United States · Law · S
S. 318 (105th)
Homeowners Protection Act of 1998
Introduced
12 February 1997
Last action
29 July 1998 · President
Status
Became Public Law No: 105-216.
Sponsors
Sen. D'Amato, Alfonse [R-NY], Sen. Bryan, Richard H. [D-NV], Sen. Dodd, Christopher J. [D-CT], Sen. Domenici, Pete V. [R-NM], Sen. Kempthorne, Dirk [R-ID], Sen. Bingaman, Jeff [D-NM], Sen. Durbin, Richard J. [D-IL], Sen. Chafee, John H. [R-RI], Sen. Gregg, Judd [R-NH]
Subjects
Discovery layer
Source updated
7 April 2025
Summary
Homeowners Protection Act of 1997 - Amends the Truth in Lending Act to set forth a residential mortgage insurance ratio standard under which a consumer may elect not to carry private mortgage insurance. Mandates that a creditor provide free, specified written disclosures about insurance cancellation procedures for the subject property if a consumer is required to obtain private mortgage insurance as a condition for entering into a residential mortgage transaction.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
12 February 1997
Introduced
Read twice and referred to the Committee on Banking.
Source: IntroReferral
12 February 1997
Introduced
Sponsor introductory remarks on measure. (CR S1315-1316)
Source: IntroReferral
12 February 1997
Introduced
Introduced in Senate
Source: IntroReferral
25 February 1997
Committee
Committee on Banking. Hearings held. Hearings printed: S.Hrg. 105-215.
Source: Committee
23 October 1997
Reported
Committee on Banking. Ordered to be reported with an amendment in the nature of a substitute favorably.
Source: Committee
31 October 1997
Calendars
Placed on Senate Legislative Calendar under General Orders. Calendar No. 243.
Source: Calendars
31 October 1997
Reported
Committee on Banking. Reported to Senate by Senator D'Amato with an amendment in the nature of a substitute and an amendment to the title. With written report No. 105-129.
Source: Committee
31 October 1997
Reported
Committee on Banking. Reported to Senate by Senator D'Amato with an amendment in the nature of a substitute and an amendment to the title. With written report No. 105-129.
Source: Committee
9 November 1997
Floor
Measure laid before Senate by unanimous consent. (consideration: CR S12410-12414)
Source: Floor
9 November 1997
Passed
Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.
Source: Floor
12 November 1997
Floor
Held at the desk.
Source: Floor
12 November 1997
Floor
Message on Senate action sent to the House.
Source: Floor
12 November 1997
Floor
Received in the House.
Source: Floor
14 July 1998
Floor
Mr. Leach moved to suspend the rules and pass the bill, as amended.
Source: Floor
14 July 1998
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
14 July 1998
Passed
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Source: Floor
14 July 1998
Passed
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Source: Floor
14 July 1998
Floor
DEBATE - The House proceeded with forty minutes of debate.
Source: Floor
14 July 1998
Floor
Considered under suspension of the rules. (consideration: CR H5428-5437)
Source: Floor
15 July 1998
Floor
Message on House action received in Senate and at desk: House amendments to Senate bill.
Source: Floor
15 July 1998
ResolvingDifferences
Senate concurred in the House amendments with an amendment(SP 3171) by Unanimous Consent.
Source: ResolvingDifferences
15 July 1998
NotUsed
Resolving differences -- Senate actions: Senate concurred in the House amendments with an amendment(SP 3171) by Unanimous Consent.
Source: NotUsed
16 July 1998
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: ResolvingDifferences
16 July 1998
Passed
On motion that the House agree to the Senate amendments to the House amendments Agreed to without objection. (consideration: CR H5727)
Source: ResolvingDifferences
16 July 1998
Passed
Resolving differences -- House actions: On motion that the House agree to the Senate amendments to the House amendments Agreed to without objection.(consideration: CR H5727)
Source: NotUsed
16 July 1998
ResolvingDifferences
Mr. Leach asked unanimous consent that the House agree to the Senate amendments to the House amendments.
Source: ResolvingDifferences
16 July 1998
Floor
Message on Senate action sent to the House.
Source: Floor
21 July 1998
Floor
Presented to President.
Source: Floor
21 July 1998
President
Presented to President.
Source: President
29 July 1998
Became law
Became Public Law No: 105-216.
Source: President
29 July 1998
Became law
Signed by President.
Source: BecameLaw
29 July 1998
President
Signed by President.
Source: President
Votes
No vote records are attached yet.
Versions
- Enrolled Bill · — · Download file
- Public Law · 29 July 1998 · Download file
- Engrossed Amendment Senate · 15 July 1998 · Download file
- Engrossed Amendment House · 14 July 1998 · Download file
- Engrossed in Senate · 9 November 1997 · Download file
- Reported to Senate · 31 October 1997 · Download file
- Introduced in Senate · 12 February 1997 · Download file
Documents
18 official files
Enrolled Bill (text)
This file cannot be previewed here. Use View or Download.
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Enrolled Bill (text)
Enrolled Bill · EN
Enrolled Bill (PDF)
Enrolled Bill · EN
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Public Law (text)
Public Law · EN · 29 July 1998
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Public Law (PDF)
Public Law · EN · 29 July 1998
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed Amendment Senate (text)
Engrossed Amendment Senate · EN · 15 July 1998
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed Amendment Senate (PDF)
Engrossed Amendment Senate · EN · 15 July 1998
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Senate agreed to House amendment with amendment
summary · EN · 15 July 1998
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed Amendment House (text)
Engrossed Amendment House · EN · 14 July 1998
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed Amendment House (PDF)
Engrossed Amendment House · EN · 14 July 1998
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Passed House amended
summary · EN · 14 July 1998
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed in Senate (text)
Engrossed in Senate · EN · 9 November 1997
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed in Senate (PDF)
Engrossed in Senate · EN · 9 November 1997
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Passed Senate amended
summary · EN · 9 November 1997
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Reported to Senate (text)
Reported to Senate · EN · 31 October 1997
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Reported to Senate (PDF)
Reported to Senate · EN · 31 October 1997
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in Senate (text)
Introduced in Senate · EN · 12 February 1997
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in Senate (PDF)
Introduced in Senate · EN · 12 February 1997
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in Senate
summary · EN · 12 February 1997
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Sen. D'Amato, Alfonse [R-NY] · R · Sponsor
- Sen. Bryan, Richard H. [D-NV] · D · Cosponsor
- Sen. Dodd, Christopher J. [D-CT] · D · Cosponsor
- Sen. Domenici, Pete V. [R-NM] · R · Cosponsor
- Sen. Kempthorne, Dirk [R-ID] · R · Cosponsor
- Sen. Bingaman, Jeff [D-NM] · D · Cosponsor
- Sen. Durbin, Richard J. [D-IL] · D · Cosponsor
- Sen. Chafee, John H. [R-RI] · R · Cosponsor
- Sen. Gregg, Judd [R-NH] · R · Cosponsor
- · ssbk00 · Standing
Related records
- related to → Estate and Gift Tax Rate Reduction Act of 1998
- related to → An Act to amend the National Housing Act to prevent the funding of unnecessary or excessive costs for obtaining a home equity conversion mortgage, to require automatic cancellation and notice of cancellation rights with respect to private mortgage insurance required as a condition for entering into a residential mortagage transaction, to abolish the Thrift Depositor Protection Oversight Board, and for other purposes.
- amends ← In the nature of a substitute.
- amends ← SAMDT 3171
Related across the Repo ecosystem
Direct relationships are identifier-backed. Topic context means shared TopicMembership — not a citation and not causation.
Direct relationships
- Legal framework · Homeowners Protection Act of 1998 · S. 318 (105th) · US
- Identifier matchPROJECTS_FROM
Same us record 105-s-318 projected from PoliticalRepo US row.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/105th-congress/senate-bill/318
- Open data entity: https://api.congress.gov/v3/bill/105/s/318
- us · 105-s-318 · source updated 7 April 2025