United States · Bill · HR
H.R. 4078 (117th)
Free Credit Scores for Consumers Act of 2021
Introduced
23 June 2021
Last action
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Status
Referred to the House Committee on Financial Services.
Sponsors
—
Subjects
Discovery layer
Source updated
15 May 2025
Summary
Free Credit Scores for Consumers Act of 2021 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 23 June 2021
Introduced in House (PDF)
Introduced in House · EN · 23 June 2021
Introduced in House
summary · EN · 23 June 2021
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/117th-congress/house-bill/4078
- Open data entity: https://api.congress.gov/v3/bill/117/hr/4078