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United States · Bill · HR

H.R. 3449 (109th)

Consumer Overdraft Protection Fair Practices Act

referredUnited States· United States Congress· EN

Introduced

27 July 2005

Last action

24 August 2005 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. Maloney, Carolyn B. [D-NY-12], Sen. Sanders, Bernard [I-VT], Rep. Frank, Barney [D-MA-4], Rep. Lee, Barbara [D-CA-12], Rep. McCarthy, Carolyn [D-NY-4], Rep. Pascrell, Bill, Jr. [D-NJ-9], Rep. Ackerman, Gary L. [D-NY-5], Rep. Cleaver, Emanuel [D-MO-5], Rep. Schakowsky, Janice D. [D-IL-9], Rep. Case, Ed [D-HI-1], Rep. Snyder, Vic [D-AR-2], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Grijalva, Raúl M. [D-AZ-7], Rep. Andrews, Robert E. [D-NJ-1], Rep. Carson, Julia [D-IN-7]

Subjects

Discovery layer

Source updated

15 August 2025

Summary

Consumer Overdraft Protection Fair Practices Act - Amends the Truth in Lending Act to set forth restrictions on: (1) overdraft protection programs or services for consumers; and (2) representations or statements with respect to such a program or service in any advertisement or promotion. Amends the Electronic Fund Transfer Act and the Expedited Funds Availability Act to set forth restrictions on overdraft protection programs or services for consumers.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 27 July 2005

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 27 July 2005

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 27 July 2005

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 24 August 2005

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 27 July 2005

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 27 July 2005

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 27 July 2005

    Open at official source

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Sponsors

Related records

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Sources

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