Question 11831 — housing: aid and loans

Summary

Mr. Jean-Paul Dufrègne draws the attention of the Minister of Territorial Cohesion to the consequences of the removal of access housing assistance for first-time buyers with modest incomes in non-tense areas. Indeed, article L. 351-2 of the town planning code, amended by law no. 2017-1837 of December 30, 2017 on finance for 2018, indicates that personalized housing assistance is granted for the main residence. This aid applies on the one hand (1° of the article) to housing occupied by their owners, built, acquired or improved, from January 5, 1977, by means of specific forms of State aid and on the other hand (6° of the article) to housing occupied by holders of rental-ownership contracts concluded under the conditions provided for by Law No. 84-595 of July 12, 1984. However these 2 paragraphs (1° and 6°) of article L351-2 of the town planning code are not applicable for loans or rental-ownership contracts signed as of January 1, 2018 (for new housing) and January 1, 2020 (for old housing) in municipalities not characterized by a significant imbalance between supply and demand for housing leading to difficulties in accessing housing in the existing residential stock. To this extent Added to this are more restrictive conditions for obtaining a zero-interest loan (P.T.Z.) which now make it almost improbable for a modest household to access property. These measures once again penalize rural areas like my constituency, where residents' incomes remain modest, and even accelerate their desertification while local elected officials vainly implement policies. attractiveness. He asks whether the Government intends to take measures to counterbalance this imbalance and thus allow low-income households to access property.

Machine translation from French. The official text remains authoritative.

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