Question 10983 — insurance

Summary

Ms. Annaïg Le Meur questions the Minister of the Economy and Finance on the minimum age condition for subscribing to a disability savings contract. I of Article 26 of Law No. 87-1061 of December 30, 1987 provides specific provisions within life insurance contracts for people with a disability. The disability savings contract is one of the tools offered to this clientele. The tax advantages it offers include facilitate the creation of pension savings by a subscriber who knows or will experience difficulties in exercising a profession due to his disability. The effective duration of this contract must be at least six years. Currently, subscription to disability savings accounts is restricted by age limits. Indeed, this contract is available for minors over sixteen years of age and for adults who have not yet assert their retirement rights. However, a subscriber's infirmity can often be detected at a very young age. Some parents of disabled children deplore this minimum age condition which prevents their children from subscribing to this type of contract and which would allow them to build up capital throughout their childhood in order to live more peacefully once they reach adulthood. So, she asks him to please indicate the reasons why this minimum age condition is introduced and if the Government intends to modify these provisions.

Machine translation from French. The official text remains authoritative.

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