United States · Bill · HR
H.R. 3727 (114th)
Health Insurance Rate Review Act
Introduced
8 October 2015
Last action
9 October 2015 · Referred
Status
Referred to the Subcommittee on Health.
Sponsors
Rep. Schakowsky, Janice D. [D-IL-9], Rep. Deutch, Theodore E. [D-FL-22], Rep. Grijalva, Raúl M. [D-AZ-7], Rep. Rangel, Charles B. [D-NY-15], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. DeLauro, Rosa L. [D-CT-3], Rep. McDermott, Jim [D-WA-7], Rep. Takano, Mark [D-CA-39], Rep. Capps, Lois [D-CA-24], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Lujan Grisham, Michelle [D-NM-1], Rep. Garamendi, John [D-CA-8], Rep. Foster, Bill [D-IL-11], Rep. Pocan, Mark [D-WI-2], Rep. Wasserman Schultz, Debbie [D-FL-25]
Subjects
Healthcare
Source updated
5 December 2025
Summary
Health Insurance Rate Review Act This bill amends the Public Health Service Act to declare that federal requirements that the Department of Health and Human Services (HHS) review unreasonable premium increases in health care coverage do not prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers. The review is expanded to include all rate increases, not only premium increases. HHS or the relevant state insurance commissioner or state regulator must ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected before, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers. HHS may apply civil monetary penalties to health insurance issuers that fail to comply with a corrective action taken by HHS and may make the plan involved ineligible for classification as a qualified health plan. HHS must determine whether HHS or the state insurance commissioner or regulator will undertake such corrective actions based on whether the state can adequately undertake the actions. This Act applies to health plans grandfathered under the Patient Protection and Affordable Care Act.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
8 October 2015
Introduced
Introduced in House
Source: IntroReferral
8 October 2015
Introduced
Referred to the House Committee on Energy and Commerce.
Source: IntroReferral
8 October 2015
Introduced
Introduced in House
Source: IntroReferral
9 October 2015
Referred
Referred to the Subcommittee on Health.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in House · 8 October 2015 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 8 October 2015
Introduced in House (PDF)
Introduced in House · EN · 8 October 2015
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Introduced in House
summary · EN · 8 October 2015
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Sponsors
- Rep. Schakowsky, Janice D. [D-IL-9] · D · Sponsor
- Rep. Deutch, Theodore E. [D-FL-22] · D · Sponsor
- Rep. Grijalva, Raúl M. [D-AZ-7] · D · Sponsor
- Rep. Rangel, Charles B. [D-NY-15] · D · Sponsor
- Del. Norton, Eleanor Holmes [D-DC-At Large] · D · Sponsor
- Rep. DeLauro, Rosa L. [D-CT-3] · D · Sponsor
- Rep. McDermott, Jim [D-WA-7] · D · Sponsor
- Rep. Takano, Mark [D-CA-39] · D · Sponsor
- Rep. Capps, Lois [D-CA-24] · D · Sponsor
- Rep. Gutierrez, Luis V. [D-IL-4] · D · Sponsor
- Rep. Lujan Grisham, Michelle [D-NM-1] · D · Sponsor
- Rep. Garamendi, John [D-CA-8] · D · Cosponsor
- Rep. Foster, Bill [D-IL-11] · D · Cosponsor
- Rep. Pocan, Mark [D-WI-2] · D · Cosponsor
- Rep. Wasserman Schultz, Debbie [D-FL-25] · D · Cosponsor
- · hsif00 · Standing
Related records
- related to → Protecting Consumers from Unreasonable Rates Act
- related to → Protecting Consumers from Unreasonable Rates Act
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/114th-congress/house-bill/3727
- Open data entity: https://api.congress.gov/v3/bill/114/hr/3727
- us · 114-hr-3727 · source updated 5 December 2025