United States · Bill · HR
H.R. 3824 (111th)
Expanded Health Insurance Options Act of 2009
Introduced
15 October 2009
Last action
—
Status
Referred to the Subcommittee on Health.
Sponsors
—
Subjects
Discovery layer
Source updated
14 August 2025
Summary
Expanded Health Insurance Options Act of 2009 - Authorizes states to enter into arrangements to form interstate compacts under which health insurance issuers would offer coverage meeting the requirements of this Act under a unified regulatory structure governing the issuance, renewal, rating, mandated benefits, and similar items of coverage. Requires each compact to ensure that individuals who are insured in a participating state are able to access an independent external appeals process to review decisions made by health insurance issuers relating to coverage. Makes a participating state in which an insurance issuer is licensed responsible for the enforcement of applicable laws, regulations, agreements, and orders governing health insurance issuers and coverage. Authorizes a participating state in which a covered individual resides to require a health insurance issuer to pay premiums and taxes, submit to an examination of financial condition, and comply with state laws regarding fraud and abuse and unfair claims practices.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 15 October 2009
Introduced in House (PDF)
Introduced in House · EN · 15 October 2009
Introduced in House
summary · EN · 15 October 2009
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/111th-congress/house-bill/3824
- Open data entity: https://api.congress.gov/v3/bill/111/hr/3824