United States · Bill · HR
H.R. 3959 (111th)
Credit Card Rate Freeze Act of 2009
Introduced
28 October 2009
Last action
28 October 2009 · Introduced
Status
Referred to the House Committee on Financial Services.
Sponsors
Rep. Markey, Betsy [D-CO-4], Rep. Meek, Kendrick B. [D-FL-17], Rep. Sutton, Betty [D-OH-13], Rep. Braley, Bruce L. [D-IA-1]
Subjects
Discovery layer
Source updated
14 August 2025
Summary
Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from: (1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumer credit plan; or (2) changing the terms governing repayment of any outstanding balance, except as permitted by the Credit Card Accountability Responsibility and Disclosure Act of 2009. Authorizes the Board of Governors of the Federal Reserve System to prescribe implementing regulations.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
28 October 2009
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
28 October 2009
Introduced
Introduced in House
Source: IntroReferral
28 October 2009
Introduced
Introduced in House
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Introduced in House · 28 October 2009 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 28 October 2009
Introduced in House (PDF)
Introduced in House · EN · 28 October 2009
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Introduced in House
summary · EN · 28 October 2009
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Sponsors
- Rep. Markey, Betsy [D-CO-4] · D · Sponsor
- Rep. Meek, Kendrick B. [D-FL-17] · D · Cosponsor
- Rep. Sutton, Betty [D-OH-13] · D · Cosponsor
- Rep. Braley, Bruce L. [D-IA-1] · D · Cosponsor
- · hsba00 · Standing
Related records
- related to ← Credit Card Rate Freeze Act of 2009
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/111th-congress/house-bill/3959
- Open data entity: https://api.congress.gov/v3/bill/111/hr/3959
- us · 111-hr-3959 · source updated 14 August 2025