United States · Law · S
S. 318 (105th)
Homeowners Protection Act of 1998
Introduced
12 February 1997
Last action
—
Status
Became Public Law No: 105-216.
Sponsors
—
Subjects
Discovery layer
Source updated
7 April 2025
Summary
Homeowners Protection Act of 1997 - Amends the Truth in Lending Act to set forth a residential mortgage insurance ratio standard under which a consumer may elect not to carry private mortgage insurance. Mandates that a creditor provide free, specified written disclosures about insurance cancellation procedures for the subject property if a consumer is required to obtain private mortgage insurance as a condition for entering into a residential mortgage transaction.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
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Votes
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Versions
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Documents
18 official files
Enrolled Bill (text)
Enrolled Bill (text)
Enrolled Bill · EN
Enrolled Bill (PDF)
Enrolled Bill · EN
Public Law (text)
Public Law · EN · 29 July 1998
Public Law (PDF)
Public Law · EN · 29 July 1998
Engrossed Amendment Senate (text)
Engrossed Amendment Senate · EN · 15 July 1998
Engrossed Amendment Senate (PDF)
Engrossed Amendment Senate · EN · 15 July 1998
Senate agreed to House amendment with amendment
summary · EN · 15 July 1998
Engrossed Amendment House (text)
Engrossed Amendment House · EN · 14 July 1998
Engrossed Amendment House (PDF)
Engrossed Amendment House · EN · 14 July 1998
Passed House amended
summary · EN · 14 July 1998
Engrossed in Senate (text)
Engrossed in Senate · EN · 9 November 1997
Engrossed in Senate (PDF)
Engrossed in Senate · EN · 9 November 1997
Passed Senate amended
summary · EN · 9 November 1997
Reported to Senate (text)
Reported to Senate · EN · 31 October 1997
Reported to Senate (PDF)
Reported to Senate · EN · 31 October 1997
Introduced in Senate (text)
Introduced in Senate · EN · 12 February 1997
Introduced in Senate (PDF)
Introduced in Senate · EN · 12 February 1997
Introduced in Senate
summary · EN · 12 February 1997
Sponsors
No sponsors or actors listed by the source.
Related records
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/105th-congress/senate-bill/318
- Open data entity: https://api.congress.gov/v3/bill/105/s/318