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United States · Bill · HR

H.R. 4234 (102nd)

Credit Availability Act

openUnited States· United States Congress· EN

Introduced

18 February 1992

Last action

31 March 1992 · Committee

Status

Subcommittee Hearings Held.

Sponsors

Rep. LaFalce, John J. [D-NY-29], Rep. McCollum, Bill [R-FL-8], Rep. Campbell, Tom [R-CA-15], Rep. Flake, Floyd H. [D-NY-6], Rep. Barnard, Doug, Jr. [D-GA-10], Rep. Slattery, Jim [D-KS-2], Rep. Lehman, Richard H. [D-CA-19], Rep. Moran, James P. [D-VA-8], Rep. Ridge, Thomas J. [R-PA-21], Rep. Lewis, Thomas F. [R-FL-12], Rep. Johnson, Nancy L. [R-CT-5], Rep. Fish, Hamilton, Jr. [R-NY-19], Rep. Bacchus, Jim [D-FL-11], Rep. Schiff, Steven [R-NM-1], Rep. Jefferson, William J. [D-LA-2], Rep. Riggs, Frank [R-CA-1], Rep. Paxon, Bill [R-NY-27], Rep. Derrick, Butler C. [D-SC-3], Rep. Franks, Gary A. [R-CT-5], Rep. Emerson, Bill [R-MO-8], Rep. McGrath, Raymond J. [R-NY-5], Rep. Johnson, Sam [R-TX-3], Rep. Kaptur, Marcy [D-OH-9]

Subjects

Discovery layer

Source updated

26 August 2025

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Summary

Credit Availability Act - Amends the Home Owners' Loan Act to postpone until after December 31, 1996, the requirement that capital standards for savings associations be no less stringent than those for national banks. Mandates that the leverage limit for a savings association shall maintained, until January 1, 1997, at a core capital that is equal to (currently, not less than) three percent of its total assets. Declares that, until January 1, 1997, certain risk-based capital requirements shall be 90 percent of the risk-based capital requirements applicable to national banks. Outlines the eligibility criteria under which the Director of the Office of Thrift Supervision may grant exemptions from the statutory capital standards for savings associations.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 18 February 1992

    Introduced

    Referred to the House Committee on Banking, Finance + Urban Affrs.

    Source: IntroReferral

  2. 18 February 1992

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 18 February 1992

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 3 March 1992

    Referred

    Referred to the Subcommittee on Financial Institutions Supervision, Regulation and Insurance.

    Source: Committee

  5. 31 March 1992

    Committee

    Subcommittee Hearings Held.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

2 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN

    ViewDownloadOpen at official source

  • Introduced in House

    summary · EN · 18 February 1992

    Open at official source

    Leesvertaling

    Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

    Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

Related records

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Sources

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