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United States · Bill · HR

H.R. 946 (110th)

Consumer Overdraft Protection Fair Practices Act

referredUnited States· United States Congress· EN

Introduced

8 February 2007

Last action

12 April 2007 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

CAROLYN MALONEY, Rep. Frank, Barney [D-MA-4], Rep. Carson, Julia [D-IN-7], Barbara Lee, EDDIE JOHNSON, MICHAEL CAPUANO, Rep. Davis, Danny K. [D-IL-7], Raúl Grijalva, Keith Ellison, Rep. Doggett, Lloyd [D-TX-37], Zoe Lofgren, Sen. Hirono, Mazie K. [D-HI], JOSE SERRANO, Rep. Abercrombie, Neil [D-HI-1], DON YOUNG, LUIS GUTIERREZ, Rep. Lynch, Stephen F. [D-MA-8], Sheila Jackson Lee, Rep. Honda, Michael M. [D-CA-17], Rep. Meeks, Gregory W. [D-NY-5], Emanuel Cleaver, Rep. Tierney, John F. [D-MA-6], Rep. Miller, Brad [D-NC-13], TIM RYAN, Maxine Waters, NITA LOWEY, Rep. Filner, Bob [D-CA-51], Rep. Cohen, Steve [D-TN-9], Rep. McDermott, Jim [D-WA-7], Rep. Waxman, Henry A. [D-CA-24], Rep. Allen, Thomas H. [D-ME-1], Rep. Hare, Phil [D-IL-17]

Subjects

Discovery layer

Source updated

14 August 2025

Official sourceDownload fileView documentsShare

Summary

Consumer Overdraft Protection Fair Practices Act - Amends the Truth in Lending Act to set forth restrictions on: (1) overdraft protection programs or services for consumers; and (2) representations or statements with respect to such a program or service in any advertisement or promotion. Amends the Electronic Fund Transfer Act and the Expedited Funds Availability Act to set forth restrictions on overdraft protection programs or services for consumers.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 8 February 2007

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 8 February 2007

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 8 February 2007

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 9 February 2007

    Introduced

    Sponsor introductory remarks on measure. (CR 2/12/2007 E306)

    Source: IntroReferral

  5. 12 April 2007

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

View fileDownload file

Sponsors

Related records

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Sources

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