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United States · Bill · HR

H.R. 769 (112th)

Fair Access to Credit Scores Act of 2011

referredUnited States· United States Congress· EN

Introduced

17 February 2011

Last action

4 April 2011 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. Cohen, Steve [D-TN-9], Rep. Richardson, Laura [D-CA-37], Rep. Rangel, Charles B. [D-NY-15], Rep. McDermott, Jim [D-WA-7], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Tsongas, Niki [D-MA-3], Rep. Jackson, Jesse L., Jr. [D-IL-2], Rep. Schakowsky, Janice D. [D-IL-9], Del. Bordallo, Madeleine Z. [D-GU-At Large], Rep. Lowey, Nita M. [D-NY-17], Rep. Kaptur, Marcy [D-OH-9], Rep. Rothman, Steven R. [D-NJ-9], Rep. Johnson, Henry C. "Hank" [D-GA-4], Rep. Tierney, John F. [D-MA-6], Rep. Pascrell, Bill, Jr. [D-NJ-9], Rep. Sires, Albio [D-NJ-13], Rep. Pingree, Chellie [D-ME-1], Rep. Honda, Michael M. [D-CA-15], Rep. Visclosky, Peter J. [D-IN-1], Rep. Cummings, Elijah E. [D-MD-7], Rep. Berman, Howard L. [D-CA-28]

Subjects

Discovery layer

Source updated

14 August 2025

Official sourceDownload fileView documentsShare

Summary

Fair Access to Credit Scores Act of 2011 - Amends the Fair Credit Reporting Act to require consumer reporting agencies to disclose any information in the consumer's file concerning credit scores or other related risk scores or predictors when the consumer requests a free annual disclosure (credit report). Requires all consumer reporting agencies to maintain information in the consumer's file concerning such scores or predictors for at least one year from the date on which such information is placed in the file. Directs the Comptroller General to study bankruptcy risk scores used by consumer reporting agencies, including an analysis of: (1) the factors used to determine such scores; (2) how bankruptcy risk scores impact the ability of consumers to receive loans; and (3) actions that consumers can take to improve such scores.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 17 February 2011

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 17 February 2011

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 17 February 2011

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 4 April 2011

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 17 February 2011

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 17 February 2011

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 17 February 2011

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Sponsors

Related records

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Sources

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