United States · Law · S
S. 895 (104th)
Small Business Lending Enhancement Act of 1995
Introduced
8 June 1995
Last action
12 October 1995 · President
Status
Became Public Law No: 104-36.
Sponsors
Sen. Bond, Christopher S. [R-MO], Sen. Bumpers, Dale [D-AR], Sen. Wellstone, Paul D. [D-MN], Sen. Burns, Conrad R. [R-MT], Sen. Snowe, Olympia J. [R-ME], Sen. Warner, John [R-VA]
Subjects
Discovery layer
Source updated
2 July 2025
Summary
Small Business Lending Enhancement Act of 1995 - Amends the Small Business Act to reduce the level of participation by the Small Business Administration (SBA) in loans guaranteed under the Act on a deferred basis to: (1) 75 percent of the outstanding balance, if the balance exceeds $100,000; and (2) 80 percent of such balance, for balances less than or equal to $100,000. Allows such percentages to be reduced upon request of the participating lender. Prohibits the SBA from using the percentage requested as a criterion for establishing priorities in approving guarantee requests. Limits the maximum interest rate under the Preferred Lenders Program to that charged for other loan guarantees under the Act. Increases the loan guarantee fees authorized to be charged by the SBA on all guaranteed loans payable over a period in excess of one year. Repeals provisions allowing participating lenders providing loans of less than $75,000 to retain a portion of the loan guarantee fee charged by the SBA. Directs the SBA to assess and collect an annual fee, to be payable by the participating lender, in an aggregate amount of no more than 0.4 percent of the outstanding balance of the deferred participation share of the loan.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
8 June 1995
Introduced
Read twice and referred to the Committee on Small Business.
Source: IntroReferral
8 June 1995
Introduced
Sponsor introductory remarks on measure. (CR S8036-8037)
Source: IntroReferral
8 June 1995
Introduced
Introduced in Senate
Source: IntroReferral
13 July 1995
Reported
Committee on Small Business. Ordered to be reported with an amendment in the nature of a substitute favorably.
Source: Committee
5 August 1995
Calendars
Placed on Senate Legislative Calendar under General Orders. Calendar No. 166.
Source: Calendars
5 August 1995
Reported
Committee on Small Business. Reported to Senate by Senator Bond with an amendment in the nature of a substitute. With written report No. 104-129. Additional views filed.
Source: Committee
5 August 1995
Reported
Committee on Small Business. Reported to Senate by Senator Bond with an amendment in the nature of a substitute. With written report No. 104-129. Additional views filed.
Source: Committee
11 August 1995
Passed
Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.
Source: Floor
11 August 1995
Floor
Measure laid before Senate. (consideration: CR S12514-12517)
Source: Floor
6 September 1995
Floor
Held at the desk.
Source: Floor
6 September 1995
Floor
Message on Senate action sent to the House.
Source: Floor
6 September 1995
Floor
Received in the House.
Source: Floor
12 September 1995
ResolvingDifferences
Mrs. Meyers asked unanimous consent that the House insist upon its amendments, and request a conference.
Source: ResolvingDifferences
12 September 1995
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
12 September 1995
Passed
The title of the measure was amended to that of similar measure H.R. 2150. Agreed to without objection.
Source: Floor
12 September 1995
Floor
A similar measure H.R. 2150 was laid on the table without objection.
Source: Floor
12 September 1995
Passed
On passage Passed without objection.
Source: Floor
12 September 1995
Passed
Passed/agreed to in House: On passage Passed without objection.
Source: Floor
12 September 1995
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: ResolvingDifferences
12 September 1995
ResolvingDifferences
The Speaker appointed conferees: Meyers, Torkildsen, Longley, LaFalce, and Poshard.
Source: ResolvingDifferences
12 September 1995
Passed
On motion that the House insist upon its amendments, and request a conference Agreed to without objection. (consideration: CR H8777)
Source: ResolvingDifferences
12 September 1995
Passed
The House struck all after the enacting clause and inserted in lieu thereof the provisions of a similar measure H.R. 2150. Agreed to without objection.
Source: Floor
12 September 1995
Floor
Considered by unanimous consent. (consideration: CR H8776-8777)
Source: Floor
12 September 1995
Floor
Mrs. Meyers asked unanimous consent to take from the Speaker's table and consider.
Source: Floor
13 September 1995
Floor
Message on House action received in Senate and at the desk: House amendments to Senate bill and House requests a conference.
Source: Floor
26 September 1995
Passed
Senate agreed to request for conference. Appointed conferees. Bond; Burns; Coverdell; Bumpers; Nunn. (consideration: CR S14333)
Source: ResolvingDifferences
26 September 1995
Passed
Senate disagreed to the House amendments by Voice Vote.
Source: Floor
26 September 1995
Passed
Resolving differences -- Senate actions: Senate disagreed to the House amendments by Voice Vote.
Source: NotUsed
27 September 1995
Passed
Conferees agreed to file conference report.
Source: ResolvingDifferences
27 September 1995
Passed
Conference committee actions: Conferees agreed to file conference report.
Source: ResolvingDifferences
28 September 1995
Floor
Message on Senate action sent to the House.
Source: Floor
28 September 1995
ResolvingDifferences
Conference report H. Rept. 104-269 filed. (text of conference report: CR H9638-9639)
Source: ResolvingDifferences
28 September 1995
ResolvingDifferences
Conference report filed: Conference report H. Rept. 104-269 filed.(text of conference report: CR H9638-9639)
Source: ResolvingDifferences
28 September 1995
ResolvingDifferences
Conference papers: Senate report and managers' statement and official papers held at the desk in Senate.
Source: ResolvingDifferences
28 September 1995
Passed
Conference report agreed to in Senate: Senate agreed to conference report by Voice Vote.(consideration: CR S14568)
Source: ResolvingDifferences
29 September 1995
Passed
On agreeing to the conference report Agreed to without objection. (consideration: CR H9711-9712)
Source: ResolvingDifferences
29 September 1995
Passed
Motions to reconsider laid on the table Agreed to without objection.
Source: ResolvingDifferences
29 September 1995
Passed
Conference report agreed to in House: On agreeing to the conference report Agreed to without objection.(consideration: CR H9711-9712)
Source: ResolvingDifferences
29 September 1995
ResolvingDifferences
Mrs. Meyers asked unanimous consent for consideration of the conference report, H. Rept. 104-269.
Source: ResolvingDifferences
29 September 1995
Passed
UNANIMOUS CONSENT AGREEMENT - Mrs. Meyers asked unanimous consent that it be in order immediately to consider the conference report to accompany S. 895, that the conference report be considered as read, and that debate thereon be limited to ten minutes. Agreed to without objection.
Source: Floor
29 September 1995
Floor
Message on Senate action sent to the House.
Source: Floor
3 October 1995
Floor
Presented to President.
Source: Floor
3 October 1995
President
Presented to President.
Source: President
12 October 1995
Became law
Became Public Law No: 104-36.
Source: President
12 October 1995
Became law
Signed by President.
Source: BecameLaw
12 October 1995
President
Signed by President.
Source: President
Votes
No vote records are attached yet.
Versions
- Enrolled Bill · — · Download file
- Public Law · 13 October 1995 · Download file
- Engrossed Amendment House · 12 September 1995 · Download file
- Engrossed in Senate · 11 August 1995 · Download file
- Reported to Senate · 5 August 1995 · Download file
- Introduced in Senate · 8 June 1995 · Download file
Documents
15 official files
Enrolled Bill (text)
This file cannot be previewed here. Use View or Download.
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Enrolled Bill (text)
Enrolled Bill · EN
Enrolled Bill (PDF)
Enrolled Bill · EN
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Public Law (text)
Public Law · EN · 13 October 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Public Law (PDF)
Public Law · EN · 13 October 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Conference report filed in House
summary · EN · 28 September 1995
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed Amendment House (text)
Engrossed Amendment House · EN · 12 September 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed Amendment House (PDF)
Engrossed Amendment House · EN · 12 September 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed in Senate (text)
Engrossed in Senate · EN · 11 August 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Engrossed in Senate (PDF)
Engrossed in Senate · EN · 11 August 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Passed Senate amended
summary · EN · 11 August 1995
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Reported to Senate (text)
Reported to Senate · EN · 5 August 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Reported to Senate (PDF)
Reported to Senate · EN · 5 August 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in Senate (text)
Introduced in Senate · EN · 8 June 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in Senate (PDF)
Introduced in Senate · EN · 8 June 1995
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in Senate
summary · EN · 8 June 1995
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Sen. Bond, Christopher S. [R-MO] · R · Sponsor
- Sen. Bumpers, Dale [D-AR] · D · Cosponsor
- Sen. Wellstone, Paul D. [D-MN] · D · Cosponsor
- Sen. Burns, Conrad R. [R-MT] · R · Cosponsor
- Sen. Snowe, Olympia J. [R-ME] · R · Cosponsor
- Sen. Warner, John [R-VA] · R · Cosponsor
- · sssb00 · Standing
Related records
Related across the Repo ecosystem
Direct relationships are identifier-backed. Topic context means shared TopicMembership — not a citation and not causation.
Direct relationships
- Legal framework · Small Business Lending Enhancement Act of 1995 · S. 895 (104th) · US
- Identifier matchPROJECTS_FROM
Same us record 104-s-895 projected from PoliticalRepo US row.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/104th-congress/senate-bill/895
- Open data entity: https://api.congress.gov/v3/bill/104/s/895
- us · 104-s-895 · source updated 2 July 2025