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United States · Law · HR

H.R. 5297 (111th)

Small Business Jobs Act of 2010

enactedUnited States· United States Congress· EN

Introduced

13 May 2010

Last action

Status

Became Public Law No: 111-240.

Sponsors

Subjects

Discovery layer

Source updated

7 April 2025

Summary

Small Business Lending Fund Act of 2010 - Establishes in the Treasury the Small Business Lending Fund, administered by the Secretary of the Treasury. Authorizes the Secretary to establish: (1) the Small Business Lending Fund Program; and (2) a program to allocate federal funds to participating states to expand credit availability to small businesses. Makes the Fund available to the Secretary to purchase up to $30 billion in preferred stock and other financial instruments (capital investments) from eligible depository institutions, bank holding companies, or savings and loan holding companies (eligible institutions) having total assets of $1 billion or less or of between $1 billion and $10 billion. Prohibits the Secretary from denying an application by an eligible institution for a capital investment under the Program solely on the basis of its composite rating under the Uniform Financial Institutions Rating System (or an equivalent). Sets forth financial incentives for small business lending by such eligible institutions. Grants the Secretary additional authorities to implement this Act, taking into consideration: (1) increasing the availability of credit for small businesses; and (2) providing funding to eligible institutions that serve small businesses in low- and moderate-income, minority, and other underserved communities. Terminates the authority to make capital investments in eligible institutions one year after the date of enactment of this Act. States that: (1) the Program is established as separate and distinct from the Troubled Asset Relief Program (TARP) under the Emergency Economic Stabilization Act of 2008 (EESA); and (2) an institution shall not be considered a TARP recipient by virtue of a capital investment under this Act.

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Documents

18 official files

Enrolled Bill (text)

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