-NY-4], Rep. Pascrell, Bill, Jr. [D-NJ-9], Rep. Ackerman, Gary L. [D-NY-5], Rep. Cleaver, Emanuel [D-MO-5], Rep. Schakowsky, Janice D. [D-IL-9], Rep. Case, Ed [D-HI-1], Rep. Snyder, Vic [D-AR-2], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Grijalva, Raúl M. [D-AZ-7], Rep. Andrews, Robert E. [D-NJ-1], Rep. Carson, Julia [D-IN-7]
Subjects
Discovery layer
Source updated
15 August 2025
Summary
Consumer Overdraft Protection Fair Practices Act - Amends the Truth in Lending Act to set forth restrictions on: (1) overdraft protection programs or services for consumers; and (2) representations or statements with respect to such a program or service in any advertisement or promotion. Amends the Electronic Fund Transfer Act and the Expedited Funds Availability Act to set forth restrictions on overdraft protection programs or services for consumers.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
27 July 2005
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
27 July 2005
Introduced
Introduced in House
Source: IntroReferral
27 July 2005
Introduced
Introduced in House
Source: IntroReferral
24 August 2005
Referred
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in House · 27 July 2005 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 27 July 2005
Introduced in House (PDF)
Introduced in House · EN · 27 July 2005
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Introduced in House
summary · EN · 27 July 2005
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Maloney, Carolyn B. [D-NY-12] · D · Sponsor
- Sen. Sanders, Bernard [I-VT] · I · Sponsor
- Rep. Frank, Barney [D-MA-4] · D · Sponsor
- Rep. Lee, Barbara [D-CA-12] · D · Sponsor
- Rep. McCarthy, Carolyn [D-NY-4] · D · Cosponsor
- Rep. Pascrell, Bill, Jr. [D-NJ-9] · D · Cosponsor
- Rep. Ackerman, Gary L. [D-NY-5] · D · Cosponsor
- Rep. Cleaver, Emanuel [D-MO-5] · D · Cosponsor
- Rep. Schakowsky, Janice D. [D-IL-9] · D · Cosponsor
- Rep. Case, Ed [D-HI-1] · D · Cosponsor
- Rep. Snyder, Vic [D-AR-2] · D · Cosponsor
- Rep. Gutierrez, Luis V. [D-IL-4] · D · Cosponsor
- Rep. Grijalva, Raúl M. [D-AZ-7] · D · Cosponsor
- Rep. Andrews, Robert E. [D-NJ-1] · D · Cosponsor
- Rep. Carson, Julia [D-IN-7] · D · Cosponsor
- · hsba00 · Standing
Related records
No cross-record relationships stored yet.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/109th-congress/house-bill/3449
- Open data entity: https://api.congress.gov/v3/bill/109/hr/3449
- us · 109-hr-3449 · source updated 15 August 2025