United States · Bill · HR
H.R. 3449 (109th)
Consumer Overdraft Protection Fair Practices Act
Introduced
27 July 2005
Last action
—
Status
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Sponsors
—
Subjects
Discovery layer
Source updated
15 August 2025
Summary
Consumer Overdraft Protection Fair Practices Act - Amends the Truth in Lending Act to set forth restrictions on: (1) overdraft protection programs or services for consumers; and (2) representations or statements with respect to such a program or service in any advertisement or promotion. Amends the Electronic Fund Transfer Act and the Expedited Funds Availability Act to set forth restrictions on overdraft protection programs or services for consumers.
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Votes
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Versions
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 27 July 2005
Introduced in House (PDF)
Introduced in House · EN · 27 July 2005
Introduced in House
summary · EN · 27 July 2005
Sponsors
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Related records
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Sources
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- Official source: https://www.congress.gov/bill/109th-congress/house-bill/3449
- Open data entity: https://api.congress.gov/v3/bill/109/hr/3449