Preservation of national deposit insurance - No transfer and liability union in Europe

Summary

Position of the federal government in the EU reform debate on the planned mutualization of deposit insurance (EDIS) within the framework of the European banking union and the establishment of the European Stability Mechanism (ESM) as a reinsurance (backstop) for bank restructuring: preservation of national deposit insurance without risk transfer to the European level, no use of taxpayers' money for bank rescues, termination of mutual Bank liabilities, avoidance of systemic relevance and contagion effects, reduction of mutual loans in the interbank sector, creation of alternative concepts, termination of the ECB's supervisory function over major European banks, Germany's own market economy and competition-oriented concept instead of mutualization of liability and transfers

Machine translation from German. The official text remains authoritative.

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• 19/8347

  Drucksache · DE · 13 March 2019

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• 19/2573

  Drucksache · DE · 6 June 2018

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