United States · Bill · HR
H.R. 3618 (116th)
Free Credit Scores for Consumers Act of 2019
Introduced
5 July 2019
Last action
—
Status
Placed on the Union Calendar, Calendar No. 247.
Sponsors
—
Subjects
Discovery layer
Source updated
7 April 2025
Summary
Free Credit Scores for Consumers Act of 2019 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.
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Votes
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Versions
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Documents
6 official files
Reported in House (text)
Reported in House (text)
Reported in House · EN · 21 November 2019
Reported in House (PDF)
Reported in House · EN · 21 November 2019
Reported to House
summary · EN · 21 November 2019
Introduced in House (text)
Introduced in House · EN · 5 July 2019
Introduced in House (PDF)
Introduced in House · EN · 5 July 2019
Introduced in House
summary · EN · 5 July 2019
Sponsors
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Related records
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Sources
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- Official source: https://www.congress.gov/bill/116th-congress/house-bill/3618
- Open data entity: https://api.congress.gov/v3/bill/116/hr/3618