United States · Bill · S
S. 3 (111th)
Homeowner Protection and Wall Street Accountability Act of 2009
Introduced
6 January 2009
Last action
7 January 2009 · Calendars
Status
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 3.
Sponsors
Sen. Reid, Harry [D-NV], Sen. Levin, Carl [D-MI], Sen. Kerry, John F. [D-MA], Sen. Kennedy, Edward M. [D-MA], Sen. Begich, Mark [D-AK], Richard Durbin, Ron Wyden, Rep. Boxer, Barbara [D-CA-6], Sen. Menendez, Robert [D-NJ], Sen. Bingaman, Jeff [D-NM], Sen. Casey, Robert P., Jr. [D-PA], Sen. Lautenberg, Frank R. [D-NJ], Sen. Stabenow, Debbie [D-MI], Sen. McCaskill, Claire [D-MO], Amy Klobuchar, Sen. Clinton, Hillary Rodham [D-NY], Charles Schumer, Sen. Mikulski, Barbara A. [D-MD], Sen. Brown, Sherrod [D-OH]
Subjects
Housing, Taxation
Source updated
14 August 2025
Summary
Homeowner Protection and Wall Street Accountability Act of 2009 - Expresses the sense of Congress that Congress should enact, and the President should sign, legislation to: (1) stabilize the housing market and assist homeowners by imposing a temporary moratorium on foreclosures, removing impediments to the modification of distressed mortgages, creating tax and other incentives to help prevent foreclosures and encourage refinancing into affordable and sustainable mortgage solutions, and pursuing other foreclosure-prevention policies through the Troubled Asset Relief Program (TARP) or other programs; (2) ensure the safety and soundness of the U.S. financial system for investors by reforming the financial-regulatory system, strengthening systemic-risk regulation, enhancing market transparency, and increasing consumer protections in financial regulation to prevent predatory lending practices; (3) ensure credit-card accountability, responsibility, and disclosure; and (4) stabilize credit markets for small-business lenders to enhance their ability to make loans to small firms, and stimulate the small-business loan markets by temporarily streamlining and investing in the loan programs of the Small Business Administration (SBA).
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
6 January 2009
Introduced
Introduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time. (text of measure as introduced: CR S44)
Source: Calendars
6 January 2009
Introduced
Introduced in Senate
Source: IntroReferral
7 January 2009
Calendars
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 3.
Source: Calendars
Votes
No vote records are attached yet.
Versions
- Placed on Calendar Senate · 7 January 2009 · Official file
Documents
3 official files
Placed on Calendar Senate (text)
Placed on Calendar Senate · EN · 7 January 2009
Placed on Calendar Senate (PDF)
Placed on Calendar Senate · EN · 7 January 2009
Introduced in Senate
summary · EN · 7 January 2009
Sponsors
- Sen. Reid, Harry [D-NV] · D · Sponsor
- Sen. Levin, Carl [D-MI] · D · Sponsor
- Sen. Kerry, John F. [D-MA] · D · Sponsor
- Sen. Kennedy, Edward M. [D-MA] · D · Sponsor
- Sen. Begich, Mark [D-AK] · D · Sponsor
- Richard Durbin · D · Sponsor
- Ron Wyden · D · Sponsor
- Rep. Boxer, Barbara [D-CA-6] · D · Sponsor
- Sen. Menendez, Robert [D-NJ] · D · Sponsor
- Sen. Bingaman, Jeff [D-NM] · D · Sponsor
- Sen. Casey, Robert P., Jr. [D-PA] · D · Sponsor
- Sen. Lautenberg, Frank R. [D-NJ] · D · Sponsor
- Sen. Stabenow, Debbie [D-MI] · D · Sponsor
- Sen. McCaskill, Claire [D-MO] · D · Sponsor
- Amy Klobuchar · D · Sponsor
- Sen. Clinton, Hillary Rodham [D-NY] · D · Sponsor
- Charles Schumer · D · Sponsor
- Sen. Mikulski, Barbara A. [D-MD] · D · Sponsor
- Sen. Brown, Sherrod [D-OH] · D · Cosponsor
Related records
No cross-record relationships stored yet.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/111th-congress/senate-bill/3
- Open data entity: https://api.congress.gov/v3/bill/111/s/3
- us · 111-s-3 · source updated 14 August 2025