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United States · Bill · HR

H.R. 4521 (113th)

Community Institution Mortgage Relief Act of 2014

reportedUnited States· United States Congress· EN

Introduced

30 April 2014

Last action

22 May 2014 · Committee

Status

Ordered to be Reported by the Yeas and Nays: 43 - 16.

Sponsors

Rep. Luetkemeyer, Blaine [R-MO-3], Sen. Cotton, Tom [R-AR], Rep. Ross, Dennis A. [R-FL-15], Rep. Pittenger, Robert [R-NC-9], Rep. Hultgren, Randy [R-IL-14], Rep. Barr, Andy [R-KY-6], Rep. McHenry, Patrick T. [R-NC-10], Rep. Miller, Gary G. [R-CA-42], Rep. Stivers, Steve [R-OH-15], Rep. Bachus, Spencer [R-AL-6], Rep. Neugebauer, Randy [R-TX-19], Rep. Griffin, Tim [R-AR-2], Rep. Womack, Steve [R-AR-3], Rep. Jenkins, Lynn [R-KS-2], Rep. Noem, Kristi L. [R-SD-At Large], Rep. Fincher, Stephen Lee [R-TN-8], Rep. Farenthold, Blake [R-TX-27], Rep. McAllister, Vance M. [R-LA-5], Rep. Lucas, Frank D. [R-OK-3], Sen. Cramer, Kevin [R-ND], Rep. Long, Billy [R-MO-7], Rep. Bridenstine, Jim [R-OK-1], Rep. Cooper, Jim [D-TN-5], Rep. Ellmers, Renee L. [R-NC-2], Sen. Daines, Steve [R-MT], Rep. Black, Diane [R-TN-6], Sen. Lankford, James [R-OK], Rep. Jones, Walter B., Jr. [R-NC-3], Rep. Harper, Gregg [R-MS-3], Rep. Stewart, Chris [R-UT-2], Rep. Meadows, Mark [R-NC-11], Rep. Bishop, Rob [R-UT-1], Rep. Chaffetz, Jason [R-UT-3], Rep. Sessions, Pete [R-TX-17], Rep. Nugent, Richard B. [R-FL-11], Rep. Nunnelee, Alan [R-MS-1], Sen. Cassidy, Bill [R-LA], Rep. Barrow, John [D-GA-12]

Subjects

Housing

Source updated

12 August 2025

Housing

Summary

Community Institution Mortgage Relief Act of 2014 - Amends the Truth in Lending Act (TILA) to require the Board of Governors of the Federal Reserve System to exempt from certain escrow or impound requirements a loan secured by a first lien on a consumer's principal dwelling if the loan is held by a creditor with assets of $10 billion or less. Amends the Real Estate Settlement Procedures Act of 1974 to direct the Consumer Financial Protection Bureau (CFPB) to provide either exemptions or adjustments from the mortgage loan servicing and escrow account administration requirements of the Act for servicers that annually service 20,000 or fewer mortgage loans.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 30 April 2014

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 30 April 2014

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 30 April 2014

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 22 May 2014

    Vote

    Ordered to be Reported by the Yeas and Nays: 43 - 16.

    Source: Committee

  5. 22 May 2014

    Committee

    Committee Consideration and Mark-up Session Held.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 30 April 2014

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 30 April 2014

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 30 April 2014

    Open at official source

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Sponsors

Related records

Sources

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