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United States · Law · S

S. 895 (104th)

Small Business Lending Enhancement Act of 1995

enactedUnited States· United States Congress· EN

Introduced

8 June 1995

Last action

12 October 1995 · President

Status

Became Public Law No: 104-36.

Sponsors

Sen. Bond, Christopher S. [R-MO], Sen. Bumpers, Dale [D-AR], Sen. Wellstone, Paul D. [D-MN], Sen. Burns, Conrad R. [R-MT], Sen. Snowe, Olympia J. [R-ME], Sen. Warner, John [R-VA]

Subjects

Discovery layer

Source updated

2 July 2025

Summary

Small Business Lending Enhancement Act of 1995 - Amends the Small Business Act to reduce the level of participation by the Small Business Administration (SBA) in loans guaranteed under the Act on a deferred basis to: (1) 75 percent of the outstanding balance, if the balance exceeds $100,000; and (2) 80 percent of such balance, for balances less than or equal to $100,000. Allows such percentages to be reduced upon request of the participating lender. Prohibits the SBA from using the percentage requested as a criterion for establishing priorities in approving guarantee requests. Limits the maximum interest rate under the Preferred Lenders Program to that charged for other loan guarantees under the Act. Increases the loan guarantee fees authorized to be charged by the SBA on all guaranteed loans payable over a period in excess of one year. Repeals provisions allowing participating lenders providing loans of less than $75,000 to retain a portion of the loan guarantee fee charged by the SBA. Directs the SBA to assess and collect an annual fee, to be payable by the participating lender, in an aggregate amount of no more than 0.4 percent of the outstanding balance of the deferred participation share of the loan.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 8 June 1995

    Introduced

    Read twice and referred to the Committee on Small Business.

    Source: IntroReferral

  2. 8 June 1995

    Introduced

    Sponsor introductory remarks on measure. (CR S8036-8037)

    Source: IntroReferral

  3. 8 June 1995

    Introduced

    Introduced in Senate

    Source: IntroReferral

  4. 13 July 1995

    Reported

    Committee on Small Business. Ordered to be reported with an amendment in the nature of a substitute favorably.

    Source: Committee

  5. 5 August 1995

    Calendars

    Placed on Senate Legislative Calendar under General Orders. Calendar No. 166.

    Source: Calendars

  6. 5 August 1995

    Reported

    Committee on Small Business. Reported to Senate by Senator Bond with an amendment in the nature of a substitute. With written report No. 104-129. Additional views filed.

    Source: Committee

  7. 5 August 1995

    Reported

    Committee on Small Business. Reported to Senate by Senator Bond with an amendment in the nature of a substitute. With written report No. 104-129. Additional views filed.

    Source: Committee

  8. 11 August 1995

    Passed

    Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.

    Source: Floor

  9. 11 August 1995

    Floor

    Measure laid before Senate. (consideration: CR S12514-12517)

    Source: Floor

  10. 6 September 1995

    Floor

    Held at the desk.

    Source: Floor

  11. 6 September 1995

    Floor

    Message on Senate action sent to the House.

    Source: Floor

  12. 6 September 1995

    Floor

    Received in the House.

    Source: Floor

  13. 12 September 1995

    ResolvingDifferences

    Mrs. Meyers asked unanimous consent that the House insist upon its amendments, and request a conference.

    Source: ResolvingDifferences

  14. 12 September 1995

    Passed

    Motion to reconsider laid on the table Agreed to without objection.

    Source: Floor

  15. 12 September 1995

    Passed

    The title of the measure was amended to that of similar measure H.R. 2150. Agreed to without objection.

    Source: Floor

  16. 12 September 1995

    Floor

    A similar measure H.R. 2150 was laid on the table without objection.

    Source: Floor

  17. 12 September 1995

    Passed

    On passage Passed without objection.

    Source: Floor

  18. 12 September 1995

    Passed

    Passed/agreed to in House: On passage Passed without objection.

    Source: Floor

  19. 12 September 1995

    Passed

    Motion to reconsider laid on the table Agreed to without objection.

    Source: ResolvingDifferences

  20. 12 September 1995

    ResolvingDifferences

    The Speaker appointed conferees: Meyers, Torkildsen, Longley, LaFalce, and Poshard.

    Source: ResolvingDifferences

  21. 12 September 1995

    Passed

    On motion that the House insist upon its amendments, and request a conference Agreed to without objection. (consideration: CR H8777)

    Source: ResolvingDifferences

  22. 12 September 1995

    Passed

    The House struck all after the enacting clause and inserted in lieu thereof the provisions of a similar measure H.R. 2150. Agreed to without objection.

    Source: Floor

  23. 12 September 1995

    Floor

    Considered by unanimous consent. (consideration: CR H8776-8777)

    Source: Floor

  24. 12 September 1995

    Floor

    Mrs. Meyers asked unanimous consent to take from the Speaker's table and consider.

    Source: Floor

  25. 13 September 1995

    Floor

    Message on House action received in Senate and at the desk: House amendments to Senate bill and House requests a conference.

    Source: Floor

  26. 26 September 1995

    Passed

    Senate agreed to request for conference. Appointed conferees. Bond; Burns; Coverdell; Bumpers; Nunn. (consideration: CR S14333)

    Source: ResolvingDifferences

  27. 26 September 1995

    Passed

    Senate disagreed to the House amendments by Voice Vote.

    Source: Floor

  28. 26 September 1995

    Passed

    Resolving differences -- Senate actions: Senate disagreed to the House amendments by Voice Vote.

    Source: NotUsed

  29. 27 September 1995

    Passed

    Conferees agreed to file conference report.

    Source: ResolvingDifferences

  30. 27 September 1995

    Passed

    Conference committee actions: Conferees agreed to file conference report.

    Source: ResolvingDifferences

  31. 28 September 1995

    Floor

    Message on Senate action sent to the House.

    Source: Floor

  32. 28 September 1995

    ResolvingDifferences

    Conference report H. Rept. 104-269 filed. (text of conference report: CR H9638-9639)

    Source: ResolvingDifferences

  33. 28 September 1995

    ResolvingDifferences

    Conference report filed: Conference report H. Rept. 104-269 filed.(text of conference report: CR H9638-9639)

    Source: ResolvingDifferences

  34. 28 September 1995

    ResolvingDifferences

    Conference papers: Senate report and managers' statement and official papers held at the desk in Senate.

    Source: ResolvingDifferences

  35. 28 September 1995

    Passed

    Conference report agreed to in Senate: Senate agreed to conference report by Voice Vote.(consideration: CR S14568)

    Source: ResolvingDifferences

  36. 29 September 1995

    Passed

    On agreeing to the conference report Agreed to without objection. (consideration: CR H9711-9712)

    Source: ResolvingDifferences

  37. 29 September 1995

    Passed

    Motions to reconsider laid on the table Agreed to without objection.

    Source: ResolvingDifferences

  38. 29 September 1995

    Passed

    Conference report agreed to in House: On agreeing to the conference report Agreed to without objection.(consideration: CR H9711-9712)

    Source: ResolvingDifferences

  39. 29 September 1995

    ResolvingDifferences

    Mrs. Meyers asked unanimous consent for consideration of the conference report, H. Rept. 104-269.

    Source: ResolvingDifferences

  40. 29 September 1995

    Passed

    UNANIMOUS CONSENT AGREEMENT - Mrs. Meyers asked unanimous consent that it be in order immediately to consider the conference report to accompany S. 895, that the conference report be considered as read, and that debate thereon be limited to ten minutes. Agreed to without objection.

    Source: Floor

  41. 29 September 1995

    Floor

    Message on Senate action sent to the House.

    Source: Floor

  42. 3 October 1995

    Floor

    Presented to President.

    Source: Floor

  43. 3 October 1995

    President

    Presented to President.

    Source: President

  44. 12 October 1995

    Became law

    Became Public Law No: 104-36.

    Source: President

  45. 12 October 1995

    Became law

    Signed by President.

    Source: BecameLaw

  46. 12 October 1995

    President

    Signed by President.

    Source: President

Votes

No vote records are attached yet.

Versions

Documents

15 official files

Enrolled Bill (text)

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  • Enrolled Bill (text)

    Enrolled Bill · EN

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  • Enrolled Bill (PDF)

    Enrolled Bill · EN

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  • Public Law (text)

    Public Law · EN · 13 October 1995

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  • Public Law (PDF)

    Public Law · EN · 13 October 1995

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  • Conference report filed in House

    summary · EN · 28 September 1995

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  • Engrossed Amendment House (text)

    Engrossed Amendment House · EN · 12 September 1995

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  • Engrossed Amendment House (PDF)

    Engrossed Amendment House · EN · 12 September 1995

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  • Engrossed in Senate (text)

    Engrossed in Senate · EN · 11 August 1995

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  • Engrossed in Senate (PDF)

    Engrossed in Senate · EN · 11 August 1995

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  • Passed Senate amended

    summary · EN · 11 August 1995

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  • Reported to Senate (text)

    Reported to Senate · EN · 5 August 1995

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  • Reported to Senate (PDF)

    Reported to Senate · EN · 5 August 1995

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  • Introduced in Senate (text)

    Introduced in Senate · EN · 8 June 1995

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  • Introduced in Senate (PDF)

    Introduced in Senate · EN · 8 June 1995

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  • Introduced in Senate

    summary · EN · 8 June 1995

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