Question 13332 — means of payment

Summary

Mr. Jean-Luc Lagleize draws the attention of the Minister of the Economy and Finance to the need to publish as soon as possible the decree relating to the provision of cash as part of a payment transaction. Law No. 2018-700 of August 3, 2018 ratifying Ordinance No. 2017-1252 of August 9, 2017 transposing Directive 2015/2366 of the European Parliament and of the Council of November 25, 2015 concerning payment services in Article 2 of the internal market provides for the establishment of a system for providing cash as part of a payment transaction, commonly called cash back. In order to ensure the quality of cash circulation and to limit the risks of money laundering and terrorist financing, it is planned that a decree specifies the terms of this provision of cash as part of a payment transaction. This decree must in particular determine the minimum amount of the payment transaction for the purchase of goods or services in the context of which cash is provided, as well as the maximum amount of cash that can be disbursed in this context. The rapid implementation of this system is essential for rural municipalities which encounter difficulties in maintaining banks, and therefore automatic teller machines (ATMs), in their territory and particularly in city centers. However, faced with the devitalization of city centers, maintaining banking services available to citizens is crucial to preserve the dynamism of merchants and artisans. Thus, the rapid implementation of this system commonly called cash back could contribute to the necessary revitalization of town centers. Thus, he draws his attention to the need to publish in as soon as possible the decree relating to the provision of cash in the context of a payment transaction.

Machine translation from French. The official text remains authoritative.

Timeline

No timeline events have been ingested for this record yet.

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

No documents linked.

Sponsors

No sponsors or actors listed by the source.

Related records

No cross-record relationships stored yet.