Consumer Overdraft Protection Fair Practices Act

referredUnited States· United States Congress· EN

Introduced

8 February 2007

Last action

12 April 2007 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. Maloney, Carolyn B. [D-NY-12], Rep. Frank, Barney [D-MA-4], Rep. Carson, Julia [D-IN-7], Rep. Lee, Barbara [D-CA-12], Rep. Johnson, Eddie Bernice [D-TX-30], Rep. Capuano, Michael E. [D-MA-8], Rep. Davis, Danny K. [D-IL-7], Rep. Grijalva, Raúl M. [D-AZ-7], Rep. Ellison, Keith [D-MN-5], Rep. Doggett, Lloyd [D-TX-37], Rep. Lofgren, Zoe [D-CA-18], Sen. Hirono, Mazie K. [D-HI], Rep. Serrano, Jose E. [D-NY-15], Rep. Abercrombie, Neil [D-HI-1], Rep. Young, Don [R-AK-At Large], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Lynch, Stephen F. [D-MA-8], Rep. Jackson Lee, Sheila [D-TX-18], Rep. Honda, Michael M. [D-CA-15], Rep. Meeks, Gregory W. [D-NY-5], Rep. Cleaver, Emanuel [D-MO-5], Rep. Tierney, John F. [D-MA-6], Rep. Miller, Brad [D-NC-13], Rep. Ryan, Tim [D-OH-13], Rep. Waters, Maxine [D-CA-43], Rep. Lowey, Nita M. [D-NY-17], Rep. Filner, Bob [D-CA-51], Rep. Cohen, Steve [D-TN-9], Rep. McDermott, Jim [D-WA-7], Rep. Waxman, Henry A. [D-CA-33], Rep. Allen, Thomas H. [D-ME-1], Rep. Hare, Phil [D-IL-17]

Subjects

Discovery layer

Source updated

14 August 2025

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Summary

Consumer Overdraft Protection Fair Practices Act - Amends the Truth in Lending Act to set forth restrictions on: (1) overdraft protection programs or services for consumers; and (2) representations or statements with respect to such a program or service in any advertisement or promotion. Amends the Electronic Fund Transfer Act and the Expedited Funds Availability Act to set forth restrictions on overdraft protection programs or services for consumers.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

8 February 2007
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
8 February 2007
Introduced
Introduced in House
Source: IntroReferral
8 February 2007
Introduced
Introduced in House
Source: IntroReferral
9 February 2007
Introduced
Sponsor introductory remarks on measure. (CR 2/12/2007 E306)
Source: IntroReferral
12 April 2007
Referred
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Source: Committee

Votes

No vote records are attached yet.

Versions

Introduced in House · 8 February 2007 · Download file

Documents

3 official files

Introduced in House (text)

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Introduced in House (text)
Introduced in House · EN · 8 February 2007
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Introduced in House (PDF)
Introduced in House · EN · 8 February 2007
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Introduced in House
summary · EN · 8 February 2007
Open at official source
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Related records

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Sources

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Official source: https://www.congress.gov/bill/110th-congress/house-bill/946
Open data entity: https://api.congress.gov/v3/bill/110/hr/946
us · 110-hr-946 · source updated 14 August 2025