United States · Bill · HR
H.R. 4078 (117th)
Free Credit Scores for Consumers Act of 2021
Introduced
23 June 2021
Last action
23 June 2021 · Introduced
Status
Referred to the House Committee on Financial Services.
Sponsors
Rep. Beatty, Joyce [D-OH-3]
Subjects
Discovery layer
Source updated
15 May 2025
Summary
Free Credit Scores for Consumers Act of 2021 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
23 June 2021
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
23 June 2021
Introduced
Introduced in House
Source: IntroReferral
23 June 2021
Introduced
Introduced in House
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Introduced in House · 23 June 2021 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 23 June 2021
Introduced in House (PDF)
Introduced in House · EN · 23 June 2021
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Introduced in House
summary · EN · 23 June 2021
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Beatty, Joyce [D-OH-3] · D · Sponsor
- · hsba00 · Standing
Related records
- related to → Free Credit Scores for Consumers Act of 2024
- related to ← Comprehensive CREDIT Act of 2021
- related to ← Free Credit Scores for Consumers Act of 2019
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/117th-congress/house-bill/4078
- Open data entity: https://api.congress.gov/v3/bill/117/hr/4078
- us · 117-hr-4078 · source updated 15 May 2025