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United States · Bill · S

S. 538 (103rd)

Long-Term Care Insurance Consumer Protection Act of 1993

openUnited States· United States Congress· EN

Introduced

9 March 1993

Last action

10 March 1993 · Introduced

Status

Sponsor introductory remarks on measure. (CR S2687-2688)

Sponsors

Sen. Pryor, David H. [D-AR], Sen. Daschle, Thomas A. [D-SD], Sen. Baucus, Max [D-MT]

Subjects

Healthcare, Budget

Source updated

26 August 2025

Healthcare · Budget

Official sourceDownload fileView documentsShare

Summary

Long-Term Care Insurance Consumer Protection Act of 1993 - Amends title XIX (Medicaid) of the Social Security Act to afford Federal consumer protection to purchasers of long-term care insurance policies by requiring that before such policies may be issued or sold they must have been either certified by the Secretary of Health and Human Services as meeting the minimum Federal standards and requirements established by this Act or approved under a State regulatory program. Requires the Secretary to promulgate such standards incorporating the requirements of this Act, unless the National Association of Insurance Commissioners (NAIC) does so first. Outlines requirements for State regulatory programs. Provides for regulation of the marketing of long-term care insurance policies by establishing prohibitions on certain sales practices, such as high pressure tactics, and on sales to Medicaid beneficiaries and sales of duplicate service benefit policies. Outlines general requirements for long-term care insurance policies. Imposes requirements on issuers of long-term care insurance policies with respect to: (1) policy mailing after approval; (2) information for policyholders and the Secretary and appropriate State officials on denied claims; and (3) medical assessments for elderly applicants with policies whose issue is not guaranteed. Sets forth civil penalties for violations involving unapproved or uncertified policies and prohibited sales practices. Requires reports by the Secretary to the Congress on functional ability assessment tools and solvency protections for issuers. Requires a study by the Secretary to develop a standard measure of value for long-term care insurance policies. Amends the Omnibus Budget Reconciliation Act of 1990 to increase funding for long-term care insurance information, counseling, and assistance.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 9 March 1993

    Introduced

    Read twice and referred to the Committee on Finance.

    Source: IntroReferral

  2. 9 March 1993

    Introduced

    Sponsor introductory remarks on measure. (CR S2554-2556)

    Source: IntroReferral

  3. 9 March 1993

    Introduced

    Introduced in Senate

    Source: IntroReferral

  4. 10 March 1993

    Introduced

    Sponsor introductory remarks on measure. (CR S2687-2688)

    Source: IntroReferral

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in Senate (text)

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Leesvertaling

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  • Introduced in Senate (text)

    Introduced in Senate · EN · 9 March 1993

    ViewDownloadOpen at official source

  • Introduced in Senate (PDF)

    Introduced in Senate · EN · 9 March 1993

    ViewDownloadOpen at official source

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  • Introduced in Senate

    summary · EN · 9 March 1993

    Open at official source

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Sponsors

Related records

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Sources

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