United States · Bill · S
S. 1927 (111th)
Credit Card Rate Freeze Act of 2009
Introduced
26 October 2009
Last action
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Status
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 189.
Sponsors
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Subjects
Discovery layer
Source updated
14 August 2025
Summary
Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from: (1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumer credit plan; or (2) changing the terms governing repayment of any outstanding balance, except as permitted by the Credit Card Accountability Responsibility and Disclosure Act of 2009. Authorizes the Board of Governors of the Federal Reserve System to prescribe implementing regulations.
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Versions
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Documents
3 official files
Placed on Calendar Senate (text)
Placed on Calendar Senate · EN · 27 October 2009
Placed on Calendar Senate (PDF)
Placed on Calendar Senate · EN · 27 October 2009
Introduced in Senate
summary · EN · 27 October 2009
Sponsors
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Related records
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/111th-congress/senate-bill/1927
- Open data entity: https://api.congress.gov/v3/bill/111/s/1927