Question 11832 — housing: aid and loans

Summary

Ms. Annick Cousin alerts the Minister Delegate to the Minister for Ecological Transition and Territorial Cohesion, responsible for housing, about the abolition of the “Pinel” system. On June 5, 2023, the Prime Minister presented her plan for housing, marking the end of the “Pinel” system. This decision stems from the Government's desire to focus on the existing real estate stock before promoting new constructions. The “Pinel” system, introduced in 2015 by the finance law, had three major advantages: it supported rental investment by allowing the creation of real estate assets, it contributed to increasing the supply of rental housing in areas with tight market conditions and it promoted the creation of intermediate rental housing by offering affordable rents for households who were having difficulty to access social housing or find housing on the open market. In 2019, the ministers responsible for the economy, public accounts, territorial cohesion and housing requested an evaluation of the “Pinel” system from the General Inspectorate of Finance (IGF) and the General Council for the Environment and Sustainable Development (CGEDD). Despite some negative repercussions identified in the report, the mission does not did not recommend the total abolition of aid to individual investors. The abolition of the “Pinel” system risks worsening the housing crisis instead of resolving it. Studies show that the tax incentive is the main driver for investors. By eliminating this system which encourages investments in tense areas and affordable rents, how does the Government intend to maintain or even increase the supply of intermediate housing in these regions? It is also important to note that tax measures to support new rental property have had a positive impact on the balance of public finances since 2000. Therefore, she asks how the removal of this measure could contribute to resolving the housing crisis and what solutions the Government is considering to fill the housing deficit. affordable intermediaries that it will generate in tense areas.

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