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Estonia · Law · SE

652

Credit Information Sharing Act

avaldatud riigiteatajasEstonia· Riigikogu· ET

Introduced

19 May 2025

Last action

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Status

AVALDATUD_RIIGITEATAJAS

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Discovery layer

Source updated

10 June 2026

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Summary

The credit information register will gather information about all of a person's financial obligations, be it home or consumer loans, car leasing, installment payments, as well as quick loans. In the future, all lenders under the supervision of the Financial Supervision Authority must submit information about the loans taken by each person to the register. Before granting a new loan, they must check what liabilities the person already has. Consolidation of such information into one central register gives a clearer picture of a person's actual ability to pay and prevents people from over-borrowing.

Machine translation from Estonian. The official text remains authoritative.

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29 official files

Lõpptekst asice

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