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Estonia · Law · SE

796

Võlaõigusseaduse ja tarbijakaitseseaduse muutmise seadus

avaldatud riigiteatajasEstonia· Riigikogu· ET

Introduced

19 January 2026

Last action

13 May 2026 · Accepted

Status

AVALDATUD_RIIGITEATAJAS

Sponsors

Maria Jufereva-Skuratovski, Vabariigi Valitsus

Subjects

Discovery layer

Source updated

13 May 2026

Summary

Eelnõuga võetakse Eesti õigusesse üle finantsteenuste kaugturustuse direktiiv, mis asendab varasema samasisulise direktiivi ja kohandab tarbijakaitse nõuded nutiajastu kasutusloogikaga. Direktiiv ajakohastab reeglid vastavalt olukorrale, kus finantsteenuseid sõlmitakse üha enam telefoni, veebivormi või vestlusroboti kaudu. Eesmärk on anda tarbijale piisavalt kaitset kaugmüügi ehk sidevahenditega sõlmitud tehingute korral. Lepingueelne teave peab olema esitatud selgelt ja kasutajale arusaadavalt ka väiksel ekraanil. Ühe olulise muudatusena näeb eelnõu ette õiguse nõuda online asjaajamisel inimsuhtlust. Kui ettevõtja on suhtluse korraldanud juturoboti kaudu, peab tarbijal olema võimalus suunata vestlus päris nõustajale. See on oluline eriti juhul, kui finantsteenuse toode on keeruline või roboti standardsed vastused jäävad liiga üldiseks. Tarbijal peab olema võimalus suhelda enne lepingu sõlmimist inimesega, et veenduda, kas ta on tehingu tingimustest õigesti aru saanud. Olulise uuendusena kehtestatakse veebilepingute puhul taganemisfunktsioon ehk taganemisnupp. See peab andma tarbijale võimaluse loobuda 14-päeva jooksul ostust sama lihtsalt kui internetipoest paari klikiga asja soetamine. Praegu on e-poes ostmine tehtud ülilihtsakssaks, aga taganemine on sageli keeruline ja peidetud blankettide või juhiste taha.

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Timeline

  1. 19 January 2026

    AVALDATUD_RIIGITEATAJAS

    Source: SE

  2. 13 May 2026

    Accepted

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Documents

26 official files

Lõpptekst

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  • Lõpptekst

    docx · ET · 20 May 2026

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  • Lõpptekst asice

    asice · ET · 20 May 2026

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  • Vabariigi Presidendi otsus

    pdf · ET · 20 May 2026

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    asice · ET · 20 May 2026

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  • Vastuvõetud seadus asice

    asice · ET · 13 May 2026

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    pdf · ET · 13 May 2026

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  • Vastuvõetud seadus

    pdf · ET · 13 May 2026

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  • Eelnõu

    docx · ET · 6 May 2026

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    docx · ET · 21 April 2026

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    docx · ET · 21 April 2026

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    docx · ET · 21 April 2026

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  • Seletuskirja lisa 2 (märkused ja ettepanekud)

    docx · ET · 16 February 2026

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  • Seletuskirja lisa 1 (vastavustabel)

    docx · ET · 16 February 2026

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    docx · ET · 16 February 2026

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    docx · ET · 16 February 2026

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  • Seletuskirja lisa 2 (märkused ja ettepanekud) pdf

    pdf · ET · 19 January 2026

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    pdf · ET · 19 January 2026

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    docx · ET · 19 January 2026

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    docx · ET · 19 January 2026

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    docx · ET · 19 January 2026

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  • Kaaskiri

    pdf · ET · 19 January 2026

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  • Algtekstid asice

    asice · ET · 19 January 2026

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  • EIS teade

    txt · ET · 19 January 2026

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