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United States · Bill · HR

H.R. 3618 (116th)

Free Credit Scores for Consumers Act of 2019

openUnited States· United States Congress· EN

Introduced

5 July 2019

Last action

21 November 2019 · Reported

Status

Placed on the Union Calendar, Calendar No. 247.

Sponsors

Rep. Beatty, Joyce [D-OH-3], Rep. Cleaver, Emanuel [D-MO-5]

Subjects

Discovery layer

Source updated

7 April 2025

Official sourceDownload fileView documentsShare

Summary

Free Credit Scores for Consumers Act of 2019 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 5 July 2019

    Introduced

    Introduced in House

    Source: IntroReferral

  2. 5 July 2019

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 5 July 2019

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  4. 11 July 2019

    Vote

    Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.

    Source: Committee

  5. 11 July 2019

    Committee

    Committee Consideration and Mark-up Session Held.

    Source: Committee

  6. 21 November 2019

    Calendars

    Placed on the Union Calendar, Calendar No. 247.

    Source: Calendars

  7. 21 November 2019

    Reported

    Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.

    Source: Committee

  8. 21 November 2019

    Reported

    Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

6 official files

Reported in House (text)

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Leesvertaling

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  • Reported in House (text)

    Reported in House · EN · 21 November 2019

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  • Reported in House (PDF)

    Reported in House · EN · 21 November 2019

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  • Reported to House

    summary · EN · 21 November 2019

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  • Introduced in House (text)

    Introduced in House · EN · 5 July 2019

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  • Introduced in House (PDF)

    Introduced in House · EN · 5 July 2019

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  • Introduced in House

    summary · EN · 5 July 2019

    Open at official source

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Sponsors

Related records

Sources

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