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Estonia · Law · SE

771

Kogumispensionide seaduse muutmise ja sellega seonduvalt teiste seaduste muutmise seadus

avaldatud riigiteatajasEstonia· Riigikogu· ET

Introduced

9 January 2023

Last action

22 February 2023 · Accepted

Status

AVALDATUD_RIIGITEATAJAS

Sponsors

Jürgen Ligi, Vabariigi Valitsus

Subjects

Discovery layer

Source updated

22 February 2023

Summary

Eelnõuga tagatakse EL üleeuroopalise personaalse pensionitoote ehk PEPPi määruse sujuv rakendamine. Määrus rakendus 22. märtsil 2022. Eelnõu kohaselt arvatakse PEPP III samba regulatsiooni alla, rakendatakse sellele III samba pensioniiga ja maksusoodustusi ning lisatakse seadustesse viited PEPPile ja PEPPi määrusele. PEPPi võib pakkuda krediidiasutus, elukindlustusselts, tööandjapensioni kogumisasutus, kellel on liikmesriigi õiguse kohaselt lubatud pakkuda ka personaalseid pensioniskeeme ja kelle tegevuse üle teostatakse järelevalvet. Eesti mõistes oleks see fondivalitseja, kellel on vabatahtliku pensionifondi valitsemise luba. Samuti võib PEPPi pakkuda eurofond ja eurofondi valitseja, alternatiivfondi valitseja ning investeerimisühing, kellel on portfelli valitsemise tegevusluba. Kui seni on III sammas hõlmanud meil vabatahtlikke pensionifonde ja täiendava kogumispensioni kindlustuslepinguid, siis PEPPi lisandumisega võimalik pensioniskeemide ring laieneb. Lisaks pensionifondile ja kindlustuslepingule võib PEPP olla ka alternatiivfondi, eurofondi, hoiuse või väärtpaberiportfelli kujul.

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Timeline

  1. 9 January 2023

    AVALDATUD_RIIGITEATAJAS

    Source: SE

  2. 22 February 2023

    Accepted

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Documents

23 official files

Lõpptekst

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