Question 11264 — supplementary insurance

Summary

Ms. Ersilia Soudais draws the attention of the Minister of Action and Public Accounts to the foreseeable effects of the compulsory affiliation of national education personnel to a collective supplementary social protection contract (PSC) retained with the MGEN-CNP group, provided for by the ministerial calendar. According to information published by the Government, this new collective regime must apply from May 1, 2026 for the health and welfare of state personnel. However, this membership obligation is already a source of concern for many staff, whether they are tenured or not: loss of freedom of choice of their supplement, risks of additional costs for agents, in particular the most precarious and possible deterioration of guarantees compared to the contracts currently subscribed. Testimonials and feedback published on the networks social reports show agents reporting additional costs and loss of guarantees. Furthermore, the file leading to the selection of the MGEN-CNP group raises questions about the conditions of competition. Several unions, notably the Unitary Trade Union Federation via the National Union of Secondary Education, denounce a restrictive procedure: the award of the market to a single group and the absence of sufficient guarantees regarding the quality of services and equal treatment between ministries. They also warn of the attack on the principles of solidarity and universality supported by the social security system. Consequently, the MP asks the Minister to please specify on what legal bases and according to what technical and financial criteria the MGEN-CNP grouping was selected for education national and to communicate, to guarantee transparency, a copy of the comparative analysis report which led to the choice of this grouping as well as the list of competing offers examined, in particular the impact simulations carried out by the Government on the purchasing power of agents (by category, status and family situations). It also asks him for the measures envisaged to compensate for possible additional costs borne by agents, in particular precarious staff and the concrete and strict modalities of exemptions as well as the procedure that agents must follow to obtain an exemption without being penalized or double contribution. It also asks for the guarantees that the State will put in place to prevent the duplication of contributions (double affiliation) and to ensure that the employer respects the planned financial participation, namely the coverage of 50% of the average contribution announced. Given the consequences on the freedom of choice of agents and the precariousness of some of them, she also asks if the Government plans to review the implementation of this obligation and, failing that, to transmit without delay to the deputies all the documents relating to the cost-benefit analysis and the offers received in order to allow parliamentary control. effective. Finally, she would like to know if a strategy is planned to eventually establish “100% social security” in France, the only truly satisfactory solution to guarantee all staff a perfectly supportive and egalitarian health system.

Machine translation from French. The official text remains authoritative.

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