United States · Bill · HR
H.R. 3450 (115th)
Protecting Consumers from Unreasonable Rates Act
Introduced
27 July 2017
Last action
28 July 2017 · Referred
Status
Referred to the Subcommittee on Health.
Sponsors
Rep. Schakowsky, Janice D. [D-IL-9], Rep. Deutch, Theodore E. [D-FL-22], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Grijalva, Raúl M. [D-AZ-7], Rep. Pocan, Mark [D-WI-2], Rep. Lujan Grisham, Michelle [D-NM-1]
Subjects
Healthcare
Source updated
5 December 2025
Summary
Protecting Consumers from Unreasonable Rates Act This bill amends the Public Health Service Act to declare that the review by the Department of Health and Human Services (HHS) of unreasonable increases in health care coverage premiums does not prohibit a state from imposing on health insurers additional rate requirements that are more protective of consumers. The HHS review, which currently covers only premium increases, is expanded to include all rate increases. HHS or the relevant state agency must ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected before, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers. HHS may apply civil monetary penalties to health insurers that fail to comply with a corrective action taken by HHS and may make the plan involved ineligible for classification as a qualified health plan. (Qualified health plans are sold on health insurance exchanges, are the only plans eligible for premium subsidies, and fulfill an individual's requirement to maintain minimum essential coverage.) HHS must determine whether HHS or the state will undertake the corrective actions based on whether the state can adequately undertake the actions. This bill applies to health plans grandfathered under the Patient Protection and Affordable Care Act.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
27 July 2017
Introduced
Referred to the House Committee on Energy and Commerce.
Source: IntroReferral
27 July 2017
Introduced
Introduced in House
Source: IntroReferral
27 July 2017
Introduced
Introduced in House
Source: IntroReferral
28 July 2017
Referred
Referred to the Subcommittee on Health.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in House · 27 July 2017 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 27 July 2017
Introduced in House (PDF)
Introduced in House · EN · 27 July 2017
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Introduced in House
summary · EN · 27 July 2017
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Schakowsky, Janice D. [D-IL-9] · D · Sponsor
- Rep. Deutch, Theodore E. [D-FL-22] · D · Sponsor
- Del. Norton, Eleanor Holmes [D-DC-At Large] · D · Sponsor
- Rep. Grijalva, Raúl M. [D-AZ-7] · D · Sponsor
- Rep. Pocan, Mark [D-WI-2] · D · Sponsor
- Rep. Lujan Grisham, Michelle [D-NM-1] · D · Sponsor
- · hsif00 · Standing
Related records
- related to → Protecting Consumers from Unreasonable Rates Act of 2020
- related to → Protecting Consumers from Unreasonable Rates Act
- related to ← Health Insurance Rate Review Act
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/115th-congress/house-bill/3450
- Open data entity: https://api.congress.gov/v3/bill/115/hr/3450
- us · 115-hr-3450 · source updated 5 December 2025