936
Võlaõigusseaduse muutmise ja sellega seonduvalt teiste seaduste muutmise seadus (finantspettuste ennetamine ja tõkestamine)
Introduced
1 June 2026
Last action
21 October 2026 · Accepted
Status
SAADETUD_VABARIIGI_PRESIDENDILE
Sponsors
Maria Jufereva-Skuratovski, Vabariigi Valitsus
Subjects
Discovery layer
Source updated
21 October 2026
Summary
Eelnõu eesmärk on tõhustada finantspettuste avastamist, väljaselgitamist ja tõkestamist, andes makseteenuse pakkujatele selge õigusliku aluse maksejuhise täitmisest keeldumiseks ning krediidiasutustele õiguse jagada pettuse kahtluse korral vajalikku teavet teiste krediidiasutuste, PPA ning RIA-ga. Kehtiv õigus ei võimalda finantspettuste kahtluse korral piisavalt kiiresti ja tõhusalt sekkuda, kuna maksejuhise täitmisest keeldumise õigus on kitsalt piiritletud. Samuti ei sisalda kehtiv õigus selgeid aluseid vajaliku ja õigeaegse info jagamiseks ning seeläbi ei toimi tõhusalt ka erinevate osapoolte omavaheline koostöö. Üldjuhul töödeldakse makseid reaalajas, mis tähendab, et makse saaja kontole jõuavad need sekunditega. Seetõttu on oluline, et makseteenuse pakkujatel oleks selge õiguslik alus maksejuhise täitmisest keeldumiseks ning väga oluline on andmete vahetamine erinevate osapoolte vahel. Eelnõu lähtub samast eesmärgist ning loob riigisiseses õiguses vajalikud õiguslikud alused, mis aitavad pettusi tõhusamalt avastada, välja selgitada ja tõkestada. Eesmärk on võimaldada selliste meetmete rakendamist teatud ulatuses juba enne, kui hakkab kehtima uus ELi makseteenuste määrus.
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Timeline
1 June 2026
SAADETUD_VABARIIGI_PRESIDENDILE
Source: SE
21 October 2026
Accepted
Votes
No vote records are attached yet.
Versions
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Documents
19 official files
Vastuvõetud seadus asice
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Vastuvõetud seadus asice
asice · ET · 21 October 2026
Kaaskiri Vabariigi Presidendile
pdf · ET · 21 October 2026
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Vastuvõetud seadus
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Eelnõu
docx · ET · 14 October 2026
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Seletuskiri
docx · ET · 29 September 2026
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Muudatusettepanekute loetelu
docx · ET · 29 September 2026
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Eelnõu
docx · ET · 29 September 2026
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Seletuskirja lisa (märkused ja ettepanekud)
docx · ET · 9 June 2026
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Seletuskiri
docx · ET · 9 June 2026
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Eelnõu
docx · ET · 9 June 2026
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Seletuskirja lisa (märkused ja ettepanekud) pdf
pdf · ET · 1 June 2026
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Seletuskiri pdf
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Seletuskiri docx
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Eelnõu pdf
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Eelnõu docx
docx · ET · 1 June 2026
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Kaaskiri
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Algtekstid asice
asice · ET · 1 June 2026
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EIS teade
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Sponsors
- Maria Jufereva-Skuratovski · plenary-member
- Vabariigi Valitsus · Vabariigi Valitsus · Initiator
Related records
No cross-record relationships stored yet.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.riigikogu.ee/tegevus/eelnoud/63bf4736-defe-465e-a2e0-6a12797f2e72/
- Open data entity: https://api.riigikogu.ee/api/volumes/63bf4736-defe-465e-a2e0-6a12797f2e72
- estonia · 63bf4736-defe-465e-a2e0-6a12797f2e72 · source updated 21 October 2026