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United States · Bill · HR

H.R. 3727 (114th)

Health Insurance Rate Review Act

referredUnited States· United States Congress· EN

Introduced

8 October 2015

Last action

9 October 2015 · Referred

Status

Referred to the Subcommittee on Health.

Sponsors

Rep. Schakowsky, Janice D. [D-IL-9], Rep. Deutch, Theodore E. [D-FL-22], Rep. Grijalva, Raúl M. [D-AZ-7], Rep. Rangel, Charles B. [D-NY-15], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. DeLauro, Rosa L. [D-CT-3], Rep. McDermott, Jim [D-WA-7], Rep. Takano, Mark [D-CA-39], Rep. Capps, Lois [D-CA-24], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Lujan Grisham, Michelle [D-NM-1], Rep. Garamendi, John [D-CA-8], Rep. Foster, Bill [D-IL-11], Rep. Pocan, Mark [D-WI-2], Rep. Wasserman Schultz, Debbie [D-FL-25]

Subjects

Healthcare

Source updated

5 December 2025

Healthcare

Summary

Health Insurance Rate Review Act This bill amends the Public Health Service Act to declare that federal requirements that the Department of Health and Human Services (HHS) review unreasonable premium increases in health care coverage do not prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers. The review is expanded to include all rate increases, not only premium increases. HHS or the relevant state insurance commissioner or state regulator must ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected before, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers. HHS may apply civil monetary penalties to health insurance issuers that fail to comply with a corrective action taken by HHS and may make the plan involved ineligible for classification as a qualified health plan. HHS must determine whether HHS or the state insurance commissioner or regulator will undertake such corrective actions based on whether the state can adequately undertake the actions. This Act applies to health plans grandfathered under the Patient Protection and Affordable Care Act.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 8 October 2015

    Introduced

    Introduced in House

    Source: IntroReferral

  2. 8 October 2015

    Introduced

    Referred to the House Committee on Energy and Commerce.

    Source: IntroReferral

  3. 8 October 2015

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 9 October 2015

    Referred

    Referred to the Subcommittee on Health.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 8 October 2015

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 8 October 2015

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 8 October 2015

    Open at official source

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Sponsors

Related records

Sources

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