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United States · Bill · HR

H.R. 7297 (118th)

Homebuyers Privacy Protection Act

referredUnited States· United States Congress· EN

Introduced

7 February 2024

Last action

Status

Referred to the House Committee on Financial Services.

Sponsors

Subjects

Discovery layer

Source updated

5 December 2025

Summary

Homebuyers Privacy Protection Act This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.

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Documents

3 official files

Introduced in House (text)

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