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United States · Bill · S

S. 3502 (118th)

Homebuyers Privacy Protection Act

openUnited States· United States Congress· EN

Introduced

13 December 2023

Last action

18 December 2024 · Floor

Status

Held at the desk.

Sponsors

Sen. Reed, Jack [D-RI], Sen. Hagerty, Bill [R-TN], Sen. Fischer, Deb [R-NE], Sen. Merkley, Jeff [D-OR], Sen. Ricketts, Pete [R-NE], Sen. Fetterman, John [D-PA], Sen. Blackburn, Marsha [R-TN], Sen. Van Hollen, Chris [D-MD], Sen. Braun, Mike [R-IN], Sen. Smith, Tina [D-MN], Sen. Britt, Katie Boyd [R-AL], Sen. Shaheen, Jeanne [D-NH], Sen. King, Angus S., Jr. [I-ME], Sen. Rounds, Mike [R-SD], Sen. Crapo, Mike [R-ID], Sen. Cramer, Kevin [R-ND], Sen. Whitehouse, Sheldon [D-RI], Sen. Thune, John [R-SD], Sen. Schatz, Brian [D-HI], Sen. Tuberville, Tommy [R-AL], Sen. Scott, Rick [R-FL], Sen. Cassidy, Bill [R-LA], Sen. Warren, Elizabeth [D-MA], Sen. Risch, James E. [R-ID], Sen. Tester, Jon [D-MT], Sen. Warner, Mark R. [D-VA], Sen. Capito, Shelley Moore [R-WV], Sen. Kaine, Tim [D-VA], Sen. Hyde-Smith, Cindy [R-MS], Sen. Cortez Masto, Catherine [D-NV], Sen. Manchin, Joe, III [D-WV], Sen. Blumenthal, Richard [D-CT], Sen. Tillis, Thomas [R-NC], Sen. Baldwin, Tammy [D-WI], Sen. Sinema, Kyrsten [I-AZ], Sen. Klobuchar, Amy [D-MN], Sen. Bennet, Michael F. [D-CO], Sen. Welch, Peter [D-VT], Sen. Rosen, Jacky [D-NV], Sen. Peters, Gary C. [D-MI], Sen. Casey, Robert P., Jr. [D-PA], Sen. Moran, Jerry [R-KS], Sen. Wyden, Ron [D-OR], Sen. Markey, Edward J. [D-MA]

Subjects

Discovery layer

Source updated

27 May 2026

Summary

Homebuyers Privacy Protection Act This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 13 December 2023

    Introduced

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5963-5964)

    Source: IntroReferral

  2. 13 December 2023

    Introduced

    Introduced in Senate

    Source: IntroReferral

  3. 12 March 2024

    Committee

    Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-548.

    Source: Committee

  4. 17 December 2024

    Floor

    Measure laid before Senate by unanimous consent. (consideration: CR S7093)

    Source: Floor

  5. 17 December 2024

    Passed

    Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.

    Source: Floor

  6. 17 December 2024

    Discharge

    Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

    Source: Discharge

  7. 17 December 2024

    Committee

    Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

    Source: Committee

  8. 18 December 2024

    Floor

    Held at the desk.

    Source: Floor

  9. 18 December 2024

    Floor

    Received in the House.

    Source: Floor

  10. 18 December 2024

    Floor

    Message on Senate action sent to the House.

    Source: Floor

Votes

No vote records are attached yet.

Versions

Documents

5 official files

Engrossed in Senate (text)

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  • Engrossed in Senate (text)

    Engrossed in Senate · EN · 17 December 2024

    ViewDownloadOpen at official source

  • Engrossed in Senate (PDF)

    Engrossed in Senate · EN · 17 December 2024

    ViewDownloadOpen at official source

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  • Introduced in Senate (text)

    Introduced in Senate · EN · 13 December 2023

    ViewDownloadOpen at official source

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  • Introduced in Senate (PDF)

    Introduced in Senate · EN · 13 December 2023

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  • Introduced in Senate

    summary · EN · 13 December 2023

    Open at official source

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Sponsors

Related records

Sources

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