Sensible Accounting to Value Energy Act of 2014

referredUnited States· United States Congress· EN

Introduced

8 May 2014

Last action

8 May 2014 · Introduced

Status

Referred to the House Committee on Financial Services.

Summary

Sensible Accounting to Value Energy Act of 2014 - Directs the Secretary of Housing and Urban Development (HUD) to develop and issue guidelines for all federal mortgage agencies (including the Federal National Mortgage Association [Fannie Mae], the Federal Home Loan Mortgage Corporation [Freddie Mac], and any affiliates) to implement enhanced loan eligibility requirements, for use when testing the ability of a loan applicant to repay a covered loan, that account for the expected energy cost savings for a loan applicant at a subject property. Directs the Secretary to issue guidelines for how covered agencies shall determine: (1) the maximum permitted loan amount based on the value of the property for all covered loans made on properties with an energy efficiency report, and (2) the estimated energy savings for properties with such a report. Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to require standards for the performance of real estate appraisals in connection with federally related transactions to require at a minimum that state certified and licensed appraisers have timely access, where practicable, to information from the property owner and the lender that may be relevant in developing an opinion of value regarding the energy- and water-saving improvements or features of a property. Applies the requirement of state certified appraisers to transactions involving any real property on which the appraiser makes adjustments using an energy efficiency report. Directs the Secretary to establish an advisory group on the implementation of the enhanced energy efficiency underwriting criteria established in this Act.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

8 May 2014
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
8 May 2014
Introduced
Introduced in House
Source: IntroReferral
8 May 2014
Introduced
Introduced in House
Source: IntroReferral

Votes

No vote records are attached yet.

Versions

Introduced in House · 8 May 2014 · Download file

Documents

3 official files

Introduced in House (text)

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Introduced in House (text)
Introduced in House · EN · 8 May 2014
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Introduced in House (PDF)
Introduced in House · EN · 8 May 2014
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Introduced in House
summary · EN · 8 May 2014
Open at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Vertaal naar
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Related records

related to ← Sensible Accounting to Value Energy Act of 2013
related to ← Energy Savings and Industrial Competitiveness Act of 2014
related to ← Energy Savings and Industrial Competitiveness Act of 2014

Sources

PoliticalRepo is an index and interpretation layer, not the authoritative legal source.

Official source: https://www.congress.gov/bill/113th-congress/house-bill/4615
Open data entity: https://api.congress.gov/v3/bill/113/hr/4615
us · 113-hr-4615 · source updated 5 December 2025