Emergency Housing Protections and Relief Act of 2020

Summary

Emergency Housing Protections and Relief Act of 2020 This bill addresses various housing issues in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency, including housing assistance programs and moratoriums on evictions and foreclosures. The bill authorizes additional housing assistance, including rental assistance, for (1) low-income individuals with families, including those who are homeless or at risk of homelessness; (2) the elderly; (3) individuals with disabilities; and (4) rural renters. In addition, the bill establishes a 12-month moratorium on evictions covering all tenants, whereas the previously enacted moratorium covered only tenants of federally assisted properties. Similarly, the bill establishes a 12-month moratorium on foreclosures that covers all tenants, whereas the previously enacted moratorium covered only federally backed mortgages. The bill also establishes an automatic 60-day forbearance (i.e., suspension of mortgage payments) for a single-family mortgage that becomes delinquent by 60 days during the public health emergency. Under current law, the borrower must request a forbearance. This automatic forbearance also applies to certain reverse mortgages. The bill extends the maximum period of forbearance for multifamily mortgages from 90 days to 12 months. Additionally, the bill establishes a six-month moratorium on the repossession of personal property used as a dwelling. The bill also provides additional bankruptcy protections by (1) increasing the homestead exemption (generally, the equity in a residence that is protected from creditors in a bankruptcy proceeding) from $15,000 to $100,000, and (2) expanding eligibility for Chapter 13 bankruptcy.

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Timeline

1. 24 June 2020

   Reported

   Rules Committee Resolution H. Res. 1017 Reported to House. Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.

   Source: Floor

2. 24 June 2020

   Introduced

   Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

   Source: IntroReferral

3. 24 June 2020

   Introduced

   Introduced in House

   Source: IntroReferral

4. 24 June 2020

   Introduced

   Introduced in House

   Source: IntroReferral

5. 29 June 2020

   Passed

   Motion to reconsider laid on the table Agreed to without objection.

   Source: Floor

6. 29 June 2020

   Vote

   On passage Passed by the Yeas and Nays: 232 - 180 (Roll no. 128). (text: CR H2644-2653)

   Source: Floor

7. 29 June 2020

   Vote

   Passed/agreed to in House: On passage Passed by the Yeas and Nays: 232 - 180 (Roll no. 128).

   Source: Floor

8. 29 June 2020

   Vote

   On motion to recommit with instructions Failed by the Yeas and Nays: 191 - 219 (Roll no. 127).

   Source: Floor

9. 29 June 2020

   Floor

   The previous question on the motion to recommit with instructions was ordered without objection.

   Source: Floor

10. 29 June 2020

    Passed

    Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.

    Source: Floor

11. 29 June 2020

    Floor

    Mr. Huizenga moved to recommit with instructions to the Committee on Financial Services. (text: CR H2661-2662)

    Source: Floor

12. 29 June 2020

    Floor

    The previous question was ordered pursuant to the rule.

    Source: Floor

13. 29 June 2020

    Floor

    Considered under the provisions of rule H. Res. 1017. (consideration: CR H2644-2663)

    Source: Floor

14. 30 June 2020

    Introduced

    Received in the Senate.

    Source: IntroReferral

Votes

Versions

• Received in Senate · 30 June 2020 · Download file
• Engrossed in House · 29 June 2020 · Download file
• Introduced in House · 24 June 2020 · Download file

Documents

8 official files

• Received in Senate (text)

  Received in Senate · EN · 30 June 2020

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• Received in Senate (PDF)

  Received in Senate · EN · 30 June 2020

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• Passed House

  summary · EN · 29 June 2020

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• Introduced in House (text)

  Introduced in House · EN · 24 June 2020

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• Introduced in House

  summary · EN · 24 June 2020

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Sponsors

• Rep. Waters, Maxine [D-CA-43] · D · Sponsor
• Rep. Clay, Wm. Lacy [D-MO-1] · D · Cosponsor
• Rep. Heck, Denny [D-WA-10] · D · Cosponsor
• David Scott · D · Cosponsor
• Rep. Velázquez, Nydia M. [D-NY-7] · D · Cosponsor
• Rep. Green, Al [D-TX-9] · D · Cosponsor
• Rep. Pressley, Ayanna [D-MA-7] · D · Cosponsor
• Rep. García, Jesús G. "Chuy" [D-IL-4] · D · Cosponsor
• Rep. Axne, Cynthia [D-IA-3] · D · Cosponsor
• Michael San Nicolas · D · Cosponsor
• · hsju00 · Standing
• · hsba00 · Standing

Related records

• related to → Providing for consideration of the bill (H.R. 51) to provide for the admission of the State of Washington, D.C. into the Union; providing for consideration of the bill (H.R. 1425) to amend the Patient Protection and Affordable Care Act to provide for a Improve Health Insurance Affordability Fund to provide for certain reinsurance payments to lower premiums in the individual health insurance market; providing for consideration of the bill (H.R. 5332) to amend the Fair Credit Reporting Act to ensure that consumer reporting agencies are providing fair and accurate information reporting in consumer reports, and for other purposes; providing for consideration of the bill (H.R. 7120) to hold law enforcement accountable for misconduct in court, improve transparency through data collection, and reform police training and policies; providing for consideration of the bill (H.R. 7301) to prevent evictions, foreclosures, and unsafe housing conditions resulting from the COVID-19 pandemic, and for other purposes; providing for consideration of the joint resolution (H.J. Res. 90) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to Community Reinvestment Act Regulations; and for other purposes.
• related to → The Heroes Act
• related to → Public Health Emergency Shelter Act of 2020
• related to → Coronavirus Housing Counseling Improvement Act of 2020
• related to → Public Health Emergency Shelter Act of 2020
• related to → COVID-19 Homeowner Assistance Fund Act of 2020
• related to → Emergency Rental Assistance and Rental Market Stabilization Act of 2020
• related to → Public Housing and Section 8 Operational Response Act for COVID-19
• related to ← Emergency Housing Voucher Act of 2020

Showing 9 of 13 related records.