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United States · Bill · S

S. 3 (111th)

Homeowner Protection and Wall Street Accountability Act of 2009

openUnited States· United States Congress· EN

Introduced

6 January 2009

Last action

7 January 2009 · Calendars

Status

Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 3.

Sponsors

Sen. Reid, Harry [D-NV], Sen. Levin, Carl [D-MI], Sen. Kerry, John F. [D-MA], Sen. Kennedy, Edward M. [D-MA], Sen. Begich, Mark [D-AK], Richard Durbin, Ron Wyden, Rep. Boxer, Barbara [D-CA-6], Sen. Menendez, Robert [D-NJ], Sen. Bingaman, Jeff [D-NM], Sen. Casey, Robert P., Jr. [D-PA], Sen. Lautenberg, Frank R. [D-NJ], Sen. Stabenow, Debbie [D-MI], Sen. McCaskill, Claire [D-MO], Amy Klobuchar, Sen. Clinton, Hillary Rodham [D-NY], Charles Schumer, Sen. Mikulski, Barbara A. [D-MD], Sen. Brown, Sherrod [D-OH]

Subjects

Housing, Taxation

Source updated

14 August 2025

Housing · Taxation

Summary

Homeowner Protection and Wall Street Accountability Act of 2009 - Expresses the sense of Congress that Congress should enact, and the President should sign, legislation to: (1) stabilize the housing market and assist homeowners by imposing a temporary moratorium on foreclosures, removing impediments to the modification of distressed mortgages, creating tax and other incentives to help prevent foreclosures and encourage refinancing into affordable and sustainable mortgage solutions, and pursuing other foreclosure-prevention policies through the Troubled Asset Relief Program (TARP) or other programs; (2) ensure the safety and soundness of the U.S. financial system for investors by reforming the financial-regulatory system, strengthening systemic-risk regulation, enhancing market transparency, and increasing consumer protections in financial regulation to prevent predatory lending practices; (3) ensure credit-card accountability, responsibility, and disclosure; and (4) stabilize credit markets for small-business lenders to enhance their ability to make loans to small firms, and stimulate the small-business loan markets by temporarily streamlining and investing in the loan programs of the Small Business Administration (SBA).

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Timeline

  1. 6 January 2009

    Introduced

    Introduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time. (text of measure as introduced: CR S44)

    Source: Calendars

  2. 6 January 2009

    Introduced

    Introduced in Senate

    Source: IntroReferral

  3. 7 January 2009

    Calendars

    Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 3.

    Source: Calendars

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Sponsors

Related records

No cross-record relationships stored yet.

Sources

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