671
Hoiu-laenuühistu seaduse muutmise ja sellega seonduvalt teiste seaduste muutmise seadus
Introduced
5 June 2025
Last action
21 January 2026 · Accepted
Status
AVALDATUD_RIIGITEATAJAS
Sponsors
Mart Võrklaev, Vabariigi Valitsus
Subjects
Discovery layer
Source updated
21 January 2026
Summary
Eelnõu suurendab hoiu-laenuühistute läbipaistvust ja liikmete aktiivsust ning suunab ühistud suurema järelevalve all toimivasse panga või ühistupanga vormi. Reform viiakse ellu kolmes etapis ajavahemikus 2026–2029. Esimeses etapis keelatakse uute ühistute asutamine ja hoiuseintresside reklaam, samuti tõstetakse uutele liikmetele sisseastumis- ja osamaksu. Teises etapis piiratakse volitamist, laenu- ja hoiuselepingute sõlmimist, tugevdatakse liikmete õigusi ning karmistatakse juhtimis- ja kontrollinõudeid. Kolmandas etapis peavad hoiuseid kaasata soovivad ühistud taotlema Finantsinspektsioonilt tegevusluba, teised võivad jätkata makseasutuse või krediidiandjana, tegevuse lõpetajad peavad sellest ametlikult teavitama.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
5 June 2025
AVALDATUD_RIIGITEATAJAS
Source: SE
21 January 2026
Accepted
Votes
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Versions
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Documents
23 official files
Lõpptekst
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Lõpptekst
docx · ET · 6 February 2026
Lõpptekst asice
asice · ET · 6 February 2026
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Vabariigi Presidendi otsus
pdf · ET · 6 February 2026
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Vabariigi Presidendi otsus asice
asice · ET · 6 February 2026
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Vastuvõetud seadus asice
asice · ET · 22 January 2026
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Kaaskiri Vabariigi Presidendile
pdf · ET · 22 January 2026
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Vastuvõetud seadus
pdf · ET · 21 January 2026
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Eelnõu
docx · ET · 19 January 2026
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Seletuskiri
docx · ET · 13 January 2026
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Muudatusettepanekute loetelu
docx · ET · 13 January 2026
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Eelnõu
docx · ET · 13 January 2026
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Seletuskirja lisa (märkused ja ettepanekud)
docx · ET · 10 June 2025
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Seletuskiri
docx · ET · 10 June 2025
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Eelnõu
docx · ET · 10 June 2025
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EIS teade
txt · ET · 5 June 2025
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Seletuskirja lisa (märkused ja ettepanekud) pdf
pdf · ET · 5 June 2025
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Seletuskirja lisa (märkused ja ettepanekud) docx
docx · ET · 5 June 2025
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Seletuskiri pdf
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Seletuskiri docx
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Eelnõu pdf
pdf · ET · 5 June 2025
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Eelnõu docx
docx · ET · 5 June 2025
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Kaaskiri
pdf · ET · 5 June 2025
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Algtekstid asice
asice · ET · 5 June 2025
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Sponsors
- Mart Võrklaev · plenary-member
- Vabariigi Valitsus · Vabariigi Valitsus · Initiator
Related records
No cross-record relationships stored yet.
Related across the Repo ecosystem
Direct relationships are identifier-backed. Topic context means shared TopicMembership — not a citation and not causation.
Direct relationships
- Legal framework · Hoiu-laenuühistu seaduse muutmise ja sellega seonduvalt teiste seaduste muutmise seadus · 671 · EE
- Identifier matchPROJECTS_FROM
Same estonia record ff4db768-8dba-4961-bd1d-cd7ec6efa581 projected from PoliticalRepo EE row.
Hoiu-laenuühistu seaduse muutmise ja sellega seonduvalt teiste seaduste muutmise seadus
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.riigikogu.ee/tegevus/eelnoud/ff4db768-8dba-4961-bd1d-cd7ec6efa581/
- Open data entity: https://api.riigikogu.ee/api/volumes/ff4db768-8dba-4961-bd1d-cd7ec6efa581
- estonia · ff4db768-8dba-4961-bd1d-cd7ec6efa581 · source updated 21 January 2026